Lochmoor Waterway Estates CDP, Florida Demographics & Population 2026

Population Overview

Lochmoor Waterway Estates CDP is a small city located in Florida. The total population is 5,791. It ranks as the 441st most populous out of 953 cities and towns in Florida.

Age Demographics

The median age in Lochmoor Waterway Estates CDP is 55.4 years. This is 30% higher than the state median of 42.6 years. 16.7% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Lochmoor Waterway Estates CDP is $87,606. This is 22% higher than the state median of $71,711. Compared to the national median of $78,538, household income here is 12% higher. The poverty rate stands at 6.5%. This is 48% lower than the state poverty rate of 12.6%. The unemployment rate is 4.7%. This is 2% lower than the state rate of 4.8%. The median home value is $335,600. Housing costs are 3% higher than the state median of $325,000. The home-value-to-income ratio is 3.8x. 87.6% of occupied housing units are owner-occupied. This homeownership rate is 30% higher than the state average of 67.3%.

Race & Ethnicity

The largest racial or ethnic group in Lochmoor Waterway Estates CDP is White (non-Hispanic), making up 82.0% of the population. Hispanic or Latino residents account for 7.4%. The White (non-Hispanic) population is significantly higher than the state average (82.0% vs 51.4%). The Black or African American population (5.2%) is well below the state average of 14.8%. The Hispanic or Latino population (7.4%) is well below the state average of 26.8%.

Education

37.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 14% higher than the state rate of 33.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.5%.

Data Sources & Methodology

All demographic data for Lochmoor Waterway Estates CDP, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 953 Census-designated places in Florida. For official data, visit data.census.gov.