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Chain Lake, Washington Demographics & Population 2026

During the 2020–2024 ACS period, Chain Lake, Washington had a total population of 4,950, the 197th largest community in Washington, with a median household income of $161,286, which is 64% higher than the state average. The poverty rate is 2.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Chain Lake Quick Facts

Population 4,950
Median Household Income $161,286
Median Home Value $873,000
Poverty Rate 2.8%
Unemployment Rate 4.2%
Median Age 43.3 years
Homeownership Rate 88.8%
Affordability Ratio 5.4x
Bachelor's Degree or Higher 41.2%
High School Graduation Rate 96.3%
Diversity Index 25/100
Population 4,950 197th of 628
Median Income $161,286 top 10%
Poverty Rate 2.8% 78% lower than national
Median Home Value $873,000 top 10%

How Chain Lake Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population4,9894,950-0.8%
Median household income$148,932$161,286+8.3%
Median home value$830,200$873,000+5.2%

How Chain Lake Compares

Economy & Housing

Household Income Distribution

Under $25K 5.2%
$25K-$50K 4.3%
$50K-$100K 16.9%
$100K+ 73.6%
Detailed income brackets
Under $10K
3.2%
$10K-$15K
0.5%
$15K-$20K
0.9%
$20K-$25K
0.7%
$25K-$30K
0.6%
$30K-$35K
0.5%
$35K-$40K
1.8%
$40K-$45K
1.0%
$45K-$50K
0.4%
$50K-$60K
4.1%
$60K-$75K
7.4%
$75K-$100K
5.4%
$100K-$125K
5.9%
$125K-$150K
13.4%
$150K-$200K
16.6%
$200K+
37.6%

Employment

4.2% Unemployment Rate State: 5.1%|National: 5.2%
71.9% Labor Force Participation

Housing Overview

Owner 88.8%
Renter 11.2%
Affordability Index Expensive
5.4x home value to income ratio
Median gross rent $1,755/mo 13.1% of median household income annually

People & Demographics

Diversity Index

25out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 56 | National average: 61

Education

Chain Lake Rankings in Washington

#197 Population of 628
#38 Median Income of 570
#133 Education of 628
#52 Home Value of 584

Other Cities in Snohomish County

CityPopulationMedian IncomePovertyHome Value
Everett 111,845 $83,512 12.9% $565,300
Marysville 73,002 $103,974 8.1% $567,900
Edmonds 42,735 $122,449 3.8% $890,100
Lake Stevens 40,253 $122,336 5.2% $635,600
Lynnwood 40,110 $77,704 14.1% $686,900
Mill Creek East 25,453 $192,937 4.1% $905,400
Eastmont 23,721 $138,912 6.3% $784,000
North Lynnwood 23,339 $101,088 7.2% $616,400
Mountlake Terrace 23,104 $107,687 7.0% $667,300
Martha Lake 22,634 $124,494 8.3% $785,400

Cities Similar to Chain Lake

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Prairie Heights4,998$130,640$500,20015.6%3.2%
Larch Way4,424$160,040$842,60046.0%1.6%
Rosedale4,208$158,800$887,60045.5%2.5%
Esperance4,189$148,640$790,70048.6%10.5%
Buckley5,371$124,583$574,10023.1%9.3%

Population Overview

Chain Lake is a small community located in Washington, within Snohomish County. The total population is 4,950. It ranks as the 197th most populous out of 628 Census-designated places in Washington.

Age Demographics

The median age in Chain Lake is 43.3 years. This is 13% higher than the state median of 38.3 years.

Economy, Income & Housing

The median household income in Chain Lake is $161,286. This is 64% higher than the state median of $98,141. It is also 100% higher than the national median of $80,734. The poverty rate stands at 2.8%. This is 72% lower than the state poverty rate of 9.9%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 4.2%. This is 17% lower than the state rate of 5.1%. The median home value is $873,000. Housing costs are 55% higher than the state median of $564,600. The home-value-to-income ratio is 5.4x. 88.8% of occupied housing units are owner-occupied. This homeownership rate is 39% higher than the state average of 63.8%.

Race & Ethnicity

Chain Lake has a predominantly White (non-Hispanic) population, comprising 86.0% of all residents. Hispanic or Latino residents account for 4.4%. The Hispanic or Latino population (4.4%) is well below the state average of 14.4%. The Asian population (3.0%) is well below the state average of 9.7%.

Education

41.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 4% higher than the state rate of 39.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.3%.

Data Sources & Methodology

All demographic data for Chain Lake, Washington is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Washington state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 628 Census-designated places in Washington. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Chain Lake, Washington?

Chain Lake, Washington has a population of 4,950 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Chain Lake, WA?

The median household income in Chain Lake is $161,286, which is 100% higher than the national median of $80,734.

What is the poverty rate in Chain Lake, WA?

The poverty rate in Chain Lake is 2.8%. This means approximately 136 residents live below the federal poverty line.

What is the racial makeup of Chain Lake, Washington?

Chain Lake's population is 86.0% White, 0.0% Black, 4.4% Hispanic/Latino, and 3.0% Asian.

What is the median home value in Chain Lake, WA?

The median home value in Chain Lake is $873,000. The home-value-to-income ratio is 5.4x.

How educated is Chain Lake, Washington?

41.2% of adults (25+) in Chain Lake hold a bachelor's degree or higher, and 12.0% hold a graduate or professional degree.