Skip to main content

Upper Bear Creek, Colorado Demographics & Population 2026

During the 2020–2024 ACS period, Upper Bear Creek, Colorado had a total population of 954, the 231st largest community in Colorado, with a median household income of $186,071, which is 95% higher than the state average. The poverty rate is 3.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Upper Bear Creek Quick Facts

Population 954
Median Household Income $186,071
Median Home Value $1,075,600
Poverty Rate 3.6%
Unemployment Rate 9.8%
Median Age 60.5 years
Homeownership Rate 85.2%
Affordability Ratio 5.8x
Bachelor's Degree or Higher 66.5%
High School Graduation Rate 95.4%
Diversity Index 12/100
Population 954 231st of 472
Median Income $186,071 top 10%
Poverty Rate 3.6% 71% lower than national
Median Home Value $1,075,600 top 10%

How Upper Bear Creek Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population980954-2.7%
Median household income$185,574$186,071+0.3%
Median home value$1,026,900$1,075,600+4.7%

How Upper Bear Creek Compares

Economy & Housing

Household Income Distribution

Under $25K 7.1%
$25K-$50K 5.9%
$50K-$100K 11.8%
$100K+ 75.2%
Detailed income brackets
Under $10K
0.0%
$10K-$15K
2.9%
$15K-$20K
4.1%
$20K-$25K
0.0%
$25K-$30K
0.0%
$30K-$35K
2.2%
$35K-$40K
0.0%
$40K-$45K
3.7%
$45K-$50K
0.0%
$50K-$60K
0.0%
$60K-$75K
11.8%
$75K-$100K
0.0%
$100K-$125K
14.6%
$125K-$150K
0.0%
$150K-$200K
37.0%
$200K+
23.6%

Employment

9.8% Unemployment Rate State: 4.6%|National: 5.2%
41.4% Labor Force Participation

Housing Overview

Owner 85.2%
Renter 14.8%
Affordability Index Expensive
5.8x home value to income ratio

People & Demographics

Diversity Index

12out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 52 | National average: 61

Education

Upper Bear Creek Rankings in Colorado

#231 Population of 472
#21 Median Income of 399
#65 Education of 472
#25 Home Value of 412

Other Cities in Clear Creek County

CityPopulationMedian IncomePovertyHome Value
Idaho Springs 1,986 $89,436 6.9% $446,500
Georgetown 1,053 $79,118 13.4% $521,700
Floyd Hill 841 $182,981 0.0% $802,900
Upper Witter Gulch 731 $250,000+ 5.8% $756,400
Empire 672 $66,797 12.7% $356,500
Pine Valley 392 $127,104 0.0% $753,000
Downieville-Lawson-Dumont 345 $57,784 13.6% $383,700
Echo Hills 180 N/A 6.1% $920,700
Silver Plume 127 $52,083 17.3% $473,500
Blue Valley 120 $80,100 0.0% N/A

Cities Similar to Upper Bear Creek

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Indian Hills986$178,980$789,20045.9%6.8%
Gilcrest1,026N/A$321,9005.6%18.4%
Floyd Hill841$182,981$802,90065.2%0.0%
Watkins847$158,173$650,50025.3%3.4%
Bow Mar1,047$241,583$2,000,000+78.7%3.5%

A note before these figures: with a population of 954, Upper Bear Creek's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Upper Bear Creek is a small community located in Colorado, within Clear Creek County. The total population is 954. It ranks as the 231st most populous out of 472 Census-designated places in Colorado.

Age Demographics

The median age in Upper Bear Creek is 60.5 years. This is 60% higher than the state median of 37.7 years. Only 14.1% of residents are under 18, indicating fewer families with children. 19.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Upper Bear Creek is $186,071. This is 95% higher than the state median of $95,470. It is also 130% higher than the national median of $80,734. The poverty rate stands at 3.6%. This is 62% lower than the state poverty rate of 9.4%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 9.8%. This is 112% higher than the state rate of 4.6%. The median home value is $1,075,600. Housing costs are 99% higher than the state median of $539,400. The home-value-to-income ratio is 5.8x. 85.2% of occupied housing units are owner-occupied. This homeownership rate is 29% higher than the state average of 66.2%.

Race & Ethnicity

Upper Bear Creek has a predominantly White (non-Hispanic) population, comprising 93.7% of all residents. Hispanic or Latino residents account for 4.6%. The Black or African American population (0.4%) is well below the state average of 3.8%. The Hispanic or Latino population (4.6%) is well below the state average of 22.5%.

Education

66.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 45% higher than the state rate of 45.7%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.4%. Notably, 31.9% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Upper Bear Creek, Colorado is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Colorado state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 472 Census-designated places in Colorado. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Colorado city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Upper Bear Creek, Colorado?

Upper Bear Creek, Colorado has a population of 954 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Upper Bear Creek, CO?

The median household income in Upper Bear Creek is $186,071, which is 130% higher than the national median of $80,734.

What is the poverty rate in Upper Bear Creek, CO?

The poverty rate in Upper Bear Creek is 3.6%. This means approximately 34 residents live below the federal poverty line.

What is the racial makeup of Upper Bear Creek, Colorado?

Upper Bear Creek's population is 93.7% White, 0.4% Black, 4.6% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Upper Bear Creek, CO?

The median home value in Upper Bear Creek is $1,075,600. The home-value-to-income ratio is 5.8x.

How educated is Upper Bear Creek, Colorado?

66.5% of adults (25+) in Upper Bear Creek hold a bachelor's degree or higher, and 31.9% hold a graduate or professional degree.