Terral, Oklahoma Demographics & Population 2026

A note before these figures: with a population of 231, Terral's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Terral is a small community located in Oklahoma, within Jefferson County. The total population is 231. It ranks as the 522nd most populous out of 834 Census-designated places in Oklahoma.

Age Demographics

The median age in Terral is 52.2 years. This is 41% higher than the state median of 37.0 years. 10.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Terral is $34,750. This is 47% lower than the state median of $65,039. It is also 57% lower than the national median of $80,734. The poverty rate stands at 26.4%. This is 72% higher than the state poverty rate of 15.3%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 14.3%. This is 187% higher than the state rate of 5.0%. The median home value is $57,700. Housing costs are 71% lower than the state median of $199,800. With a home-value-to-income ratio of just 1.7x, Terral is one of the most affordable housing markets in the area. 61.5% of occupied housing units are owner-occupied. This homeownership rate is 7% lower than the state average of 65.8%.

Race & Ethnicity

The largest racial or ethnic group in Terral is White (non-Hispanic), making up 77.1% of the population. Hispanic or Latino residents account for 11.3%.

Education

8.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 69% lower than the state rate of 28.3%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 82.1%.

Data Sources & Methodology

All demographic data for Terral, Oklahoma is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Oklahoma state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 834 Census-designated places in Oklahoma. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.