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Lone Oak, Tennessee Demographics & Population 2026

During the 2020–2024 ACS period, Lone Oak, Tennessee had a total population of 1,422, the 262nd largest community in Tennessee, with a median household income of $40,781, which is 41% lower than the state average. The poverty rate is 14.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Lone Oak Quick Facts

Population 1,422
Median Household Income $40,781
Median Home Value $257,500
Poverty Rate 14.8%
Unemployment Rate 0.0%
Median Age 48.8 years
Homeownership Rate 72.0%
Affordability Ratio 6.3x
Bachelor's Degree or Higher 19.0%
High School Graduation Rate 82.8%
Diversity Index 23/100
Population 1,422 262nd of 502
Median Income $40,781 bottom 20%
Poverty Rate 14.8% 19% higher than national
Median Home Value $257,500 top 30%

How Lone Oak Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,4631,422-2.8%
Median household income$53,214$40,781-23.4%
Median home value$241,100$257,500+6.8%

How Lone Oak Compares

Economy & Housing

Household Income Distribution

Under $25K 25.7%
$25K-$50K 25.5%
$50K-$100K 19.3%
$100K+ 29.5%
Detailed income brackets
Under $10K
16.5%
$10K-$15K
2.6%
$15K-$20K
1.7%
$20K-$25K
4.9%
$25K-$30K
0.0%
$30K-$35K
19.3%
$35K-$40K
4.5%
$40K-$45K
1.7%
$45K-$50K
0.0%
$50K-$60K
7.7%
$60K-$75K
5.3%
$75K-$100K
6.2%
$100K-$125K
21.8%
$125K-$150K
0.0%
$150K-$200K
2.6%
$200K+
5.1%

Employment

0.0% Unemployment Rate State: 4.7%|National: 5.2%
36.7% Labor Force Participation

Housing Overview

Owner 72.0%
Renter 28.0%
Affordability Index Expensive
6.3x home value to income ratio
Median gross rent $687/mo 20.2% of median household income annually

People & Demographics

Diversity Index

23out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 46 | National average: 61

Education

Lone Oak Rankings in Tennessee

#262 Population of 502
#396 Median Income of 453
#217 Education of 502
#135 Home Value of 464

Other Cities in Sequatchie County

CityPopulationMedian IncomePovertyHome Value
Dunlap 5,678 $45,589 34.3% $192,100

Cities Similar to Lone Oak

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Bruceton1,431$45,469$131,30010.5%19.1%
Kenton1,513$41,525$111,2005.9%24.3%
Altamont1,322$41,373$91,90012.1%15.9%
Graysville1,304$40,000$104,7007.8%23.7%
Bradford1,385$47,361$116,00013.5%24.0%

Population Overview

Lone Oak is a small community located in Tennessee, within Sequatchie County. The total population is 1,422. It ranks as the 262nd most populous out of 502 Census-designated places in Tennessee.

Age Demographics

The median age in Lone Oak is 48.8 years. This is 25% higher than the state median of 38.9 years. 11.0% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Lone Oak is $40,781. This is 41% lower than the state median of $69,595. It is also 49% lower than the national median of $80,734. The poverty rate stands at 14.8%. This is 8% higher than the state poverty rate of 13.8%. The survey records no unemployed residents in Lone Oak, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $257,500. Housing costs are 10% lower than the state median of $286,700. The home-value-to-income ratio of 6.3x suggests that housing affordability is a significant concern for many residents. 72.0% of occupied housing units are owner-occupied. This homeownership rate is 7% higher than the state average of 66.9%.

Race & Ethnicity

Lone Oak has a predominantly White (non-Hispanic) population, comprising 87.3% of all residents. Asian residents account for 7.0%. The Asian population is significantly higher than the state average (7.0% vs 1.9%).

Education

19.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 39% lower than the state rate of 31.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 82.8%.

Data Sources & Methodology

All demographic data for Lone Oak, Tennessee is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Tennessee state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 502 Census-designated places in Tennessee. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Lone Oak, Tennessee?

Lone Oak, Tennessee has a population of 1,422 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Lone Oak, TN?

The median household income in Lone Oak is $40,781, which is 49% lower than the national median of $80,734.

What is the poverty rate in Lone Oak, TN?

The poverty rate in Lone Oak is 14.8%. This means approximately 211 residents live below the federal poverty line.

What is the racial makeup of Lone Oak, Tennessee?

Lone Oak's population is 87.3% White, 0.0% Black, 3.9% Hispanic/Latino, and 7.0% Asian.

What is the median home value in Lone Oak, TN?

The median home value in Lone Oak is $257,500. The home-value-to-income ratio is 6.3x.

How educated is Lone Oak, Tennessee?

19.0% of adults (25+) in Lone Oak hold a bachelor's degree or higher, and 9.9% hold a graduate or professional degree.