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Shoal Creek, Alabama Demographics & Population 2026

Highest IncomeHighest median household income in Alabama

During the 2020–2024 ACS period, Shoal Creek, Alabama had a total population of 1,328, the 284th largest community in Alabama, with a median household income of $218,333, which is 241% higher than the state average. The poverty rate is 0.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Shoal Creek Quick Facts

Population 1,328
Median Household Income $218,333
Median Home Value $762,500
Poverty Rate 0.0%
Unemployment Rate 2.4%
Median Age 49.6 years
Homeownership Rate 87.5%
Affordability Ratio 3.5x
Bachelor's Degree or Higher 66.5%
High School Graduation Rate 92.3%
Diversity Index 17/100
Population 1,328 284th of 592
Median Income $218,333 top 10%
Poverty Rate 0.0%
Median Home Value $762,500 top 10%

How Shoal Creek Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,3711,328-3.1%
Median household income$165,625$218,333+31.8%
Median home value$787,500$762,500-3.2%

How Shoal Creek Compares

Economy & Housing

Household Income Distribution

Under $25K 2.7%
$25K-$50K 1.8%
$50K-$100K 16.0%
$100K+ 79.5%
Detailed income brackets
Under $10K
0.0%
$10K-$15K
0.0%
$15K-$20K
0.0%
$20K-$25K
2.7%
$25K-$30K
0.0%
$30K-$35K
0.0%
$35K-$40K
0.0%
$40K-$45K
1.8%
$45K-$50K
0.0%
$50K-$60K
2.0%
$60K-$75K
5.5%
$75K-$100K
8.6%
$100K-$125K
13.8%
$125K-$150K
3.5%
$150K-$200K
11.6%
$200K+
50.5%

Employment

2.4% Unemployment Rate State: 4.7%|National: 5.2%
57.2% Labor Force Participation

Housing Overview

Owner 87.5%
Renter 12.5%
Affordability Index Affordable
3.5x home value to income ratio
Median gross rent $2,766/mo 15.2% of median household income annually

People & Demographics

Diversity Index

17out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 53 | National average: 61

Education

Shoal Creek Rankings in Alabama

#284 Population of 592
#1 Median Income of 537
#9 Education of 592
#3 Home Value of 529

Other Cities in Shelby County

CityPopulationMedian IncomePovertyHome Value
Alabaster 33,917 $91,357 7.1% $261,700
Pelham 24,827 $101,094 6.7% $299,800
Calera 17,714 $87,194 7.3% $235,300
Chelsea 16,260 $115,337 2.7% $360,000
Meadowbrook 9,117 $141,862 5.5% $423,700
Brook Highland 8,146 $79,904 4.6% $427,400
Montevallo 7,556 $56,626 17.7% $220,700
Highland Lakes 5,866 $169,361 4.1% $599,200
Columbiana 4,725 $80,546 9.8% $259,500
Eagle Point 3,110 $151,842 3.2% $493,800

Cities Similar to Shoal Creek

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Florala1,822N/A$91,6007.8%16.5%
Blue Ridge1,190$128,482$314,90054.4%6.2%
Grant1,336$91,477$239,40029.1%8.6%
Chatom834N/A$174,10029.1%32.6%
Susan Moore1,336$84,554$119,60010.2%12.1%

Population Overview

Shoal Creek is a small community located in Alabama, within Shelby County. The total population is 1,328. It ranks as the 284th most populous out of 592 Census-designated places in Alabama.

Age Demographics

The median age in Shoal Creek is 49.6 years. This is 26% higher than the state median of 39.3 years.

Economy, Income & Housing

The median household income in Shoal Creek is $218,333. This is 241% higher than the state median of $63,999. It is also 170% higher than the national median of $80,734. The ACS records no residents below the poverty line in Shoal Creek. In a community this small the estimate rests on very few survey responses, so it should be read as an absence of measurement rather than a measured absence of poverty. The unemployment rate is 2.4%. This is 49% lower than the state rate of 4.7%. The median home value is $762,500. Housing costs are 263% higher than the state median of $209,900. The home-value-to-income ratio is 3.5x. 87.5% of occupied housing units are owner-occupied. This homeownership rate is 25% higher than the state average of 70.2%.

Race & Ethnicity

Shoal Creek has a predominantly White (non-Hispanic) population, comprising 90.8% of all residents. Hispanic or Latino residents account for 2.2%. The Hispanic or Latino population (2.2%) is well below the state average of 5.6%.

Education

66.5% of residents aged 25 and older hold a bachelor's degree or higher. This places Shoal Creek in the top 10% of all cities in the state for educational attainment. This is 135% higher than the state rate of 28.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.3%. Notably, 28.8% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Shoal Creek, Alabama is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Alabama state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 592 Census-designated places in Alabama. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Shoal Creek, Alabama?

Shoal Creek, Alabama has a population of 1,328 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Shoal Creek, AL?

The median household income in Shoal Creek is $218,333, which is 170% higher than the national median of $80,734.

What is the poverty rate in Shoal Creek, AL?

The ACS sample for Shoal Creek recorded no residents below the federal poverty line. Because the community is small, this indicates that the survey did not capture poverty here rather than that no poverty exists — the estimate carries a wide margin of error.

What is the racial makeup of Shoal Creek, Alabama?

Shoal Creek's population is 90.8% White, 0.0% Black, 2.2% Hispanic/Latino, and 1.6% Asian.

What is the median home value in Shoal Creek, AL?

The median home value in Shoal Creek is $762,500. The home-value-to-income ratio is 3.5x.

How educated is Shoal Creek, Alabama?

66.5% of adults (25+) in Shoal Creek hold a bachelor's degree or higher, and 28.8% hold a graduate or professional degree.