Lake Monticello CDP, Virginia Demographics & Population 2026

Name: Lake Monticello CDP, Virginia Demographics
Creator: U.S. Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

As of 2026, Lake Monticello CDP, Virginia has a total population of 10,820, the 121st largest city in Virginia, with a median household income of $101,363, which is 11% higher than the state average. The poverty rate is 7.5%.

Key Takeaways

Near full employment with an unemployment rate of just 2.1%.

Lake Monticello CDP Quick Facts

Population 10,820

Median Household Income $101,363

Median Home Value $288,300

Poverty Rate 7.5%

Unemployment Rate 2.1%

Median Age 40.7 years

Homeownership Rate 96.6%

Affordability Ratio 2.8x

Bachelor's Degree or Higher 49.8%

High School Graduation Rate 99.0%

Diversity Index 35/100

Population 10,820 121st of 681

Median Income $101,363 top 30%

Poverty Rate 7.5% 39% lower national

Median Home Value $288,300 average

How Lake Monticello CDP Compares

Median Household Income

Lake Monticello CDP

$101,363

$90,974

National

$78,538

Median Home Value

Lake Monticello CDP

$288,300

$360,700

National

$303,400

Economy & Housing

Household Income Distribution

Under $25K 5.9%

$25K-$50K 10.7%

$50K-$100K 30.5%

$100K+ 53.0%

Employment

2.1% Unemployment Rate State: 4.3% | National: 5.2%

61.9% Labor Force Participation

Housing Overview

Owner 96.6%

Renter 3.4%

Affordability Index Very Affordable

2.8x home value to income ratio

People & Demographics

Age Distribution

Under 18

21.9%

18-34

20.3%

35-54

21.2%

55-74

26.9%

75+

9.5%

Race & Ethnicity

Diversity Index

Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 60 | National average: 60

Education

Educational Attainment (Adults 25+)

Lake Monticello CDP Rankings in Virginia

#121 Population of 681

#168 Median Income of 681

#158 Education of 681

#238 Home Value of 681

Explore Virginia Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Cities Similar to Lake Monticello CDP

These cities in the same state have comparable population and economic profiles.

City	Population	Median Income	Home Value	Bachelor's+	Poverty
Yorkshire CDP	10,678	$107,283	$424,100	24.1%	7.1%
Triangle CDP	11,265	$114,837	$520,400	42.4%	8.0%
Warrenton town	10,151	$80,441	$423,500	43.9%	8.7%
Lake Barcroft CDP	10,678	$143,796	$848,200	64.0%	5.0%
Gloucester Point CDP	11,159	$71,589	$286,500	24.9%	9.2%

Population Overview

Lake Monticello CDP is a small city located in Virginia. The total population is 10,820. It ranks as the 121st most populous out of 681 cities and towns in Virginia.

Age Demographics

The median age in Lake Monticello CDP is 40.7 years. This is 5% higher than the state median of 38.8 years.

Economy, Income & Housing

The median household income in Lake Monticello CDP is $101,363. This is 11% higher than the state median of $90,974. Compared to the national median of $78,538, household income here is 29% higher. The poverty rate stands at 7.5%. This is 24% lower than the state poverty rate of 9.9%. The unemployment rate is 2.1%. This is 52% lower than the state rate of 4.3%. The median home value is $288,300. Housing costs are 20% lower than the state median of $360,700. With a home-value-to-income ratio of just 2.8x, Lake Monticello CDP is one of the most affordable housing markets in the area. 96.6% of occupied housing units are owner-occupied. This homeownership rate is 44% higher than the state average of 67.2%.

Race & Ethnicity

The largest racial or ethnic group in Lake Monticello CDP is White (non-Hispanic), making up 79.5% of the population. Hispanic or Latino residents account for 6.9%. The Black or African American population (6.5%) is well below the state average of 18.4%. The Asian population (0.4%) is well below the state average of 6.8%.

Education

49.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 20% higher than the state rate of 41.5%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 99.0%. Notably, 22.6% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Lake Monticello CDP, Virginia is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Virginia state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 681 Census-designated places in Virginia. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Lake Monticello CDP, Virginia?

Lake Monticello CDP, Virginia has a population of 10,820 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Lake Monticello CDP, VA?

The median household income in Lake Monticello CDP is $101,363, which is 29% higher the national median of $78,538.

What is the poverty rate in Lake Monticello CDP, VA?

The poverty rate in Lake Monticello CDP is 7.5%. This means approximately 798 residents live below the federal poverty line.

What is the racial makeup of Lake Monticello CDP, Virginia?

Lake Monticello CDP's population is 79.5% White, 6.5% Black, 6.9% Hispanic/Latino, and 0.4% Asian.

What is the median home value in Lake Monticello CDP, VA?

The median home value in Lake Monticello CDP is $288,300. The home-value-to-income ratio is 2.8x.

How educated is Lake Monticello CDP, Virginia?

49.8% of adults (25+) in Lake Monticello CDP hold a bachelor's degree or higher, and 22.6% hold a graduate or professional degree.