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Putnam County, Tennessee Demographics 2026

Putnam County, Tennessee has a population of 82,558, the 17th most populous county in Tennessee. The median household income is $58,912 and the median home value is $282,500. The poverty rate is 18.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Putnam County Quick Facts

Population 82,558
Median Household Income $58,912
Median Home Value $282,500
Poverty Rate 18.4%
Unemployment Rate 3.7%
Median Age 36.0 years
Homeownership Rate 61.2%
Affordability Ratio 4.8x
Bachelor's Degree+ 29.8%
High School Graduation 89.0%
Cities/Places 4
Population 82,558 17th of 95
Median Income $58,912 15% lower than state
Poverty Rate 18.4%
Unemployment 3.7%

How Putnam County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population81,36682,558+1.5%
Median household income$56,537$58,912+4.2%
Median home value$246,800$282,500+14.5%

Economy & Housing

Household Income Distribution

Under $25K 22.6%
$25K-$50K 20.3%
$50K-$100K 30.1%
$100K+ 27.1%
Detailed income brackets
Under $10K
7.5%
$10K-$15K
4.5%
$15K-$20K
5.1%
$20K-$25K
5.5%
$25K-$30K
2.9%
$30K-$35K
4.2%
$35K-$40K
5.0%
$40K-$45K
4.5%
$45K-$50K
3.6%
$50K-$60K
8.1%
$60K-$75K
9.2%
$75K-$100K
12.8%
$100K-$125K
9.3%
$125K-$150K
6.1%
$150K-$200K
5.9%
$200K+
5.7%

Employment

3.7% Unemployment Rate State: 4.7%|National: 5.2%
61.3% Labor Force Participation

Housing Overview

Owner 61.2%
Renter 38.8%
Affordability Index Moderate
4.8x home value to income ratio
Median gross rent $908/mo 18.5% of median household income annually

People & Demographics

Diversity Index

27out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 46 | National average: 61

Education

Cities & Places in Putnam County

CityPopulationMedian IncomePovertyHome Value
Cookeville36,088$51,37523.5%$305,400
Algood4,036$42,35932.9%$190,300
Monterey2,768$45,92229.9%$165,000
Baxter1,361$58,75020.5%$219,000

Population Overview

Putnam County is located in Tennessee with a total population of 82,558. It is the 17th most populous county out of 95 in Tennessee. The county encompasses 4 Census-designated places.

Age Demographics

The median age in Putnam County is 36.0 years. This is 7% lower than the state median of 38.9 years.

Economy, Income & Housing

The median household income in Putnam County is $58,912. This is 15% lower than the state median of $69,595. It is also 27% lower than the national median of $80,734. The poverty rate stands at 18.4%. This is 34% higher than the state poverty rate of 13.8%. The unemployment rate is 3.7%. This is 20% lower than the state rate of 4.7%. The median home value is $282,500. Housing costs are 1% lower than the state median of $286,700. The home-value-to-income ratio is 4.8x. 61.2% of occupied housing units are owner-occupied. This homeownership rate is 9% lower than the state average of 66.9%.

Race & Ethnicity

Putnam County has a predominantly White (non-Hispanic) population, comprising 85.0% of all residents. Hispanic or Latino residents account for 8.4%. The Black or African American population (2.4%) is well below the state average of 15.4%.

Education

29.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 4% lower than the state rate of 31.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.0%.

Data Sources & Methodology

All figures for Putnam County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Tennessee and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Putnam County, Tennessee?

Putnam County has a population of 82,558, making it the 17th most populous county in Tennessee.

What is the median income in Putnam County?

The median household income in Putnam County is $58,912 with a poverty rate of 18.4%.

How many cities are in Putnam County, Tennessee?

Putnam County contains 4 Census-designated places.