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Cape Carteret, North Carolina Demographics & Population 2026

During the 2020–2024 ACS period, Cape Carteret, North Carolina had a total population of 2,703, the 281st largest town in North Carolina, with a median household income of $86,136, which is 19% higher than the state average. The poverty rate is 6.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cape Carteret Quick Facts

Population 2,703
Median Household Income $86,136
Median Home Value $375,700
Poverty Rate 6.1%
Unemployment Rate 1.4%
Median Age 46.3 years
Homeownership Rate 79.6%
Affordability Ratio 4.4x
Bachelor's Degree or Higher 37.9%
High School Graduation Rate 93.0%
Diversity Index 14/100
Population 2,703 281st of 772
Median Income $86,136 top 30%
Poverty Rate 6.1% 51% lower than national
Median Home Value $375,700 top 20%

How Cape Carteret Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,5982,703+4.0%
Median household income$75,313$86,136+14.4%
Median home value$347,500$375,700+8.1%

How Cape Carteret Compares

Economy & Housing

Household Income Distribution

Under $25K 13.1%
$25K-$50K 11.7%
$50K-$100K 28.8%
$100K+ 46.4%
Detailed income brackets
Under $10K
4.2%
$10K-$15K
3.2%
$15K-$20K
1.2%
$20K-$25K
4.5%
$25K-$30K
1.9%
$30K-$35K
3.1%
$35K-$40K
2.1%
$40K-$45K
1.1%
$45K-$50K
3.5%
$50K-$60K
15.6%
$60K-$75K
6.9%
$75K-$100K
6.3%
$100K-$125K
14.5%
$125K-$150K
7.4%
$150K-$200K
14.8%
$200K+
9.8%

Employment

1.4% Unemployment Rate State: 4.7%|National: 5.2%
59.9% Labor Force Participation

Housing Overview

Owner 79.6%
Renter 20.4%
Affordability Index Moderate
4.4x home value to income ratio
Median gross rent $1,745/mo 24.3% of median household income annually

People & Demographics

Diversity Index

14out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 58 | National average: 61

Education

Cape Carteret Rankings in North Carolina

#281 Population of 772
#147 Median Income of 716
#180 Education of 772
#134 Home Value of 725

Other Cities in Carteret County

CityPopulationMedian IncomePovertyHome Value
Morehead City 9,806 $56,233 18.1% $357,400
Beaufort 4,689 $53,321 11.2% $354,900
Newport 4,441 $56,351 10.7% $233,600
Emerald Isle 3,934 $89,773 4.9% $603,700
Cedar Point 1,917 $98,750 5.4% $423,700
Broad Creek 1,836 $57,500 7.8% $244,200
Atlantic Beach 1,719 $70,402 15.6% $498,400
Pine Knoll Shores 1,351 $109,375 3.5% $592,300
Brandywine Bay 1,313 $105,000 1.2% $371,500
Harkers Island 1,060 $60,000 10.4% $313,100

Cities Similar to Cape Carteret

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Valley Hill2,675$86,599$353,10043.6%7.9%
Neuse Forest2,671$84,500$228,00031.0%4.6%
Sneads Ferry2,728$79,594$269,30024.8%13.3%
Tobaccoville2,664$80,263$234,20028.3%8.5%
Belville2,573$81,944$282,60028.7%10.7%

Population Overview

Cape Carteret is a small community located in North Carolina, within Carteret County. The total population is 2,703. It ranks as the 281st most populous out of 772 Census-designated places in North Carolina.

Age Demographics

The median age in Cape Carteret is 46.3 years. This is 18% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Cape Carteret is $86,136. This is 19% higher than the state median of $72,388. It is also 7% higher than the national median of $80,734. The poverty rate stands at 6.1%. This is 53% lower than the state poverty rate of 13.0%. The unemployment rate is 1.4%. This is 71% lower than the state rate of 4.7%. The median home value is $375,700. Housing costs are 30% higher than the state median of $288,900. The home-value-to-income ratio is 4.4x. 79.6% of occupied housing units are owner-occupied. This homeownership rate is 19% higher than the state average of 66.6%.

Race & Ethnicity

Cape Carteret has a predominantly White (non-Hispanic) population, comprising 92.7% of all residents. Hispanic or Latino residents account for 4.4%. The White (non-Hispanic) population is significantly higher than the state average (92.7% vs 60.0%). The Black or African American population (0.3%) is well below the state average of 20.0%. The Hispanic or Latino population (4.4%) is well below the state average of 11.3%.

Education

37.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 6% higher than the state rate of 35.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.0%. Notably, 18.1% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Cape Carteret, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 772 Census-designated places in North Carolina. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all North Carolina city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Cape Carteret, North Carolina?

Cape Carteret, North Carolina has a population of 2,703 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cape Carteret, NC?

The median household income in Cape Carteret is $86,136, which is 7% higher than the national median of $80,734.

What is the poverty rate in Cape Carteret, NC?

The poverty rate in Cape Carteret is 6.1%. This means approximately 165 residents live below the federal poverty line.

What is the racial makeup of Cape Carteret, North Carolina?

Cape Carteret's population is 92.7% White, 0.3% Black, 4.4% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Cape Carteret, NC?

The median home value in Cape Carteret is $375,700. The home-value-to-income ratio is 4.4x.

How educated is Cape Carteret, North Carolina?

37.9% of adults (25+) in Cape Carteret hold a bachelor's degree or higher, and 18.1% hold a graduate or professional degree.