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Harbor Island, South Carolina Demographics & Population 2026

During the 2020–2024 ACS period, Harbor Island, South Carolina had a total population of 303, the 380th largest community in South Carolina, with a median household income of $105,425, which is 52% higher than the state average. The poverty rate is 9.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Harbor Island Quick Facts

Population 303
Median Household Income $105,425
Median Home Value $366,100
Poverty Rate 9.2%
Unemployment Rate 0.0%
Median Age 69.6 years
Homeownership Rate 93.7%
Affordability Ratio 3.5x
Bachelor's Degree or Higher 83.3%
High School Graduation Rate 100.0%
Diversity Index 5/100
Population 303 380th of 474
Median Income $105,425 top 10%
Poverty Rate 9.2% 26% lower than national
Median Home Value $366,100 top 20%

How Harbor Island Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population310303-2.3%
Median household income$100,250$105,425+5.2%
Median home value$284,500$366,100+28.7%

How Harbor Island Compares

Economy & Housing

Household Income Distribution

Under $25K 16.8%
$25K-$50K 3.5%
$50K-$100K 20.3%
$100K+ 59.4%
Detailed income brackets
Under $10K
11.2%
$10K-$15K
4.2%
$15K-$20K
1.4%
$20K-$25K
0.0%
$25K-$30K
0.0%
$30K-$35K
0.0%
$35K-$40K
0.0%
$40K-$45K
3.5%
$45K-$50K
0.0%
$50K-$60K
0.0%
$60K-$75K
4.9%
$75K-$100K
15.4%
$100K-$125K
45.5%
$125K-$150K
10.5%
$150K-$200K
3.5%
$200K+
0.0%

Employment

0.0% Unemployment Rate State: 4.9%|National: 5.2%
14.8% Labor Force Participation

Housing Overview

Owner 93.7%
Renter 6.3%
Affordability Index Affordable
3.5x home value to income ratio

People & Demographics

Diversity Index

5out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 55 | National average: 61

Education

Harbor Island Rankings in South Carolina

#380 Population of 474
#33 Median Income of 417
#5 Education of 473
#44 Home Value of 414

Other Cities in Beaufort County

CityPopulationMedian IncomePovertyHome Value
Hilton Head Island 37,911 $94,657 8.6% $687,400
Bluffton 33,157 $111,281 4.3% $492,100
Port Royal 15,579 $74,870 8.4% $347,200
Beaufort 13,747 $61,220 12.5% $345,400
Hardeeville 10,871 $78,365 11.8% $488,900
Burton 6,912 $68,063 12.1% $247,600
Laurel Bay 5,882 $54,345 17.5% $231,800
Ridgeland 3,764 $62,981 26.8% $228,400
Shell Point 1,439 $81,630 3.1% $293,300
Yemassee 1,178 $44,896 27.3% $161,600

Cities Similar to Harbor Island

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Windsor307N/A$343,80033.7%14.3%
Luray311N/A$158,6004.0%23.2%
Finklea340N/A$110,1000.0%4.7%
Cokesbury267N/A$75,2003.4%0.0%
Grover345N/AN/A0.0%51.2%

A note before these figures: with a population of 303, Harbor Island's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Harbor Island is a small community located in South Carolina, within Beaufort County. The total population is 303. It ranks as the 380th most populous out of 474 Census-designated places in South Carolina.

Age Demographics

The median age in Harbor Island is 69.6 years. This is 73% higher than the state median of 40.2 years. 11.9% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Harbor Island is $105,425. This is 52% higher than the state median of $69,324. It is also 31% higher than the national median of $80,734. The poverty rate stands at 9.2%. This is 34% lower than the state poverty rate of 14.1%. The survey records no unemployed residents in Harbor Island, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $366,100. Housing costs are 41% higher than the state median of $259,000. The home-value-to-income ratio is 3.5x. 93.7% of occupied housing units are owner-occupied. This homeownership rate is 30% higher than the state average of 71.9%.

Race & Ethnicity

Harbor Island has a predominantly White (non-Hispanic) population, comprising 97.4% of all residents. The White (non-Hispanic) population is significantly higher than the state average (97.4% vs 61.9%).

Education

83.3% of residents aged 25 and older hold a bachelor's degree or higher. This places Harbor Island in the top 10% of all cities in the state for educational attainment. This is 159% higher than the state rate of 32.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. No surveyed resident aged 25 or older reported leaving school before earning a high school diploma, though a rate of exactly 100% reflects the limits of a small sample. Notably, 39.0% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Harbor Island, South Carolina is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against South Carolina state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 474 Census-designated places in South Carolina. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Harbor Island, South Carolina?

Harbor Island, South Carolina has a population of 303 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Harbor Island, SC?

The median household income in Harbor Island is $105,425, which is 31% higher than the national median of $80,734.

What is the poverty rate in Harbor Island, SC?

The poverty rate in Harbor Island is 9.2%. This means approximately 28 residents live below the federal poverty line.

What is the racial makeup of Harbor Island, South Carolina?

Harbor Island's population is 97.4% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Harbor Island, SC?

The median home value in Harbor Island is $366,100. The home-value-to-income ratio is 3.5x.

How educated is Harbor Island, South Carolina?

83.3% of adults (25+) in Harbor Island hold a bachelor's degree or higher, and 39.0% hold a graduate or professional degree.