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Chattanooga city, Tennessee Demographics & Population 2026

4th Largest4th most populous city in Tennessee

As of 2026, Chattanooga city, Tennessee has a total population of 182,832, the 4th largest city in Tennessee, with a median household income of $61,028, which is 9% lower than the state average. The poverty rate is 17.6%.

Key Takeaways

Chattanooga city Quick Facts

Population 182,832
Median Household Income $61,028
Median Home Value $259,200
Poverty Rate 17.6%
Unemployment Rate 4.9%
Median Age 36.6 years
Homeownership Rate 53.1%
Affordability Ratio 4.2x
Bachelor's Degree or Higher 35.5%
High School Graduation Rate 89.6%
Diversity Index 60/100
Population 182,832 4th of 504
Median Income $61,028 average
Poverty Rate 17.6% 42% higher national
Median Home Value $259,200 top 30%

How Chattanooga city Compares

Economy & Housing

Employment

4.9% Unemployment Rate State: 4.7% | National: 5.2%
64.3% Labor Force Participation

Housing Overview

Owner 53.1%
Renter 46.9%
Affordability Index Moderate
4.2x home value to income ratio

People & Demographics

Diversity Index

60out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 46 | National average: 60

Education

Chattanooga city Rankings in Tennessee

#4 Population of 504
#190 Median Income of 504
#68 Education of 504
#110 Home Value of 504

Cities Similar to Chattanooga city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Clarksville city171,897$66,786$236,10030.6%12.8%
Knoxville city193,721$50,994$214,00033.7%20.5%
Murfreesboro city157,547$76,241$365,10041.1%10.0%
Johnson City city71,455$55,429$238,00041.8%21.1%
Jackson city68,098$51,552$195,00026.6%22.7%

Population Overview

Chattanooga city is a major urban center located in Tennessee. The total population is 182,832. It ranks as the 4th most populous out of 504 cities and towns in Tennessee.

Age Demographics

The median age in Chattanooga city is 36.6 years. This is 6% lower than the state median of 38.9 years.

Economy, Income & Housing

The median household income in Chattanooga city is $61,028. This is 9% lower than the state median of $67,097. Compared to the national median of $78,538, household income here is 22% lower. The poverty rate stands at 17.6%. This is 28% higher than the state poverty rate of 13.8%. The unemployment rate is 4.9%. This is 4% higher than the state rate of 4.7%. The median home value is $259,200. Housing costs are about average than the state median of $256,800. The home-value-to-income ratio is 4.2x. 53.1% of occupied housing units are owner-occupied. This homeownership rate is 21% lower than the state average of 67.0%.

Race & Ethnicity

The largest racial or ethnic group in Chattanooga city is White (non-Hispanic), making up 55.8% of the population. Black or African American residents account for 28.4%. The Black or African American population is significantly higher than the state average (28.4% vs 15.7%).

Education

35.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 17% higher than the state rate of 30.4%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.6%.

Data Sources & Methodology

All demographic data for Chattanooga city, Tennessee is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Tennessee state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 504 Census-designated places in Tennessee. For official data, visit data.census.gov.

Free data download: Get all Tennessee city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Chattanooga city, Tennessee?

Chattanooga city, Tennessee has a population of 182,832 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Chattanooga city, TN?

The median household income in Chattanooga city is $61,028, which is 22% lower the national median of $78,538.

What is the poverty rate in Chattanooga city, TN?

The poverty rate in Chattanooga city is 17.6%. This means approximately 31,149 residents live below the federal poverty line.

What is the racial makeup of Chattanooga city, Tennessee?

Chattanooga city's population is 55.8% White, 28.4% Black, 9.3% Hispanic/Latino, and 2.3% Asian.

What is the median home value in Chattanooga city, TN?

The median home value in Chattanooga city is $259,200. The home-value-to-income ratio is 4.2x.

How educated is Chattanooga city, Tennessee?

35.5% of adults (25+) in Chattanooga city hold a bachelor's degree or higher, and 13.9% hold a graduate or professional degree.