Flat Rock, North Carolina Demographics & Population 2026
During the 2020–2024 ACS period, Flat Rock, North Carolina had a total population of 1,062, the 447th largest community in North Carolina, with a median household income of $42,018, which is 42% lower than the state average. The poverty rate is 11.9%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 42% below the state average, indicating significant economic challenges.
- Housing is very affordable with a home-value-to-income ratio of just 2.3x.
Flat Rock Quick Facts
How Flat Rock Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 1,141 | 1,062 | -6.9% |
| Median household income | $52,188 | $42,018 | -19.5% |
| Median home value | $111,700 | $95,400 | -14.6% |
How Flat Rock Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 58 | National average: 61
Education
Educational Attainment (Adults 25+)
Flat Rock Rankings in North Carolina
Explore North Carolina Rankings
Other Cities in Surry County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Mount Airy | 10,633 | $40,275 | 26.9% | $181,900 |
| Elkin | 4,043 | $60,740 | 22.3% | $226,900 |
| Dobson | 1,652 | $43,750 | 22.4% | $173,900 |
| Pilot Mountain | 1,483 | $49,200 | 12.4% | $203,600 |
| Toast | 893 | $35,111 | 14.0% | $104,800 |
| White Plains | 795 | $44,242 | 10.7% | $231,700 |
| Lowgap | 264 | $60,368 | 8.7% | $163,500 |
Cities Similar to Flat Rock
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Bonnetsville | 1,063 | N/A | N/A | 5.1% | 62.8% |
| Stoneville | 1,094 | $44,630 | $150,600 | 10.2% | 28.3% |
| Magnolia | 1,024 | $39,406 | $114,400 | 12.8% | 41.3% |
| West Marion | 1,066 | $36,715 | $161,600 | 15.7% | 15.1% |
| Roseboro | 1,123 | $39,333 | $130,300 | 18.1% | 39.2% |
Population Overview
Flat Rock is a small community located in North Carolina, within Surry County. The total population is 1,062. It ranks as the 447th most populous out of 772 Census-designated places in North Carolina.
Age Demographics
The median age in Flat Rock is 37.8 years. This is 3% lower than the state median of 39.1 years.
Economy, Income & Housing
The median household income in Flat Rock is $42,018. This is 42% lower than the state median of $72,388. It is also 48% lower than the national median of $80,734. The poverty rate stands at 11.9%. This is 9% lower than the state poverty rate of 13.0%. The unemployment rate is 3.9%. This is 17% lower than the state rate of 4.7%. The median home value is $95,400. Housing costs are 67% lower than the state median of $288,900. With a home-value-to-income ratio of just 2.3x, Flat Rock is one of the most affordable housing markets in the area. 75.2% of occupied housing units are owner-occupied. This homeownership rate is 13% higher than the state average of 66.6%.
Race & Ethnicity
Flat Rock has a predominantly White (non-Hispanic) population, comprising 93.5% of all residents. Hispanic or Latino residents account for 5.7%. The White (non-Hispanic) population is significantly higher than the state average (93.5% vs 60.0%).
Education
18.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 48% lower than the state rate of 35.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 81.3%.
Data Sources & Methodology
All demographic data for Flat Rock, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 772 Census-designated places in North Carolina. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Flat Rock, North Carolina?
Flat Rock, North Carolina has a population of 1,062 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Flat Rock, NC?
The median household income in Flat Rock is $42,018, which is 48% lower than the national median of $80,734.
What is the poverty rate in Flat Rock, NC?
The poverty rate in Flat Rock is 11.9%. This means approximately 126 residents live below the federal poverty line.
What is the racial makeup of Flat Rock, North Carolina?
Flat Rock's population is 93.5% White, 0.0% Black, 5.7% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Flat Rock, NC?
The median home value in Flat Rock is $95,400. The home-value-to-income ratio is 2.3x.
How educated is Flat Rock, North Carolina?
18.6% of adults (25+) in Flat Rock hold a bachelor's degree or higher, and 0.0% hold a graduate or professional degree.