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Cumberland County, Tennessee Demographics 2026

Demographic data: ACS 2020–2024 five-year estimates. Sources and methodology

Cumberland County, Tennessee has a population of 63,553, the 22nd most populous county in Tennessee. The median household income is $60,375 and the median home value is $250,500. The poverty rate is 14.3%.

Cumberland County Quick Facts

Population 63,553
Median Household Income $60,37590% MOE ±$3,059
Median Home Value $250,50090% MOE ±$10,266
Poverty Rate 14.3%90% MOE ±2.1 pts
Unemployment Rate 5.1%90% MOE ±1.0 pts
Median Age 53.5 years90% MOE ±0.4 years
Homeownership Rate 80.2%90% MOE ±1.8 pts
Affordability Ratio 4.1x
Bachelor's Degree+ 19.1%90% MOE ±1.4 pts
Adults 25+ with high school education or higher 91.1%
Cities/Places 7
Population 63,553 22nd of 95
Median Income $60,375 13% lower than state
Poverty Rate 14.3%
Unemployment 5.1%

How Cumberland County Changed

Change from the non-overlapping 2015–2019 ACS period to 2020–2024. Earlier dollar figures are adjusted to 2024 dollars; changes marked “no clear change” are within the combined 90% margins of error.

Metric2015–20192020–2024Change
Population59,21663,553+7.3%
Median household income$56,561$60,375+6.7%
Median home value¹$188,544$250,500+32.9%
Median gross rent$857$839No clear change (-2.1%)
¹ The Census Bureau changed its home-value inflation adjustment beginning with the 2022 ACS; interpret that comparison with additional caution.

Median Household Income

Cumberland
$60,375
TN
$69,595
National
$80,734

Median Home Value

Cumberland
$250,500
TN
$286,700
National
$332,700

Economy & Housing

Household Income Distribution

Under $25K 17.1%
$25K-$50K 24.2%
$50K-$100K 35.8%
$100K+ 22.9%
Detailed income brackets
Under $10K
6.0%
$10K-$15K
4.0%
$15K-$20K
3.4%
$20K-$25K
3.7%
$25K-$30K
4.0%
$30K-$35K
4.0%
$35K-$40K
5.3%
$40K-$45K
5.1%
$45K-$50K
5.8%
$50K-$60K
8.4%
$60K-$75K
12.6%
$75K-$100K
14.9%
$100K-$125K
10.2%
$125K-$150K
4.3%
$150K-$200K
4.5%
$200K+
3.9%

Employment

5.1% Unemployment Rate State: 4.7%|National: 5.2%
45.9% Labor Force Participation

Housing Overview

Owner 80.2%
Renter 19.8%
Affordability Index Moderate
4.1x home value to income ratio
Median gross rent $839/mo 16.7% of median household income annually

People & Demographics

Age Distribution

Under 18
16.7%
18-34
15.3%
35-54
20.0%
55-74
34.5%
75+
13.5%

Race & Ethnicity

  • White: 92.8%
  • Black: 0.7%
  • Hispanic: 3.5%
  • Asian: 0.4%
  • Other: 0.1%

Diversity Index

14out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 46 | National average: 61

Education

Educational Attainment (Adults 25+)

  • < HS: 8.9%
  • HS Diploma: 41.6%
  • Some College: 22.0%
  • Associate's: 8.4%
  • Bachelor's: 11.7%
  • Graduate+: 7.4%

Cities & Places in Cumberland County

CityPopulationMedian IncomePovertyHome Value
Crossville12,428$48,80222.9%$246,300
Fairfield Glade9,487$71,6827.2%$356,800
Lake Tansi4,437$57,99113.9%$280,900
Crab Orchard980$60,21612.9%$164,700
Pleasant Hill514$51,40614.9%$175,000
Bowman422$78,50014.3%$342,300
Mayland365N/A11.8%$103,900

Population Overview

Cumberland County is located in Tennessee with a total population of 63,553. It is the 22nd most populous county out of 95 in Tennessee. The county encompasses 7 Census-designated places.

Age Demographics

The median age in Cumberland County is 53.5 years. This is 38% higher than the state median of 38.9 years. 13.5% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Cumberland County is $60,375. This is 13% lower than the state median of $69,595. It is also 25% lower than the national median of $80,734. The poverty rate stands at 14.3%. This is 4% higher than the state poverty rate of 13.8%. The unemployment rate is 5.1%. This is 8% higher than the state rate of 4.7%. The median home value is $250,500. Housing costs are 13% lower than the state median of $286,700. The home-value-to-income ratio is 4.1x. 80.2% of occupied housing units are owner-occupied. This homeownership rate is 20% higher than the state average of 66.9%.

Race & Ethnicity

Cumberland County has a predominantly White (non-Hispanic) population, comprising 92.8% of all residents. Hispanic or Latino residents account for 3.5%. The Black or African American population (0.7%) is well below the state average of 15.4%. The Hispanic or Latino population (3.5%) is well below the state average of 7.4%. The Asian population (0.4%) is well below the state average of 1.9%.

Education

19.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 39% lower than the state rate of 31.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.1%.

Data Sources & Methodology

All figures for Cumberland County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Tennessee and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Cumberland County, Tennessee?

Cumberland County has a population of 63,553, making it the 22nd most populous county in Tennessee.

What is the median income in Cumberland County?

The median household income in Cumberland County is $60,375 with a poverty rate of 14.3%.

How many cities are in Cumberland County, Tennessee?

Cumberland County contains 7 Census-designated places.