Tracy, California Demographics & Population 2026
During the 2020–2024 ACS period, Tracy, California had a total population of 96,966, the 79th largest city in California, with a median household income of $121,119, which is 22% higher than the state average. The poverty rate is 7.8%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- One of the most racially diverse communities in California (diversity index: 72/100).
Tracy Quick Facts
How Tracy Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 95,358 | 96,966 | +1.7% |
| Median household income | $118,253 | $121,119 | +2.4% |
| Median home value | $653,900 | $699,000 | +6.9% |
How Tracy Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
This community is exceptionally diverse, with no single racial or ethnic group dominating the population.
State average: 70 | National average: 61
Education
Educational Attainment (Adults 25+)
Tracy Rankings in California
Explore California Rankings
Other Cities in San Joaquin County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Stockton | 322,326 | $79,907 | 15.5% | $440,900 |
| Manteca | 89,043 | $97,055 | 9.5% | $589,900 |
| Lodi | 67,607 | $88,530 | 12.4% | $492,500 |
| Lathrop | 35,052 | $126,421 | 7.1% | $643,600 |
| Mountain House | 25,513 | $177,163 | 5.1% | $946,900 |
| Ripon | 16,201 | $133,380 | 5.4% | $704,800 |
| Garden Acres | 10,667 | $66,474 | 18.9% | $336,000 |
| Country Club | 10,161 | $81,464 | 15.4% | $382,500 |
| August | 8,825 | $53,173 | 26.9% | $296,100 |
| Escalon | 7,451 | $81,467 | 8.8% | $471,200 |
Cities Similar to Tracy
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Daly City | 101,964 | $123,547 | $1,115,000 | 38.9% | 7.7% |
| San Marcos | 94,882 | $109,377 | $868,000 | 43.8% | 9.2% |
| Santa Monica | 91,169 | $114,885 | $1,755,500 | 70.7% | 11.2% |
| Carson | 92,871 | $108,703 | $704,400 | 29.3% | 8.7% |
| Vacaville | 102,596 | $111,126 | $620,900 | 28.0% | 8.2% |
Population Overview
Tracy is a mid-sized community located in California, within San Joaquin County. The total population is 96,966. It ranks as the 79th most populous out of 1,570 Census-designated places in California.
Age Demographics
The median age in Tracy is 35.6 years. This is 6% lower than the state median of 37.9 years.
Economy, Income & Housing
The median household income in Tracy is $121,119. This is 22% higher than the state median of $99,122. It is also 50% higher than the national median of $80,734. The poverty rate stands at 7.8%. This is 35% lower than the state poverty rate of 12.0%. The unemployment rate is 5.5%. This is 17% lower than the state rate of 6.6%. The median home value is $699,000. Housing costs are 5% lower than the state median of $734,700. The home-value-to-income ratio is 5.8x. 65.0% of occupied housing units are owner-occupied. This homeownership rate is 16% higher than the state average of 55.9%.
Race & Ethnicity
Tracy is a highly diverse community where no single racial or ethnic group constitutes a majority of the population. White (non-Hispanic) residents account for 23.6%. The Asian population is significantly higher than the state average (23.2% vs 15.3%).
Education
28.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 23% lower than the state rate of 37.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 83.9%.
Data Sources & Methodology
All demographic data for Tracy, California is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against California state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,570 Census-designated places in California. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
Free data download: Get all California city and county demographics as CSV. Download Cities CSV | Download Counties CSV
Frequently Asked Questions
What is the population of Tracy, California?
Tracy, California has a population of 96,966 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Tracy, CA?
The median household income in Tracy is $121,119, which is 50% higher than the national median of $80,734.
What is the poverty rate in Tracy, CA?
The poverty rate in Tracy is 7.8%. This means approximately 7,498 residents live below the federal poverty line.
What is the racial makeup of Tracy, California?
Tracy's population is 23.6% White, 6.4% Black, 40.5% Hispanic/Latino, and 23.2% Asian.
What is the median home value in Tracy, CA?
The median home value in Tracy is $699,000. The home-value-to-income ratio is 5.8x.
How educated is Tracy, California?
28.5% of adults (25+) in Tracy hold a bachelor's degree or higher, and 8.1% hold a graduate or professional degree.