North Topsail Beach, North Carolina Demographics & Population 2026
During the 2020–2024 ACS period, North Topsail Beach, North Carolina had a total population of 784, the 503rd largest town in North Carolina, with a median household income of $121,250, which is 68% higher than the state average. The poverty rate is 6.5%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 68% above the state average — one of the wealthiest communities in North Carolina.
- 54.4% of adults hold a bachelor's degree or higher — top 10% in North Carolina.
North Topsail Beach Quick Facts
How North Topsail Beach Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 699 | 784 | +12.2% |
| Median household income | $106,818 | $121,250 | +13.5% |
| Median home value | $453,500 | $473,600 | +4.4% |
How North Topsail Beach Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 58 | National average: 61
Education
Educational Attainment (Adults 25+)
North Topsail Beach Rankings in North Carolina
Explore North Carolina Rankings
Other Cities in Onslow County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Jacksonville | 71,279 | $57,697 | 12.7% | $210,100 |
| Piney Green | 14,078 | $72,177 | 10.8% | $227,600 |
| Half Moon | 7,378 | $68,946 | 7.9% | $182,500 |
| Holly Ridge | 4,904 | $104,788 | 0.8% | $360,300 |
| Surf City | 4,396 | $81,433 | 5.5% | $512,300 |
| Swansboro | 3,997 | $114,425 | 14.1% | $378,700 |
| Sneads Ferry | 2,728 | $79,594 | 13.3% | $269,300 |
| Richlands | 2,335 | $65,163 | 11.1% | $248,800 |
| Pumpkin Center | 1,636 | $64,102 | 2.9% | $189,600 |
Cities Similar to North Topsail Beach
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Rodanthe | 781 | N/A | N/A | 28.2% | 2.3% |
| Hoffman | 821 | N/A | $72,900 | 7.0% | 58.2% |
| Bogue | 756 | $93,516 | $291,100 | 23.4% | 3.2% |
| Five Points | 940 | N/A | $344,100 | 22.2% | 21.7% |
| Rougemont | 703 | $104,327 | $298,500 | 20.5% | 5.5% |
A note before these figures: with a population of 784, North Topsail Beach's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.
Population Overview
North Topsail Beach is a small community located in North Carolina, within Onslow County. The total population is 784. It ranks as the 503rd most populous out of 772 Census-designated places in North Carolina.
Age Demographics
The median age in North Topsail Beach is 60.5 years. This is 55% higher than the state median of 39.1 years. Only 4.7% of residents are under 18, indicating fewer families with children.
Economy, Income & Housing
The median household income in North Topsail Beach is $121,250. This is 68% higher than the state median of $72,388. It is also 50% higher than the national median of $80,734. The poverty rate stands at 6.5%. This is 50% lower than the state poverty rate of 13.0%. The unemployment rate is 2.6%. This is 45% lower than the state rate of 4.7%. The median home value is $473,600. Housing costs are 64% higher than the state median of $288,900. The home-value-to-income ratio is 3.9x. 94.5% of occupied housing units are owner-occupied. This homeownership rate is 42% higher than the state average of 66.6%.
Race & Ethnicity
North Topsail Beach has a predominantly White (non-Hispanic) population, comprising 88.1% of all residents. Hispanic or Latino residents account for 4.5%. The Black or African American population (1.9%) is well below the state average of 20.0%. The Hispanic or Latino population (4.5%) is well below the state average of 11.3%.
Education
54.4% of residents aged 25 and older hold a bachelor's degree or higher. This places North Topsail Beach in the top 10% of all cities in the state for educational attainment. This is 53% higher than the state rate of 35.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.8%. Notably, 19.5% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for North Topsail Beach, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 772 Census-designated places in North Carolina. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of North Topsail Beach, North Carolina?
North Topsail Beach, North Carolina has a population of 784 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in North Topsail Beach, NC?
The median household income in North Topsail Beach is $121,250, which is 50% higher than the national median of $80,734.
What is the poverty rate in North Topsail Beach, NC?
The poverty rate in North Topsail Beach is 6.5%. This means approximately 51 residents live below the federal poverty line.
What is the racial makeup of North Topsail Beach, North Carolina?
North Topsail Beach's population is 88.1% White, 1.9% Black, 4.5% Hispanic/Latino, and 0.0% Asian.
What is the median home value in North Topsail Beach, NC?
The median home value in North Topsail Beach is $473,600. The home-value-to-income ratio is 3.9x.
How educated is North Topsail Beach, North Carolina?
54.4% of adults (25+) in North Topsail Beach hold a bachelor's degree or higher, and 19.5% hold a graduate or professional degree.