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Stillwater, Oklahoma Demographics & Population 2026

High PovertyPoverty rate of 27.4% is well above the state average

During the 2020–2024 ACS period, Stillwater, Oklahoma had a total population of 49,269, the 10th largest city in Oklahoma, with a median household income of $43,700, which is 33% lower than the state average. The poverty rate is 27.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Stillwater Quick Facts

Population 49,269
Median Household Income $43,700
Median Home Value $237,200
Poverty Rate 27.4%
Unemployment Rate 6.4%
Median Age 23.9 years
Homeownership Rate 37.1%
Affordability Ratio 5.4x
Bachelor's Degree or Higher 49.9%
High School Graduation Rate 96.0%
Diversity Index 47/100
Population 49,269 10th of 834
Median Income $43,700 bottom 30%
Poverty Rate 27.4% 120% higher than national
Median Home Value $237,200 top 10%

How Stillwater Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population48,81849,269+0.9%
Median household income$42,015$43,700+4.0%
Median home value$230,900$237,200+2.7%

How Stillwater Compares

Economy & Housing

Household Income Distribution

Under $25K 31.1%
$25K-$50K 24.0%
$50K-$100K 24.9%
$100K+ 19.9%
Detailed income brackets
Under $10K
13.4%
$10K-$15K
7.2%
$15K-$20K
5.6%
$20K-$25K
4.9%
$25K-$30K
5.0%
$30K-$35K
5.5%
$35K-$40K
3.9%
$40K-$45K
5.3%
$45K-$50K
4.3%
$50K-$60K
6.3%
$60K-$75K
10.0%
$75K-$100K
8.6%
$100K-$125K
6.8%
$125K-$150K
3.2%
$150K-$200K
4.5%
$200K+
5.4%

Employment

6.4% Unemployment Rate State: 5.0%|National: 5.2%
59.0% Labor Force Participation

Housing Overview

Owner 37.1%
Renter 62.9%
Affordability Index Expensive
5.4x home value to income ratio
Median gross rent $947/mo 26.0% of median household income annually

People & Demographics

Diversity Index

47out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 58 | National average: 61

Education

Stillwater Rankings in Oklahoma

#10 Population of 834
#519 Median Income of 716
#28 Education of 833
#50 Home Value of 723

Other Cities in Payne County

CityPopulationMedian IncomePovertyHome Value
Cushing 8,367 $44,136 22.0% $114,500
Perkins 3,262 $35,456 32.0% $172,200
Drumright 2,361 $45,580 24.7% $85,600
Yale 998 $42,750 27.7% $82,400
Glencoe 516 $49,821 31.2% $90,600
Ripley 259 $41,250 18.5% $81,700
Mulhall 257 $76,250 9.3% $93,400
Ingalls 229 $68,750 16.2% N/A
Orlando 106 $46,250 13.2% $65,000
Mehan 22 N/A 13.6% N/A

Cities Similar to Stillwater

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Enid50,653$62,125$154,90023.1%13.7%
Midwest City58,297$57,520$164,50023.8%16.5%
Muskogee36,758$50,213$146,10018.7%24.1%
Bartlesville37,878$58,869$167,20033.3%17.2%
Owasso40,151$79,036$243,10034.6%7.3%

Population Overview

Stillwater is a mid-sized community located in Oklahoma, within Payne County. The total population is 49,269. It ranks as the 10th most populous out of 834 Census-designated places in Oklahoma.

Age Demographics

The median age in Stillwater is 23.9 years. This is 35% lower than the state median of 37.0 years. Only 14.2% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Stillwater is $43,700. This is 33% lower than the state median of $65,039. It is also 46% lower than the national median of $80,734. The poverty rate stands at 27.4%. This is 78% higher than the state poverty rate of 15.3%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 6.4%. This is 29% higher than the state rate of 5.0%. The median home value is $237,200. Housing costs are 19% higher than the state median of $199,800. The home-value-to-income ratio is 5.4x. 37.1% of occupied housing units are owner-occupied. This homeownership rate is 44% lower than the state average of 65.8%.

Race & Ethnicity

The largest racial or ethnic group in Stillwater is White (non-Hispanic), making up 71.4% of the population. Asian residents account for 6.3%. The Hispanic or Latino population (5.9%) is well below the state average of 12.7%. The Asian population is significantly higher than the state average (6.3% vs 2.4%).

Education

49.9% of residents aged 25 and older hold a bachelor's degree or higher. This places Stillwater in the top 10% of all cities in the state for educational attainment. This is 76% higher than the state rate of 28.3%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.0%. Notably, 24.4% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Stillwater, Oklahoma is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Oklahoma state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 834 Census-designated places in Oklahoma. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Stillwater, Oklahoma?

Stillwater, Oklahoma has a population of 49,269 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Stillwater, OK?

The median household income in Stillwater is $43,700, which is 46% lower than the national median of $80,734.

What is the poverty rate in Stillwater, OK?

The poverty rate in Stillwater is 27.4%. This means approximately 11,042 residents live below the federal poverty line.

What is the racial makeup of Stillwater, Oklahoma?

Stillwater's population is 71.4% White, 4.5% Black, 5.9% Hispanic/Latino, and 6.3% Asian.

What is the median home value in Stillwater, OK?

The median home value in Stillwater is $237,200. The home-value-to-income ratio is 5.4x.

How educated is Stillwater, Oklahoma?

49.9% of adults (25+) in Stillwater hold a bachelor's degree or higher, and 24.4% hold a graduate or professional degree.