Upper Bear Creek, Colorado Demographics & Population 2026
During the 2020–2024 ACS period, Upper Bear Creek, Colorado had a total population of 954, the 231st largest community in Colorado, with a median household income of $186,071, which is 95% higher than the state average. The poverty rate is 3.6%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 95% above the state average — one of the wealthiest communities in Colorado.
- An exceptionally low poverty rate of 3.6% — among the lowest in Colorado.
- Unemployment rate of 9.8% is notably above the national average.
Upper Bear Creek Quick Facts
How Upper Bear Creek Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 980 | 954 | -2.7% |
| Median household income | $185,574 | $186,071 | +0.3% |
| Median home value | $1,026,900 | $1,075,600 | +4.7% |
How Upper Bear Creek Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 52 | National average: 61
Education
Educational Attainment (Adults 25+)
Upper Bear Creek Rankings in Colorado
Explore Colorado Rankings
Other Cities in Clear Creek County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Idaho Springs | 1,986 | $89,436 | 6.9% | $446,500 |
| Georgetown | 1,053 | $79,118 | 13.4% | $521,700 |
| Floyd Hill | 841 | $182,981 | 0.0% | $802,900 |
| Upper Witter Gulch | 731 | $250,000+ | 5.8% | $756,400 |
| Empire | 672 | $66,797 | 12.7% | $356,500 |
| Pine Valley | 392 | $127,104 | 0.0% | $753,000 |
| Downieville-Lawson-Dumont | 345 | $57,784 | 13.6% | $383,700 |
| Echo Hills | 180 | N/A | 6.1% | $920,700 |
| Silver Plume | 127 | $52,083 | 17.3% | $473,500 |
| Blue Valley | 120 | $80,100 | 0.0% | N/A |
Cities Similar to Upper Bear Creek
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Indian Hills | 986 | $178,980 | $789,200 | 45.9% | 6.8% |
| Gilcrest | 1,026 | N/A | $321,900 | 5.6% | 18.4% |
| Floyd Hill | 841 | $182,981 | $802,900 | 65.2% | 0.0% |
| Watkins | 847 | $158,173 | $650,500 | 25.3% | 3.4% |
| Bow Mar | 1,047 | $241,583 | $2,000,000+ | 78.7% | 3.5% |
A note before these figures: with a population of 954, Upper Bear Creek's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.
Population Overview
Upper Bear Creek is a small community located in Colorado, within Clear Creek County. The total population is 954. It ranks as the 231st most populous out of 472 Census-designated places in Colorado.
Age Demographics
The median age in Upper Bear Creek is 60.5 years. This is 60% higher than the state median of 37.7 years. Only 14.1% of residents are under 18, indicating fewer families with children. 19.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Upper Bear Creek is $186,071. This is 95% higher than the state median of $95,470. It is also 130% higher than the national median of $80,734. The poverty rate stands at 3.6%. This is 62% lower than the state poverty rate of 9.4%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 9.8%. This is 112% higher than the state rate of 4.6%. The median home value is $1,075,600. Housing costs are 99% higher than the state median of $539,400. The home-value-to-income ratio is 5.8x. 85.2% of occupied housing units are owner-occupied. This homeownership rate is 29% higher than the state average of 66.2%.
Race & Ethnicity
Upper Bear Creek has a predominantly White (non-Hispanic) population, comprising 93.7% of all residents. Hispanic or Latino residents account for 4.6%. The Black or African American population (0.4%) is well below the state average of 3.8%. The Hispanic or Latino population (4.6%) is well below the state average of 22.5%.
Education
66.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 45% higher than the state rate of 45.7%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.4%. Notably, 31.9% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Upper Bear Creek, Colorado is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Colorado state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 472 Census-designated places in Colorado. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Upper Bear Creek, Colorado?
Upper Bear Creek, Colorado has a population of 954 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Upper Bear Creek, CO?
The median household income in Upper Bear Creek is $186,071, which is 130% higher than the national median of $80,734.
What is the poverty rate in Upper Bear Creek, CO?
The poverty rate in Upper Bear Creek is 3.6%. This means approximately 34 residents live below the federal poverty line.
What is the racial makeup of Upper Bear Creek, Colorado?
Upper Bear Creek's population is 93.7% White, 0.4% Black, 4.6% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Upper Bear Creek, CO?
The median home value in Upper Bear Creek is $1,075,600. The home-value-to-income ratio is 5.8x.
How educated is Upper Bear Creek, Colorado?
66.5% of adults (25+) in Upper Bear Creek hold a bachelor's degree or higher, and 31.9% hold a graduate or professional degree.