Finley, Tennessee Demographics & Population 2026
During the 2020–2024 ACS period, Finley, Tennessee had a total population of 481, the 389th largest community in Tennessee, with a median household income of $73,846, which is 6% higher than the state average. The poverty rate is 6.0%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 2.2x.
Finley Quick Facts
How Finley Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 493 | 481 | -2.4% |
| Median household income | $60,625 | $73,846 | +21.8% |
| Median home value | $143,200 | $162,500 | +13.5% |
How Finley Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 46 | National average: 61
Education
Educational Attainment (Adults 25+)
Finley Rankings in Tennessee
Explore Tennessee Rankings
Other Cities in Dyer County
Cities Similar to Finley
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Williston | 480 | $76,875 | $171,800 | 8.1% | 7.5% |
| Ducktown | 456 | N/A | $172,100 | 12.9% | 36.9% |
| Elkton | 469 | $66,944 | $202,600 | 28.1% | 20.0% |
| Gilt Edge | 516 | $77,031 | $192,600 | 15.7% | 14.5% |
| Lynnville | 465 | $63,333 | $175,000 | 37.6% | 17.0% |
A note before these figures: with a population of 481, Finley's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.
Population Overview
Finley is a small community located in Tennessee, within Dyer County. The total population is 481. It ranks as the 389th most populous out of 502 Census-designated places in Tennessee.
Age Demographics
The median age in Finley is 32.1 years. This is 17% lower than the state median of 38.9 years.
Economy, Income & Housing
The median household income in Finley is $73,846. This is 6% higher than the state median of $69,595. It is also 9% lower than the national median of $80,734. The poverty rate stands at 6.0%. This is 56% lower than the state poverty rate of 13.8%. The unemployment rate is 7.2%. This is 54% higher than the state rate of 4.7%. The median home value is $162,500. Housing costs are 43% lower than the state median of $286,700. With a home-value-to-income ratio of just 2.2x, Finley is one of the most affordable housing markets in the area. 48.8% of occupied housing units are owner-occupied. This homeownership rate is 27% lower than the state average of 66.9%.
Race & Ethnicity
Finley has a predominantly White (non-Hispanic) population, comprising 93.8% of all residents. Hispanic or Latino residents account for 6.2%.
Education
14.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 52% lower than the state rate of 31.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.0%.
Data Sources & Methodology
All demographic data for Finley, Tennessee is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Tennessee state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 502 Census-designated places in Tennessee. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Finley, Tennessee?
Finley, Tennessee has a population of 481 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Finley, TN?
The median household income in Finley is $73,846, which is 9% lower than the national median of $80,734.
What is the poverty rate in Finley, TN?
The poverty rate in Finley is 6.0%. This means approximately 29 residents live below the federal poverty line.
What is the racial makeup of Finley, Tennessee?
Finley's population is 93.8% White, 0.0% Black, 6.2% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Finley, TN?
The median home value in Finley is $162,500. The home-value-to-income ratio is 2.2x.
How educated is Finley, Tennessee?
14.9% of adults (25+) in Finley hold a bachelor's degree or higher, and 7.8% hold a graduate or professional degree.