Charlotte County, Florida Demographics 2026

Population Overview

Charlotte County is located in Florida with a total population of 195,083. It is the 28th most populous county out of 67 in Florida.

Age Demographics

The median age in Charlotte County is 60.0 years. This is 41% higher than the state median of 42.6 years. Only 11.8% of residents are under 18, indicating fewer families with children. 18.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Charlotte County is $66,154. This is 8% lower than the state median of $71,711. Compared to the national median of $78,538, household income here is 16% lower. The poverty rate stands at 9.6%. This is 24% lower than the state poverty rate of 12.6%. The unemployment rate is 5.5%. This is 15% higher than the state rate of 4.8%. The median home value is $291,000. Housing costs are 10% lower than the state median of $325,000. The home-value-to-income ratio is 4.4x. 83.2% of occupied housing units are owner-occupied. This homeownership rate is 24% higher than the state average of 67.3%.

Race & Ethnicity

The largest racial or ethnic group in Charlotte County is White (non-Hispanic), making up 82.4% of the population. Hispanic or Latino residents account for 7.8%. The White (non-Hispanic) population is significantly higher than the state average (82.4% vs 51.4%). The Black or African American population (5.1%) is well below the state average of 14.8%. The Hispanic or Latino population (7.8%) is well below the state average of 26.8%. The Asian population (1.3%) is well below the state average of 2.8%.

Education

25.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 24% lower than the state rate of 33.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.3%.