Montgomery County, Tennessee Demographics 2026

Demographic data: ACS 2020–2024 five-year estimates. Sources and methodology

Montgomery County, Tennessee has a population of 234,153, the 7th most populous county in Tennessee. The median household income is $75,613 and the median home value is $280,200. The poverty rate is 11.3%.

Montgomery County Quick Facts

Population 234,153

Median Household Income $75,61390% MOE ±$2,227

Median Home Value $280,20090% MOE ±$5,706

Poverty Rate 11.3%90% MOE ±1.0 pts

Unemployment Rate 5.1%90% MOE ±0.8 pts

Median Age 31.9 years90% MOE ±0.2 years

Homeownership Rate 61.9%90% MOE ±1.3 pts

Affordability Ratio 3.7x

Bachelor's Degree+ 31.1%90% MOE ±1.5 pts

Adults 25+ with high school education or higher 94.4%

Cities/Places 1

Population 234,153 7th of 95

Median Income $75,613 9% higher than state

Poverty Rate 11.3%

Unemployment 5.1%

How Montgomery County Changed

Change from the non-overlapping 2015–2019 ACS period to 2020–2024. Earlier dollar figures are adjusted to 2024 dollars; changes marked “no clear change” are within the combined 90% margins of error.

Metric	2015–2019	2020–2024	Change
Population	200,180	234,153	+17.0%
Median household income	$70,816	$75,613	+6.8%
Median home value¹	$204,051	$280,200	+37.3%
Median gross rent	$1,195	$1,308	+9.5%

¹ The Census Bureau changed its home-value inflation adjustment beginning with the 2022 ACS; interpret that comparison with additional caution.

Median Household Income

Montgomery

$75,613

$69,595

National

$80,734

Median Home Value

Montgomery

$280,200

$286,700

National

$332,700

Economy & Housing

Household Income Distribution

Under $25K 12.3%

$25K-$50K 18.1%

$50K-$100K 35.2%

$100K+ 34.4%

Detailed income brackets

Under $10K

5.1%

$10K-$15K

2.5%

$15K-$20K

2.3%

$20K-$25K

2.5%

$25K-$30K

3.1%

$30K-$35K

3.4%

$35K-$40K

3.2%

$40K-$45K

4.3%

$45K-$50K

4.0%

$50K-$60K

7.7%

$60K-$75K

11.6%

$75K-$100K

15.9%

$100K-$125K

11.3%

$125K-$150K

8.6%

$150K-$200K

8.4%

$200K+

6.2%

Employment

5.1% Unemployment Rate State: 4.7%|National: 5.2%

67.5% Labor Force Participation

Housing Overview

Owner 61.9%

Renter 38.1%

Affordability Index Affordable

3.7x home value to income ratio

Median gross rent $1,308/mo 20.8% of median household income annually

People & Demographics

Age Distribution

Under 18

26.8%

18-34

28.7%

35-54

25.0%

55-74

15.9%

75+

3.6%

Race & Ethnicity

Diversity Index

High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 46 | National average: 61

Education

Educational Attainment (Adults 25+)

Cities & Places in Montgomery County

City	Population	Median Income	Poverty	Home Value
Clarksville	176,456	$69,303	12.3%	$263,600

Explore Tennessee Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Population Overview

Montgomery County is located in Tennessee with a total population of 234,153. It is the 7th most populous county out of 95 in Tennessee. The county encompasses 1 Census-designated place.

Age Demographics

The median age in Montgomery County is 31.9 years. This is 18% lower than the state median of 38.9 years.

Economy, Income & Housing

The median household income in Montgomery County is $75,613. This is 9% higher than the state median of $69,595. It is also 6% lower than the national median of $80,734. The poverty rate stands at 11.3%. This is 18% lower than the state poverty rate of 13.8%. The unemployment rate is 5.1%. This is 9% higher than the state rate of 4.7%. The median home value is $280,200. Housing costs are 2% lower than the state median of $286,700. The home-value-to-income ratio is 3.7x. 61.9% of occupied housing units are owner-occupied. This homeownership rate is 8% lower than the state average of 66.9%.

Race & Ethnicity

The largest racial or ethnic group in Montgomery County is White (non-Hispanic), making up 59.3% of the population. Black or African American residents account for 19.1%. The Hispanic or Latino population is significantly higher than the state average (11.4% vs 7.4%).

Education

31.1% of residents aged 25 and older hold a bachelor's degree or higher. This is about the same as the state rate of 31.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.4%.

Data Sources & Methodology

All figures for Montgomery County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Tennessee and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Montgomery County, Tennessee?

Montgomery County has a population of 234,153, making it the 7th most populous county in Tennessee.

What is the median income in Montgomery County?

The median household income in Montgomery County is $75,613 with a poverty rate of 11.3%.

How many cities are in Montgomery County, Tennessee?

Montgomery County contains 1 Census-designated place.