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Bay Harbor Islands town, Florida Demographics & Population 2026

As of 2026, Bay Harbor Islands town, Florida has a total population of 5,793, the 440th largest city in Florida, with a median household income of $84,750, which is 18% higher than the state average. The poverty rate is 7.1%.

Key Takeaways

Bay Harbor Islands town Quick Facts

Population 5,793
Median Household Income $84,750
Median Home Value $542,700
Poverty Rate 7.1%
Unemployment Rate 4.7%
Median Age 36.0 years
Homeownership Rate 50.9%
Affordability Ratio 6.4x
Bachelor's Degree or Higher 55.6%
High School Graduation Rate 98.2%
Diversity Index 53/100
Population 5,793 440th of 953
Median Income $84,750 top 30%
Poverty Rate 7.1% 43% lower national
Median Home Value $542,700 top 20%

How Bay Harbor Islands town Compares

Economy & Housing

Employment

4.7% Unemployment Rate State: 4.8% | National: 5.2%
72.0% Labor Force Participation

Housing Overview

Owner 50.9%
Renter 49.1%
Affordability Index Expensive
6.4x home value to income ratio

People & Demographics

Diversity Index

53out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 64 | National average: 60

Education

Bay Harbor Islands town Rankings in Florida

#440 Population of 953
#276 Median Income of 953
#92 Education of 953
#120 Home Value of 953

Cities Similar to Bay Harbor Islands town

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Lochmoor Waterway Estates CDP5,791$87,606$335,60037.8%6.5%
Osprey CDP5,790$94,815$680,20054.4%9.9%
Surfside town5,566$88,938$736,80057.3%15.4%
Fort Myers Beach town5,548$90,833$611,60045.0%7.5%
Crawfordville CDP5,892$74,192$243,90019.6%3.4%

Population Overview

Bay Harbor Islands town is a small city located in Florida. The total population is 5,793. It ranks as the 440th most populous out of 953 cities and towns in Florida.

Age Demographics

The median age in Bay Harbor Islands town is 36.0 years. This is 15% lower than the state median of 42.6 years. With 29.8% of the population under 18, Bay Harbor Islands town has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Bay Harbor Islands town is $84,750. This is 18% higher than the state median of $71,711. Compared to the national median of $78,538, household income here is 8% higher. The poverty rate stands at 7.1%. This is 44% lower than the state poverty rate of 12.6%. The unemployment rate is 4.7%. This is 2% lower than the state rate of 4.8%. The median home value is $542,700. Housing costs are 67% higher than the state median of $325,000. The home-value-to-income ratio of 6.4x suggests that housing affordability is a significant concern for many residents. 50.9% of occupied housing units are owner-occupied. This homeownership rate is 24% lower than the state average of 67.3%.

Race & Ethnicity

The largest racial or ethnic group in Bay Harbor Islands town is Hispanic or Latino, making up 54.4% of the population. White (non-Hispanic) residents account for 41.0%. The Black or African American population (1.2%) is well below the state average of 14.8%. The Hispanic or Latino population is significantly higher than the state average (54.4% vs 26.8%).

Education

55.6% of residents aged 25 and older hold a bachelor's degree or higher. This places Bay Harbor Islands town in the top 10% of all cities in the state for educational attainment. This is 68% higher than the state rate of 33.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.2%. Notably, 25.9% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Bay Harbor Islands town, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 953 Census-designated places in Florida. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Bay Harbor Islands town, Florida?

Bay Harbor Islands town, Florida has a population of 5,793 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Bay Harbor Islands town, FL?

The median household income in Bay Harbor Islands town is $84,750, which is 8% higher the national median of $78,538.

What is the poverty rate in Bay Harbor Islands town, FL?

The poverty rate in Bay Harbor Islands town is 7.1%. This means approximately 409 residents live below the federal poverty line.

What is the racial makeup of Bay Harbor Islands town, Florida?

Bay Harbor Islands town's population is 41.0% White, 1.2% Black, 54.4% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Bay Harbor Islands town, FL?

The median home value in Bay Harbor Islands town is $542,700. The home-value-to-income ratio is 6.4x.

How educated is Bay Harbor Islands town, Florida?

55.6% of adults (25+) in Bay Harbor Islands town hold a bachelor's degree or higher, and 25.9% hold a graduate or professional degree.