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Rail Road Flat, California Demographics & Population 2026

During the 2020–2024 ACS period, Rail Road Flat, California had a total population of 498, the 1214th largest community in California, with a median household income of $87,951, which is 11% lower than the state average. The poverty rate is 13.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Rail Road Flat Quick Facts

Population 498
Median Household Income $87,951
Median Home Value $426,100
Poverty Rate 13.1%
Unemployment Rate 0.0%
Median Age 44.5 years
Homeownership Rate 83.6%
Affordability Ratio 4.8x
Bachelor's Degree or Higher 14.0%
High School Graduation Rate 95.1%
Diversity Index 28/100
Population 498 1214th of 1,570
Median Income $87,951 average
Poverty Rate 13.1% 5% higher than national
Median Home Value $426,100 below average

How Rail Road Flat Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population696498-28.4%
Median household income$85,656$87,951+2.7%
Median home value$366,900$426,100+16.1%

How Rail Road Flat Compares

Economy & Housing

Household Income Distribution

Under $25K 8.2%
$25K-$50K 9.8%
$50K-$100K 48.1%
$100K+ 33.9%
Detailed income brackets
Under $10K
0.0%
$10K-$15K
0.0%
$15K-$20K
8.2%
$20K-$25K
0.0%
$25K-$30K
0.0%
$30K-$35K
4.9%
$35K-$40K
0.0%
$40K-$45K
0.0%
$45K-$50K
4.9%
$50K-$60K
6.6%
$60K-$75K
9.3%
$75K-$100K
32.2%
$100K-$125K
18.0%
$125K-$150K
0.0%
$150K-$200K
15.8%
$200K+
0.0%

Employment

0.0% Unemployment Rate State: 6.6%|National: 5.2%
60.6% Labor Force Participation

Housing Overview

Owner 83.6%
Renter 16.4%
Affordability Index Moderate
4.8x home value to income ratio
Median gross rent $914/mo 12.5% of median household income annually

People & Demographics

Diversity Index

28out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 70 | National average: 61

Education

Rail Road Flat Rankings in California

#1214 Population of 1,570
#711 Median Income of 1,375
#1145 Education of 1,570
#887 Home Value of 1,376

Other Cities in Calaveras County

CityPopulationMedian IncomePovertyHome Value
Rancho Calaveras 7,131 $88,779 13.9% $443,900
Copperopolis 4,285 $108,457 7.4% $487,200
Angels 3,716 $62,188 11.2% $484,800
San Andreas 2,979 $51,684 28.1% $419,700
Arnold 2,482 $92,467 4.2% $485,700
Murphys 1,951 $73,571 10.0% $525,700
Forest Meadows 1,623 $89,044 11.0% $539,700
Mokelumne Hill 968 $88,685 0.0% $376,600
Valley Springs 910 $45,786 25.2% $286,200
West Point 909 $70,594 17.9% N/A

Cities Similar to Rail Road Flat

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Cowan497N/A$364,3008.4%5.5%
Graeagle496N/A$489,50022.7%12.1%
Oak Glen510$85,682$880,10043.9%2.5%
Calpella474$86,912$580,80024.6%0.0%
Chalfant483$83,077$328,70025.5%5.4%

A note before these figures: with a population of 498, Rail Road Flat's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Rail Road Flat is a small community located in California, within Calaveras County. The total population is 498. It ranks as the 1214th most populous out of 1,570 Census-designated places in California.

Age Demographics

The median age in Rail Road Flat is 44.5 years. This is 17% higher than the state median of 37.9 years. With 28.1% of the population under 18, Rail Road Flat has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Rail Road Flat is $87,951. This is 11% lower than the state median of $99,122. It is also 9% higher than the national median of $80,734. The poverty rate stands at 13.1%. This is 9% higher than the state poverty rate of 12.0%. The survey records no unemployed residents in Rail Road Flat, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $426,100. Housing costs are 42% lower than the state median of $734,700. The home-value-to-income ratio is 4.8x. 83.6% of occupied housing units are owner-occupied. This homeownership rate is 50% higher than the state average of 55.9%.

Race & Ethnicity

The largest racial or ethnic group in Rail Road Flat is White (non-Hispanic), making up 84.5% of the population. Hispanic or Latino residents account for 4.8%. The White (non-Hispanic) population is significantly higher than the state average (84.5% vs 33.8%). The Hispanic or Latino population (4.8%) is well below the state average of 40.2%.

Education

14.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 62% lower than the state rate of 37.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.1%.

Data Sources & Methodology

All demographic data for Rail Road Flat, California is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against California state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,570 Census-designated places in California. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Rail Road Flat, California?

Rail Road Flat, California has a population of 498 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Rail Road Flat, CA?

The median household income in Rail Road Flat is $87,951, which is 9% higher than the national median of $80,734.

What is the poverty rate in Rail Road Flat, CA?

The poverty rate in Rail Road Flat is 13.1%. This means approximately 65 residents live below the federal poverty line.

What is the racial makeup of Rail Road Flat, California?

Rail Road Flat's population is 84.5% White, 0.0% Black, 4.8% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Rail Road Flat, CA?

The median home value in Rail Road Flat is $426,100. The home-value-to-income ratio is 4.8x.

How educated is Rail Road Flat, California?

14.0% of adults (25+) in Rail Road Flat hold a bachelor's degree or higher, and 7.8% hold a graduate or professional degree.