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Chattanooga, Tennessee Demographics & Population 2026

4th Largest4th most populous city in Tennessee

During the 2020–2024 ACS period, Chattanooga, Tennessee had a total population of 185,783, the 4th largest city in Tennessee, with a median household income of $64,523, which is 7% lower than the state average. The poverty rate is 19.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Chattanooga Quick Facts

Population 185,783
Median Household Income $64,523
Median Home Value $283,200
Poverty Rate 19.1%
Unemployment Rate 5.5%
Median Age 36.3 years
Homeownership Rate 52.4%
Affordability Ratio 4.4x
Bachelor's Degree or Higher 36.0%
High School Graduation Rate 90.0%
Diversity Index 60/100
Population 185,783 4th of 502
Median Income $64,523 above average
Poverty Rate 19.1% 54% higher than national
Median Home Value $283,200 top 30%

How Chattanooga Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population182,832185,783+1.6%
Median household income$61,028$64,523+5.7%
Median home value$259,200$283,200+9.3%

How Chattanooga Compares

Economy & Housing

Household Income Distribution

Under $25K 18.8%
$25K-$50K 20.7%
$50K-$100K 28.6%
$100K+ 31.9%
Detailed income brackets
Under $10K
6.2%
$10K-$15K
5.5%
$15K-$20K
3.6%
$20K-$25K
3.5%
$25K-$30K
3.5%
$30K-$35K
3.7%
$35K-$40K
4.4%
$40K-$45K
4.8%
$45K-$50K
4.3%
$50K-$60K
7.1%
$60K-$75K
10.1%
$75K-$100K
11.4%
$100K-$125K
10.2%
$125K-$150K
5.6%
$150K-$200K
6.8%
$200K+
9.3%

Employment

5.5% Unemployment Rate State: 4.7%|National: 5.2%
64.6% Labor Force Participation

Housing Overview

Owner 52.4%
Renter 47.6%
Affordability Index Moderate
4.4x home value to income ratio
Median gross rent $1,256/mo 23.4% of median household income annually

People & Demographics

Diversity Index

60out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 46 | National average: 61

Education

Chattanooga Rankings in Tennessee

#4 Population of 502
#174 Median Income of 453
#60 Education of 502
#113 Home Value of 464

Other Cities in Hamilton County

CityPopulationMedian IncomePovertyHome Value
East Ridge 22,070 $62,247 13.1% $211,100
Soddy-Daisy 13,231 $75,113 7.3% $256,600
Middle Valley 12,187 $95,000 5.1% $319,400
Red Bank 12,010 $63,983 12.0% $269,400
Collegedale 11,330 $70,246 7.3% $365,100
Signal Mountain 8,860 $141,008 3.3% $544,300
Harrison 8,011 $89,395 3.9% $307,400
Apison 4,271 $129,307 12.4% $459,000
Sale Creek 2,955 $53,932 5.0% $299,700
Falling Water 2,315 $111,842 7.3% $420,600

Cities Similar to Chattanooga

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Clarksville176,456$69,303$263,60029.9%12.3%
Knoxville195,185$54,039$239,70034.6%20.2%
Murfreesboro161,445$80,108$402,10043.0%8.8%
Johnson City72,222$57,254$268,20042.5%20.3%
Franklin87,133$119,528$705,40064.5%4.7%

Population Overview

Chattanooga is a major urban center located in Tennessee, within Hamilton County. The total population is 185,783. It ranks as the 4th most populous out of 502 Census-designated places in Tennessee.

Age Demographics

The median age in Chattanooga is 36.3 years. This is 7% lower than the state median of 38.9 years.

Economy, Income & Housing

The median household income in Chattanooga is $64,523. This is 7% lower than the state median of $69,595. It is also 20% lower than the national median of $80,734. The poverty rate stands at 19.1%. This is 39% higher than the state poverty rate of 13.8%. The unemployment rate is 5.5%. This is 16% higher than the state rate of 4.7%. The median home value is $283,200. Housing costs are 1% lower than the state median of $286,700. The home-value-to-income ratio is 4.4x. 52.4% of occupied housing units are owner-occupied. This homeownership rate is 22% lower than the state average of 66.9%.

Race & Ethnicity

The largest racial or ethnic group in Chattanooga is White (non-Hispanic), making up 55.5% of the population. Black or African American residents account for 27.6%. The Black or African American population is significantly higher than the state average (27.6% vs 15.4%).

Education

36.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 16% higher than the state rate of 31.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.0%.

Data Sources & Methodology

All demographic data for Chattanooga, Tennessee is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Tennessee state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 502 Census-designated places in Tennessee. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Tennessee city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Chattanooga, Tennessee?

Chattanooga, Tennessee has a population of 185,783 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Chattanooga, TN?

The median household income in Chattanooga is $64,523, which is 20% lower than the national median of $80,734.

What is the poverty rate in Chattanooga, TN?

The poverty rate in Chattanooga is 19.1%. This means approximately 34,433 residents live below the federal poverty line.

What is the racial makeup of Chattanooga, Tennessee?

Chattanooga's population is 55.5% White, 27.6% Black, 10.0% Hispanic/Latino, and 2.3% Asian.

What is the median home value in Chattanooga, TN?

The median home value in Chattanooga is $283,200. The home-value-to-income ratio is 4.4x.

How educated is Chattanooga, Tennessee?

36.0% of adults (25+) in Chattanooga hold a bachelor's degree or higher, and 13.5% hold a graduate or professional degree.