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St. Stephens, North Carolina Demographics & Population 2026

During the 2020–2024 ACS period, St. Stephens, North Carolina had a total population of 9,457, the 102nd largest community in North Carolina, with a median household income of $60,394, which is 17% lower than the state average. The poverty rate is 16.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

St. Stephens Quick Facts

Population 9,457
Median Household Income $60,394
Median Home Value $213,300
Poverty Rate 16.3%
Unemployment Rate 1.1%
Median Age 43.2 years
Homeownership Rate 83.6%
Affordability Ratio 3.5x
Bachelor's Degree or Higher 25.7%
High School Graduation Rate 85.8%
Diversity Index 53/100
Population 9,457 102nd of 772
Median Income $60,394 average
Poverty Rate 16.3% 31% higher than national
Median Home Value $213,300 average

How St. Stephens Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population9,4099,457+0.5%
Median household income$57,882$60,394+4.3%
Median home value$187,500$213,300+13.8%

How St. Stephens Compares

Economy & Housing

Household Income Distribution

Under $25K 20.5%
$25K-$50K 22.3%
$50K-$100K 31.3%
$100K+ 25.9%
Detailed income brackets
Under $10K
4.2%
$10K-$15K
4.0%
$15K-$20K
2.8%
$20K-$25K
9.5%
$25K-$30K
5.5%
$30K-$35K
5.1%
$35K-$40K
2.9%
$40K-$45K
4.1%
$45K-$50K
4.8%
$50K-$60K
6.2%
$60K-$75K
12.9%
$75K-$100K
12.2%
$100K-$125K
11.4%
$125K-$150K
5.4%
$150K-$200K
5.2%
$200K+
3.9%

Employment

1.1% Unemployment Rate State: 4.7%|National: 5.2%
59.3% Labor Force Participation

Housing Overview

Owner 83.6%
Renter 16.4%
Affordability Index Affordable
3.5x home value to income ratio
Median gross rent $958/mo 19.0% of median household income annually

People & Demographics

Diversity Index

53out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 58 | National average: 61

Education

St. Stephens Rankings in North Carolina

#102 Population of 772
#358 Median Income of 716
#305 Education of 772
#353 Home Value of 725

Other Cities in Catawba County

CityPopulationMedian IncomePovertyHome Value
Hickory 44,258 $64,576 17.1% $278,400
Newton 13,333 $62,015 12.0% $186,300
Lake Norman of Catawba 9,906 $112,656 4.2% $492,600
Conover 8,580 $65,972 15.7% $271,300
Long View 5,011 $46,739 11.3% $157,300
Mountain View 3,982 $71,792 20.4% $222,500
Maiden 3,788 $75,511 19.7% $233,800
Claremont 1,922 $66,667 7.0% $255,300
Catawba 628 $47,250 21.4% $163,000
Brookford 390 N/A 19.0% $131,300

Cities Similar to St. Stephens

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Kings Grant9,003$62,232$300,70025.2%14.7%
Morehead City9,806$56,233$357,40035.6%18.1%
Aberdeen9,228$75,078$314,90031.9%10.5%
Conover8,580$65,972$271,30023.8%15.7%
Waynesville10,502$54,923$281,70033.0%15.9%

Population Overview

St. Stephens is a small city located in North Carolina, within Catawba County. The total population is 9,457. It ranks as the 102nd most populous out of 772 Census-designated places in North Carolina.

Age Demographics

The median age in St. Stephens is 43.2 years. This is 10% higher than the state median of 39.1 years. 10.1% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in St. Stephens is $60,394. This is 17% lower than the state median of $72,388. It is also 25% lower than the national median of $80,734. The poverty rate stands at 16.3%. This is 25% higher than the state poverty rate of 13.0%. The unemployment rate is 1.1%. This is 77% lower than the state rate of 4.7%. The median home value is $213,300. Housing costs are 26% lower than the state median of $288,900. The home-value-to-income ratio is 3.5x. 83.6% of occupied housing units are owner-occupied. This homeownership rate is 25% higher than the state average of 66.6%.

Race & Ethnicity

The largest racial or ethnic group in St. Stephens is White (non-Hispanic), making up 65.4% of the population. Hispanic or Latino residents account for 16.7%. The Black or African American population (4.4%) is well below the state average of 20.0%.

Education

25.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 28% lower than the state rate of 35.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 85.8%.

Data Sources & Methodology

All demographic data for St. Stephens, North Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against North Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 772 Census-designated places in North Carolina. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all North Carolina city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of St. Stephens, North Carolina?

St. Stephens, North Carolina has a population of 9,457 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in St. Stephens, NC?

The median household income in St. Stephens is $60,394, which is 25% lower than the national median of $80,734.

What is the poverty rate in St. Stephens, NC?

The poverty rate in St. Stephens is 16.3%. This means approximately 1,533 residents live below the federal poverty line.

What is the racial makeup of St. Stephens, North Carolina?

St. Stephens's population is 65.4% White, 4.4% Black, 16.7% Hispanic/Latino, and 4.9% Asian.

What is the median home value in St. Stephens, NC?

The median home value in St. Stephens is $213,300. The home-value-to-income ratio is 3.5x.

How educated is St. Stephens, North Carolina?

25.7% of adults (25+) in St. Stephens hold a bachelor's degree or higher, and 6.0% hold a graduate or professional degree.