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North Topsail Beach, North Carolina Demographics & Population 2026

During the 2020–2024 ACS period, North Topsail Beach, North Carolina had a total population of 784, the 503rd largest town in North Carolina, with a median household income of $121,250, which is 68% higher than the state average. The poverty rate is 6.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

North Topsail Beach Quick Facts

Population 784
Median Household Income $121,250
Median Home Value $473,600
Poverty Rate 6.5%
Unemployment Rate 2.6%
Median Age 60.5 years
Homeownership Rate 94.5%
Affordability Ratio 3.9x
Bachelor's Degree or Higher 54.4%
High School Graduation Rate 97.8%
Diversity Index 22/100
Population 784 503rd of 772
Median Income $121,250 top 10%
Poverty Rate 6.5% 48% lower than national
Median Home Value $473,600 top 10%

How North Topsail Beach Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population699784+12.2%
Median household income$106,818$121,250+13.5%
Median home value$453,500$473,600+4.4%

How North Topsail Beach Compares

Economy & Housing

Household Income Distribution

Under $25K 9.6%
$25K-$50K 12.0%
$50K-$100K 17.8%
$100K+ 60.6%
Detailed income brackets
Under $10K
3.6%
$10K-$15K
1.2%
$15K-$20K
4.1%
$20K-$25K
0.7%
$25K-$30K
6.5%
$30K-$35K
1.7%
$35K-$40K
0.0%
$40K-$45K
0.0%
$45K-$50K
3.9%
$50K-$60K
3.1%
$60K-$75K
7.4%
$75K-$100K
7.2%
$100K-$125K
12.0%
$125K-$150K
14.4%
$150K-$200K
13.2%
$200K+
20.9%

Employment

2.6% Unemployment Rate State: 4.7%|National: 5.2%
51.2% Labor Force Participation

Housing Overview

Owner 94.5%
Renter 5.5%
Affordability Index Affordable
3.9x home value to income ratio
Median gross rent $1,268/mo 12.5% of median household income annually

People & Demographics

Diversity Index

22out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 58 | National average: 61

Education

North Topsail Beach Rankings in North Carolina

#503 Population of 772
#33 Median Income of 716
#69 Education of 772
#53 Home Value of 725

Other Cities in Onslow County

CityPopulationMedian IncomePovertyHome Value
Jacksonville 71,279 $57,697 12.7% $210,100
Piney Green 14,078 $72,177 10.8% $227,600
Half Moon 7,378 $68,946 7.9% $182,500
Holly Ridge 4,904 $104,788 0.8% $360,300
Surf City 4,396 $81,433 5.5% $512,300
Swansboro 3,997 $114,425 14.1% $378,700
Sneads Ferry 2,728 $79,594 13.3% $269,300
Richlands 2,335 $65,163 11.1% $248,800
Pumpkin Center 1,636 $64,102 2.9% $189,600

Cities Similar to North Topsail Beach

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Rodanthe781N/AN/A28.2%2.3%
Hoffman821N/A$72,9007.0%58.2%
Bogue756$93,516$291,10023.4%3.2%
Five Points940N/A$344,10022.2%21.7%
Rougemont703$104,327$298,50020.5%5.5%

A note before these figures: with a population of 784, North Topsail Beach's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

North Topsail Beach is a small community located in North Carolina, within Onslow County. The total population is 784. It ranks as the 503rd most populous out of 772 Census-designated places in North Carolina.

Age Demographics

The median age in North Topsail Beach is 60.5 years. This is 55% higher than the state median of 39.1 years. Only 4.7% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in North Topsail Beach is $121,250. This is 68% higher than the state median of $72,388. It is also 50% higher than the national median of $80,734. The poverty rate stands at 6.5%. This is 50% lower than the state poverty rate of 13.0%. The unemployment rate is 2.6%. This is 45% lower than the state rate of 4.7%. The median home value is $473,600. Housing costs are 64% higher than the state median of $288,900. The home-value-to-income ratio is 3.9x. 94.5% of occupied housing units are owner-occupied. This homeownership rate is 42% higher than the state average of 66.6%.

Race & Ethnicity

North Topsail Beach has a predominantly White (non-Hispanic) population, comprising 88.1% of all residents. Hispanic or Latino residents account for 4.5%. The Black or African American population (1.9%) is well below the state average of 20.0%. The Hispanic or Latino population (4.5%) is well below the state average of 11.3%.

Education

54.4% of residents aged 25 and older hold a bachelor's degree or higher. This places North Topsail Beach in the top 10% of all cities in the state for educational attainment. This is 53% higher than the state rate of 35.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.8%. Notably, 19.5% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for North Topsail Beach, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 772 Census-designated places in North Carolina. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of North Topsail Beach, North Carolina?

North Topsail Beach, North Carolina has a population of 784 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in North Topsail Beach, NC?

The median household income in North Topsail Beach is $121,250, which is 50% higher than the national median of $80,734.

What is the poverty rate in North Topsail Beach, NC?

The poverty rate in North Topsail Beach is 6.5%. This means approximately 51 residents live below the federal poverty line.

What is the racial makeup of North Topsail Beach, North Carolina?

North Topsail Beach's population is 88.1% White, 1.9% Black, 4.5% Hispanic/Latino, and 0.0% Asian.

What is the median home value in North Topsail Beach, NC?

The median home value in North Topsail Beach is $473,600. The home-value-to-income ratio is 3.9x.

How educated is North Topsail Beach, North Carolina?

54.4% of adults (25+) in North Topsail Beach hold a bachelor's degree or higher, and 19.5% hold a graduate or professional degree.