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Watertown, South Dakota Demographics & Population 2026

5th Largest5th most populous city in South Dakota

During the 2020–2024 ACS period, Watertown, South Dakota had a total population of 23,044, the 5th largest city in South Dakota, with a median household income of $69,600, which is 7% lower than the state average. The poverty rate is 9.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Watertown Quick Facts

Population 23,044
Median Household Income $69,600
Median Home Value $229,400
Poverty Rate 9.0%
Unemployment Rate 1.8%
Median Age 39.5 years
Homeownership Rate 65.3%
Affordability Ratio 3.3x
Bachelor's Degree or Higher 21.6%
High School Graduation Rate 93.3%
Diversity Index 19/100
Population 23,044 5th of 439
Median Income $69,600 above average
Poverty Rate 9.0% 27% lower than national
Median Home Value $229,400 top 20%

How Watertown Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population22,85923,044+0.8%
Median household income$62,721$69,600+11.0%
Median home value$212,300$229,400+8.1%

How Watertown Compares

Economy & Housing

Household Income Distribution

Under $25K 14.1%
$25K-$50K 21.4%
$50K-$100K 33.1%
$100K+ 31.4%
Detailed income brackets
Under $10K
4.1%
$10K-$15K
3.5%
$15K-$20K
4.4%
$20K-$25K
2.1%
$25K-$30K
4.3%
$30K-$35K
3.4%
$35K-$40K
2.3%
$40K-$45K
4.1%
$45K-$50K
7.4%
$50K-$60K
8.1%
$60K-$75K
9.6%
$75K-$100K
15.4%
$100K-$125K
14.1%
$125K-$150K
7.1%
$150K-$200K
6.2%
$200K+
3.9%

Employment

1.8% Unemployment Rate State: 2.9%|National: 5.2%
67.5% Labor Force Participation

Housing Overview

Owner 65.3%
Renter 34.7%
Affordability Index Affordable
3.3x home value to income ratio
Median gross rent $942/mo 16.2% of median household income annually

People & Demographics

Diversity Index

19out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 35 | National average: 61

Education

Watertown Rankings in South Dakota

#5 Population of 439
#131 Median Income of 345
#190 Education of 438
#61 Home Value of 315

Other Cities in Codington County

CityPopulationMedian IncomePovertyHome Value
Florence 317 $75,909 9.8% $158,700
Henry 237 $27,158 3.8% $84,900
South Shore 183 $56,944 20.0% $86,800
Kranzburg 175 $74,375 8.6% $156,600
Wallace 66 $55,000 4.5% $86,700
Waverly 7 N/A 0.0% N/A

Cities Similar to Watertown

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Brookings23,948$63,493$265,50047.5%16.9%
Aberdeen28,189$64,405$217,30035.0%13.8%
Yankton15,540$67,804$222,70033.2%14.1%
Mitchell15,649$58,620$192,20023.6%12.5%
Huron14,385$61,452$159,00027.0%16.1%

Population Overview

Watertown is a small city located in South Dakota, within Codington County. The total population is 23,044. It ranks as the 5th most populous out of 439 Census-designated places in South Dakota.

Age Demographics

The median age in Watertown is 39.5 years. This is 4% higher than the state median of 38.0 years.

Economy, Income & Housing

The median household income in Watertown is $69,600. This is 7% lower than the state median of $75,081. It is also 14% lower than the national median of $80,734. The poverty rate stands at 9.0%. This is 24% lower than the state poverty rate of 11.9%. The unemployment rate is 1.8%. This is 39% lower than the state rate of 2.9%. The median home value is $229,400. Housing costs are 11% lower than the state median of $257,400. The home-value-to-income ratio is 3.3x. 65.3% of occupied housing units are owner-occupied. This homeownership rate is 5% lower than the state average of 68.6%.

Race & Ethnicity

Watertown has a predominantly White (non-Hispanic) population, comprising 89.9% of all residents. Hispanic or Latino residents account for 2.9%. The Black or African American population (0.8%) is well below the state average of 2.1%. The Asian population (0.7%) is well below the state average of 1.4%.

Education

21.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 32% lower than the state rate of 31.9%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.3%.

Data Sources & Methodology

All demographic data for Watertown, South Dakota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against South Dakota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 439 Census-designated places in South Dakota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all South Dakota city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Watertown, South Dakota?

Watertown, South Dakota has a population of 23,044 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Watertown, SD?

The median household income in Watertown is $69,600, which is 14% lower than the national median of $80,734.

What is the poverty rate in Watertown, SD?

The poverty rate in Watertown is 9.0%. This means approximately 2,045 residents live below the federal poverty line.

What is the racial makeup of Watertown, South Dakota?

Watertown's population is 89.9% White, 0.8% Black, 2.9% Hispanic/Latino, and 0.7% Asian.

What is the median home value in Watertown, SD?

The median home value in Watertown is $229,400. The home-value-to-income ratio is 3.3x.

How educated is Watertown, South Dakota?

21.6% of adults (25+) in Watertown hold a bachelor's degree or higher, and 6.1% hold a graduate or professional degree.