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Watertown city, New York Demographics & Population 2026

As of 2026, Watertown city, New York has a total population of 24,574, the 68th largest city in New York, with a median household income of $49,692, which is 41% lower than the state average. The poverty rate is 20.8%.

Key Takeaways

Watertown city Quick Facts

Population 24,574
Median Household Income $49,692
Median Home Value $149,800
Poverty Rate 20.8%
Unemployment Rate 6.4%
Median Age 35.6 years
Homeownership Rate 41.6%
Affordability Ratio 3.0x
Bachelor's Degree or Higher 25.9%
High School Graduation Rate 89.4%
Diversity Index 34/100
Population 24,574 68th of 1,287
Median Income $49,692 bottom 10%
Poverty Rate 20.8% 67% higher national
Median Home Value $149,800 bottom 30%

How Watertown city Compares

Economy & Housing

Employment

6.4% Unemployment Rate State: 6.2% | National: 5.2%
62.9% Labor Force Participation

Housing Overview

Owner 41.6%
Renter 58.4%
Affordability Index Affordable
3.0x home value to income ratio

People & Demographics

Diversity Index

34out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 60

Education

Watertown city Rankings in New York

#68 Population of 1,287
#1109 Median Income of 1,287
#836 Education of 1,287
#883 Home Value of 1,287

Cities Similar to Watertown city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Auburn city26,475$49,377$143,60020.3%20.0%
Monsey CDP27,787$49,095$829,70014.2%46.5%
Elmira city26,349$43,089$88,20018.7%26.9%
Kingston city23,942$65,413$277,90031.6%19.1%
Newburgh city28,649$51,006$221,10017.8%27.1%

Population Overview

Watertown city is a small city located in New York, within Jefferson County. The total population is 24,574. It ranks as the 68th most populous out of 1,287 cities and towns in New York.

Age Demographics

The median age in Watertown city is 35.6 years. This is 10% lower than the state median of 39.6 years.

Economy, Income & Housing

The median household income in Watertown city is $49,692. This is 41% lower than the state median of $84,578. Compared to the national median of $78,538, household income here is 37% lower. The poverty rate stands at 20.8%. This is 52% higher than the state poverty rate of 13.7%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 6.4%. This is 4% higher than the state rate of 6.2%. The median home value is $149,800. Housing costs are 63% lower than the state median of $403,000. The home-value-to-income ratio is 3.0x. 41.6% of occupied housing units are owner-occupied. This homeownership rate is 23% lower than the state average of 54.3%.

Race & Ethnicity

The largest racial or ethnic group in Watertown city is White (non-Hispanic), making up 80.2% of the population. Hispanic or Latino residents account for 6.8%. The White (non-Hispanic) population is significantly higher than the state average (80.2% vs 53.4%). The Black or African American population (4.5%) is well below the state average of 13.6%. The Hispanic or Latino population (6.8%) is well below the state average of 19.6%. The Asian population (1.9%) is well below the state average of 8.8%.

Education

25.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 34% lower than the state rate of 39.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.4%.

Data Sources & Methodology

All demographic data for Watertown city, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,287 Census-designated places in New York. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Watertown city, New York?

Watertown city, New York has a population of 24,574 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Watertown city, NY?

The median household income in Watertown city is $49,692, which is 37% lower the national median of $78,538.

What is the poverty rate in Watertown city, NY?

The poverty rate in Watertown city is 20.8%. This means approximately 4,965 residents live below the federal poverty line.

What is the racial makeup of Watertown city, New York?

Watertown city's population is 80.2% White, 4.5% Black, 6.8% Hispanic/Latino, and 1.9% Asian.

What is the median home value in Watertown city, NY?

The median home value in Watertown city is $149,800. The home-value-to-income ratio is 3.0x.

How educated is Watertown city, New York?

25.9% of adults (25+) in Watertown city hold a bachelor's degree or higher, and 11.6% hold a graduate or professional degree.