Montgomery County, Tennessee Demographics 2026

Population Overview

Montgomery County is located in Tennessee with a total population of 234,153. It is the 7th most populous county out of 95 in Tennessee. The county encompasses 1 Census-designated place.

Age Demographics

The median age in Montgomery County is 31.9 years. This is 18% lower than the state median of 38.9 years.

Economy, Income & Housing

The median household income in Montgomery County is $75,613. This is 9% higher than the state median of $69,595. It is also 6% lower than the national median of $80,734. The poverty rate stands at 11.3%. This is 18% lower than the state poverty rate of 13.8%. The unemployment rate is 5.1%. This is 9% higher than the state rate of 4.7%. The median home value is $280,200. Housing costs are 2% lower than the state median of $286,700. The home-value-to-income ratio is 3.7x. 61.9% of occupied housing units are owner-occupied. This homeownership rate is 8% lower than the state average of 66.9%.

Race & Ethnicity

The largest racial or ethnic group in Montgomery County is White (non-Hispanic), making up 59.3% of the population. Black or African American residents account for 19.1%. The Hispanic or Latino population is significantly higher than the state average (11.4% vs 7.4%).

Education

31.1% of residents aged 25 and older hold a bachelor's degree or higher. This is about the same as the state rate of 31.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.4%.

Data Sources & Methodology

All figures for Montgomery County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Tennessee and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.