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Montgomery County, Ohio Demographics 2026

Montgomery County, Ohio has a population of 535,528, the 5th most populous county in Ohio. The median household income is $64,403 and the median home value is $167,400. The poverty rate is 14.9%.

Montgomery County Quick Facts

Population 535,528
Median Household Income $64,403
Median Home Value $167,400
Poverty Rate 14.9%
Unemployment Rate 5.9%
Median Age 38.8 years
Homeownership Rate 62.3%
Affordability Ratio 2.6x
Bachelor's Degree+ 30.5%
High School Graduation 92.1%
Cities/Places 11
Population 535,528 5th of 88
Median Income $64,403 8% lower state
Poverty Rate 14.9%
Unemployment 5.9%

Economy & Housing

Employment

5.9% Unemployment Rate State: 4.9% | National: 5.2%
62.9% Labor Force Participation

Housing Overview

Owner 62.3%
Renter 37.7%
Affordability Index Very Affordable
2.6x home value to income ratio

People & Demographics

Diversity Index

49out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 39 | National average: 60

Education

Cities & Places in Montgomery County

CityPopulationMedian IncomePovertyHome Value
Dayton city136,741$43,45427.1%$93,200
Kettering city57,442$71,6198.5%$192,500
Huber Heights city43,266$76,5518.6%$161,900
Riverside city24,432$59,27116.6%$139,100
Trotwood city23,041$49,08221.7%$99,500
Vandalia city15,100$76,2908.8%$186,500
Englewood city13,388$72,8087.3%$168,800
Clayton city13,269$90,8866.0%$189,100
West Carrollton city13,008$57,75815.0%$137,700
Oakwood city9,480$158,9683.2%$350,100
Moraine city6,503$44,64827.4%$128,100

Explore Ohio Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Population Overview

Montgomery County is located in Ohio with a total population of 535,528. It is the 5th most populous county out of 88 in Ohio. The county encompasses 11 Census-designated places.

Age Demographics

The median age in Montgomery County is 38.8 years. This is 2% lower than the state median of 39.6 years.

Economy, Income & Housing

The median household income in Montgomery County is $64,403. This is 8% lower than the state median of $69,680. Compared to the national median of $78,538, household income here is 18% lower. The poverty rate stands at 14.9%. This is 13% higher than the state poverty rate of 13.2%. The unemployment rate is 5.9%. This is 21% higher than the state rate of 4.9%. The median home value is $167,400. Housing costs are 16% lower than the state median of $199,200. With a home-value-to-income ratio of just 2.6x, Montgomery County is one of the most affordable housing markets in the area. 62.3% of occupied housing units are owner-occupied. This homeownership rate is 7% lower than the state average of 67.0%.

Race & Ethnicity

The largest racial or ethnic group in Montgomery County is White (non-Hispanic), making up 68.3% of the population. Black or African American residents account for 20.4%. The Black or African American population is significantly higher than the state average (20.4% vs 12.1%).

Education

30.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 1% lower than the state rate of 30.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.1%.

Frequently Asked Questions

What is the population of Montgomery County, Ohio?

Montgomery County has a population of 535,528, making it the 5th most populous county in Ohio.

What is the median income in Montgomery County?

The median household income in Montgomery County is $64,403 with a poverty rate of 14.9%.

How many cities are in Montgomery County, Ohio?

Montgomery County contains 11 Census-designated places.