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Smith County, Tennessee Demographics 2026

Smith County, Tennessee has a population of 20,196, the 66th most populous county in Tennessee. The median household income is $62,799 and the median home value is $224,500. The poverty rate is 13.3%.

Smith County Quick Facts

Population 20,196
Median Household Income $62,799
Median Home Value $224,500
Poverty Rate 13.3%
Unemployment Rate 3.1%
Median Age 40.7 years
Homeownership Rate 75.5%
Affordability Ratio 3.6x
Bachelor's Degree+ 17.9%
High School Graduation 87.3%
Cities/Places 0
Population 20,196 66th of 95
Median Income $62,799 6% lower state
Poverty Rate 13.3%
Unemployment 3.1%

Economy & Housing

Employment

3.1% Unemployment Rate State: 4.7% | National: 5.2%
59.9% Labor Force Participation

Housing Overview

Owner 75.5%
Renter 24.5%
Affordability Index Affordable
3.6x home value to income ratio

People & Demographics

Diversity Index

18out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 46 | National average: 60

Education

Population Overview

Smith County is located in Tennessee with a total population of 20,196. It is the 66th most populous county out of 95 in Tennessee.

Age Demographics

The median age in Smith County is 40.7 years. This is 5% higher than the state median of 38.9 years.

Economy, Income & Housing

The median household income in Smith County is $62,799. This is 6% lower than the state median of $67,097. Compared to the national median of $78,538, household income here is 20% lower. The poverty rate stands at 13.3%. This is 4% lower than the state poverty rate of 13.8%. The unemployment rate is 3.1%. This is 34% lower than the state rate of 4.7%. The median home value is $224,500. Housing costs are 13% lower than the state median of $256,800. The home-value-to-income ratio is 3.6x. 75.5% of occupied housing units are owner-occupied. This homeownership rate is 13% higher than the state average of 67.0%.

Race & Ethnicity

Smith County has a predominantly White (non-Hispanic) population, comprising 90.5% of all residents. Hispanic or Latino residents account for 3.0%. The Black or African American population (1.8%) is well below the state average of 15.7%. The Hispanic or Latino population (3.0%) is well below the state average of 7.1%. The Asian population (0.5%) is well below the state average of 1.8%.

Education

17.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 41% lower than the state rate of 30.4%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.3%.

Frequently Asked Questions

What is the population of Smith County, Tennessee?

Smith County has a population of 20,196, making it the 66th most populous county in Tennessee.

What is the median income in Smith County?

The median household income in Smith County is $62,799 with a poverty rate of 13.3%.

How many cities are in Smith County, Tennessee?

Smith County contains 0 Census-designated places.