Underwood, North Dakota Demographics & Population 2026
During the 2020–2024 ACS period, Underwood, North Dakota had a total population of 699, the 83rd largest city in North Dakota, with a median household income of $85,577, which is 12% higher than the state average. The poverty rate is 10.2%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 2.2x.
Underwood Quick Facts
How Underwood Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 701 | 699 | -0.3% |
| Median household income | $71,625 | $85,577 | +19.5% |
| Median home value | $196,300 | $191,200 | -2.6% |
How Underwood Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 32 | National average: 61
Education
Educational Attainment (Adults 25+)
Underwood Rankings in North Dakota
Explore North Dakota Rankings
Other Cities in McLean County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Washburn | 1,507 | $73,413 | 10.7% | $238,200 |
| Garrison | 1,397 | $71,974 | 6.5% | $165,800 |
| Turtle Lake | 500 | $67,639 | 12.1% | $120,100 |
| Max | 358 | $80,208 | 1.4% | $137,500 |
| White Shield | 246 | $68,750 | 29.3% | N/A |
| Benedict | 227 | $61,791 | 0.4% | $241,000 |
| Riverdale | 187 | $73,333 | 4.3% | $222,700 |
| Butte | 68 | N/A | 22.1% | $137,500 |
| Coleharbor | 66 | $78,750 | 7.6% | $166,700 |
| Mercer | 66 | $46,429 | 34.8% | $84,300 |
Cities Similar to Underwood
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Minto | 718 | $84,464 | $109,300 | 14.7% | 17.5% |
| Ray | 714 | $72,031 | $227,600 | 15.1% | 12.3% |
| Milnor | 648 | $76,875 | $152,500 | 18.9% | 3.5% |
| LaMoure | 658 | $71,339 | $151,900 | 26.6% | 7.9% |
| Wilton | 607 | $80,000 | $215,900 | 23.1% | 6.8% |
A note before these figures: with a population of 699, Underwood's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.
Population Overview
Underwood is a small community located in North Dakota, within McLean County. The total population is 699. It ranks as the 83rd most populous out of 402 Census-designated places in North Dakota.
Age Demographics
The median age in Underwood is 40.5 years. This is 13% higher than the state median of 35.9 years.
Economy, Income & Housing
The median household income in Underwood is $85,577. This is 12% higher than the state median of $76,657. It is also 6% higher than the national median of $80,734. The poverty rate stands at 10.2%. This is 6% lower than the state poverty rate of 10.8%. The unemployment rate is 7.2%. This is 162% higher than the state rate of 2.8%. The median home value is $191,200. Housing costs are 23% lower than the state median of $249,900. With a home-value-to-income ratio of just 2.2x, Underwood is one of the most affordable housing markets in the area. 81.5% of occupied housing units are owner-occupied. This homeownership rate is 30% higher than the state average of 62.8%.
Race & Ethnicity
Underwood has a predominantly White (non-Hispanic) population, comprising 86.6% of all residents. Asian residents account for 2.0%. The Black or African American population (1.0%) is well below the state average of 3.3%. The Hispanic or Latino population (0.6%) is well below the state average of 4.7%.
Education
20.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 36% lower than the state rate of 32.7%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.6%.
Data Sources & Methodology
All demographic data for Underwood, North Dakota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against North Dakota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 402 Census-designated places in North Dakota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Underwood, North Dakota?
Underwood, North Dakota has a population of 699 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Underwood, ND?
The median household income in Underwood is $85,577, which is 6% higher than the national median of $80,734.
What is the poverty rate in Underwood, ND?
The poverty rate in Underwood is 10.2%. This means approximately 70 residents live below the federal poverty line.
What is the racial makeup of Underwood, North Dakota?
Underwood's population is 86.6% White, 1.0% Black, 0.6% Hispanic/Latino, and 2.0% Asian.
What is the median home value in Underwood, ND?
The median home value in Underwood is $191,200. The home-value-to-income ratio is 2.2x.
How educated is Underwood, North Dakota?
20.9% of adults (25+) in Underwood hold a bachelor's degree or higher, and 5.5% hold a graduate or professional degree.