Skip to main content

Murphy, North Carolina Demographics & Population 2026

During the 2020–2024 ACS period, Murphy, North Carolina had a total population of 1,604, the 381st largest town in North Carolina, with a median household income of $37,263, which is 49% lower than the state average. The poverty rate is 17.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Murphy Quick Facts

Population 1,604
Median Household Income $37,263
Median Home Value $250,000
Poverty Rate 17.5%
Unemployment Rate 5.6%
Median Age 34.5 years
Homeownership Rate 46.0%
Affordability Ratio 6.7x
Bachelor's Degree or Higher 26.8%
High School Graduation Rate 88.9%
Diversity Index 37/100
Population 1,604 381st of 772
Median Income $37,263 bottom 20%
Poverty Rate 17.5% 40% higher than national
Median Home Value $250,000 above average

How Murphy Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,3561,604+18.3%
Median household income$36,989$37,263+0.7%
Median home value$221,100$250,000+13.1%

How Murphy Compares

Economy & Housing

Household Income Distribution

Under $25K 29.3%
$25K-$50K 29.3%
$50K-$100K 25.6%
$100K+ 15.8%
Detailed income brackets
Under $10K
3.2%
$10K-$15K
12.3%
$15K-$20K
8.7%
$20K-$25K
5.2%
$25K-$30K
1.8%
$30K-$35K
0.9%
$35K-$40K
21.1%
$40K-$45K
2.8%
$45K-$50K
2.8%
$50K-$60K
5.9%
$60K-$75K
3.8%
$75K-$100K
15.9%
$100K-$125K
7.4%
$125K-$150K
3.8%
$150K-$200K
0.4%
$200K+
4.2%

Employment

5.6% Unemployment Rate State: 4.7%|National: 5.2%
54.5% Labor Force Participation

Housing Overview

Owner 46.0%
Renter 54.0%
Affordability Index Expensive
6.7x home value to income ratio
Median gross rent $422/mo 13.6% of median household income annually

People & Demographics

Diversity Index

37out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 58 | National average: 61

Education

Murphy Rankings in North Carolina

#381 Population of 772
#640 Median Income of 716
#280 Education of 772
#261 Home Value of 725

Other Cities in Cherokee County

CityPopulationMedian IncomePovertyHome Value
Andrews 1,998 $37,061 21.4% $98,600
Marble 472 $71,836 0.0% $193,800

Cities Similar to Murphy

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Coats1,664$37,009$125,20019.1%21.6%
Hertford1,618$40,250$176,50012.2%24.7%
Belhaven1,577$32,644$103,00012.6%40.3%
Dobson1,652$43,750$173,90024.3%22.4%
Princeville1,619$46,406$106,0008.1%36.2%

Population Overview

Murphy is a small community located in North Carolina, within Cherokee County. The total population is 1,604. It ranks as the 381st most populous out of 772 Census-designated places in North Carolina.

Age Demographics

The median age in Murphy is 34.5 years. This is 12% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Murphy is $37,263. This is 49% lower than the state median of $72,388. It is also 54% lower than the national median of $80,734. The poverty rate stands at 17.5%. This is 34% higher than the state poverty rate of 13.0%. The unemployment rate is 5.6%. This is 19% higher than the state rate of 4.7%. The median home value is $250,000. Housing costs are 13% lower than the state median of $288,900. The home-value-to-income ratio of 6.7x suggests that housing affordability is a significant concern for many residents. 46.0% of occupied housing units are owner-occupied. This homeownership rate is 31% lower than the state average of 66.6%.

Race & Ethnicity

The largest racial or ethnic group in Murphy is White (non-Hispanic), making up 78.2% of the population. Black or African American residents account for 12.2%. The Hispanic or Latino population (4.1%) is well below the state average of 11.3%. The Asian population (0.5%) is well below the state average of 3.3%.

Education

26.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 25% lower than the state rate of 35.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.9%.

Data Sources & Methodology

All demographic data for Murphy, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 772 Census-designated places in North Carolina. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all North Carolina city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Murphy, North Carolina?

Murphy, North Carolina has a population of 1,604 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Murphy, NC?

The median household income in Murphy is $37,263, which is 54% lower than the national median of $80,734.

What is the poverty rate in Murphy, NC?

The poverty rate in Murphy is 17.5%. This means approximately 262 residents live below the federal poverty line.

What is the racial makeup of Murphy, North Carolina?

Murphy's population is 78.2% White, 12.2% Black, 4.1% Hispanic/Latino, and 0.5% Asian.

What is the median home value in Murphy, NC?

The median home value in Murphy is $250,000. The home-value-to-income ratio is 6.7x.

How educated is Murphy, North Carolina?

26.8% of adults (25+) in Murphy hold a bachelor's degree or higher, and 8.3% hold a graduate or professional degree.