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Cold Springs (El Dorado County), California Demographics & Population 2026

During the 2020–2024 ACS period, Cold Springs (El Dorado County), California had a total population of 449, the 1242nd largest community in California, with a median household income of $73,578, which is 26% lower than the state average. The poverty rate is 15.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Cold Springs (El Dorado County) Quick Facts

Population 449
Median Household Income $73,578
Median Home Value $359,600
Poverty Rate 15.8%
Unemployment Rate 0.0%
Median Age 57.9 years
Homeownership Rate 100.0%
Affordability Ratio 4.9x
Bachelor's Degree or Higher 21.5%
High School Graduation Rate 100.0%
Diversity Index 40/100
Population 449 1242nd of 1,570
Median Income $73,578 below average
Poverty Rate 15.8% 27% higher than national
Median Home Value $359,600 bottom 30%

How Cold Springs (El Dorado County) Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population512449-12.3%
Median household income$71,523$73,578+2.9%
Median home value$391,700$359,600-8.2%

How Cold Springs (El Dorado County) Compares

Economy & Housing

Household Income Distribution

Under $25K 7.9%
$25K-$50K 16.8%
$50K-$100K 44.1%
$100K+ 31.2%
Detailed income brackets
Under $10K
7.9%
$10K-$15K
0.0%
$15K-$20K
0.0%
$20K-$25K
0.0%
$25K-$30K
0.0%
$30K-$35K
5.9%
$35K-$40K
0.0%
$40K-$45K
10.9%
$45K-$50K
0.0%
$50K-$60K
0.0%
$60K-$75K
39.6%
$75K-$100K
4.5%
$100K-$125K
28.2%
$125K-$150K
3.0%
$150K-$200K
0.0%
$200K+
0.0%

Employment

0.0% Unemployment Rate State: 6.6%|National: 5.2%
58.3% Labor Force Participation

Housing Overview

Owner 100.0%
Renter 0.0%
Affordability Index Moderate
4.9x home value to income ratio

People & Demographics

Diversity Index

40out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 70 | National average: 61

Education

Cold Springs (El Dorado County) Rankings in California

#1242 Population of 1,570
#918 Median Income of 1,375
#914 Education of 1,570
#1023 Home Value of 1,376

Other Cities in El Dorado County

CityPopulationMedian IncomePovertyHome Value
El Dorado Hills 51,026 $165,349 3.5% $909,500
South Lake Tahoe 21,269 $82,002 9.3% $682,400
Cameron Park 18,315 $102,289 7.0% $667,900
Diamond Springs 10,927 $77,219 15.6% $423,400
Placerville 10,762 $67,274 15.8% $473,100
Pollock Pines 6,212 $74,924 16.7% $394,000
Shingle Springs 3,801 $135,530 5.9% $744,900
Auburn Lake Trails 3,284 $134,007 6.9% $560,300
Georgetown 2,403 $91,765 7.2% $374,600
Camino 2,079 $85,341 0.7% $498,900

Cities Similar to Cold Springs (El Dorado County)

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Edison449N/AN/A4.3%52.6%
Paloma450N/A$427,0000.0%0.0%
Victor460N/AN/A21.1%0.0%
San Ardo462N/A$445,9000.0%40.3%
Iron Horse434N/A$315,50023.0%0.0%

A note before these figures: with a population of 449, Cold Springs (El Dorado County)'s ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Cold Springs (El Dorado County) is a small community located in California, within El Dorado County. The total population is 449. It ranks as the 1242nd most populous out of 1,570 Census-designated places in California.

Age Demographics

The median age in Cold Springs (El Dorado County) is 57.9 years. This is 53% higher than the state median of 37.9 years. Only 9.8% of residents are under 18, indicating fewer families with children. 10.2% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Cold Springs (El Dorado County) is $73,578. This is 26% lower than the state median of $99,122. It is also 9% lower than the national median of $80,734. The poverty rate stands at 15.8%. This is 32% higher than the state poverty rate of 12.0%. The survey records no unemployed residents in Cold Springs (El Dorado County), which reflects the size of the sample rather than a labor market without joblessness. The median home value is $359,600. Housing costs are 51% lower than the state median of $734,700. The home-value-to-income ratio is 4.9x. 100.0% of occupied housing units are owner-occupied. This homeownership rate is 79% higher than the state average of 55.9%.

Race & Ethnicity

The largest racial or ethnic group in Cold Springs (El Dorado County) is White (non-Hispanic), making up 76.4% of the population. Hispanic or Latino residents account for 11.1%. The White (non-Hispanic) population is significantly higher than the state average (76.4% vs 33.8%). The Hispanic or Latino population (11.1%) is well below the state average of 40.2%. The Asian population (4.0%) is well below the state average of 15.3%.

Education

21.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 42% lower than the state rate of 37.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. No surveyed resident aged 25 or older reported leaving school before earning a high school diploma, though a rate of exactly 100% reflects the limits of a small sample.

Data Sources & Methodology

All demographic data for Cold Springs (El Dorado County), California is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against California state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,570 Census-designated places in California. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Cold Springs (El Dorado County), California?

Cold Springs (El Dorado County), California has a population of 449 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cold Springs (El Dorado County), CA?

The median household income in Cold Springs (El Dorado County) is $73,578, which is 9% lower than the national median of $80,734.

What is the poverty rate in Cold Springs (El Dorado County), CA?

The poverty rate in Cold Springs (El Dorado County) is 15.8%. This means approximately 71 residents live below the federal poverty line.

What is the racial makeup of Cold Springs (El Dorado County), California?

Cold Springs (El Dorado County)'s population is 76.4% White, 0.0% Black, 11.1% Hispanic/Latino, and 4.0% Asian.

What is the median home value in Cold Springs (El Dorado County), CA?

The median home value in Cold Springs (El Dorado County) is $359,600. The home-value-to-income ratio is 4.9x.

How educated is Cold Springs (El Dorado County), California?

21.5% of adults (25+) in Cold Springs (El Dorado County) hold a bachelor's degree or higher, and 4.6% hold a graduate or professional degree.