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Charlotte County, Florida Demographics 2026

Charlotte County, Florida has a population of 201,064, the 28th most populous county in Florida. The median household income is $69,952 and the median home value is $328,900. The poverty rate is 9.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Charlotte County Quick Facts

Population 201,064
Median Household Income $69,952
Median Home Value $328,900
Poverty Rate 9.0%
Unemployment Rate 5.4%
Median Age 59.9 years
Homeownership Rate 83.8%
Affordability Ratio 4.7x
Bachelor's Degree+ 27.1%
High School Graduation 92.5%
Cities/Places 10
Population 201,064 28th of 67
Median Income $69,952 6% lower than state
Poverty Rate 9.0%
Unemployment 5.4%

How Charlotte County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population195,083201,064+3.1%
Median household income$66,154$69,952+5.7%
Median home value$291,000$328,900+13.0%

Economy & Housing

Household Income Distribution

Under $25K 14.5%
$25K-$50K 19.9%
$50K-$100K 34.0%
$100K+ 31.5%
Detailed income brackets
Under $10K
4.6%
$10K-$15K
2.5%
$15K-$20K
3.5%
$20K-$25K
3.9%
$25K-$30K
3.7%
$30K-$35K
4.4%
$35K-$40K
4.1%
$40K-$45K
4.0%
$45K-$50K
3.8%
$50K-$60K
8.1%
$60K-$75K
11.4%
$75K-$100K
14.5%
$100K-$125K
9.8%
$125K-$150K
7.2%
$150K-$200K
7.1%
$200K+
7.4%

Employment

5.4% Unemployment Rate State: 4.8%|National: 5.2%
43.2% Labor Force Participation

Housing Overview

Owner 83.8%
Renter 16.2%
Affordability Index Moderate
4.7x home value to income ratio
Median gross rent $1,464/mo 25.1% of median household income annually

People & Demographics

Diversity Index

33out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Cities & Places in Charlotte County

CityPopulationMedian IncomePovertyHome Value
Port Charlotte66,133$63,8449.6%$269,900
Punta Gorda20,278$85,7798.3%$518,100
Rotonda10,352$74,5735.7%$389,400
Harbour Heights4,289$65,15214.2%$368,900
Charlotte Harbor4,239$40,40620.5%$183,300
Cleveland2,683$47,1579.5%$177,800
Grove City2,106$52,60419.8%$257,400
Charlotte Park1,966$60,3023.7%$290,800
Manasota Key1,711$142,2502.4%$690,300
Solana948$32,48417.5%$186,600

Population Overview

Charlotte County is located in Florida with a total population of 201,064. It is the 28th most populous county out of 67 in Florida. The county encompasses 10 Census-designated places.

Age Demographics

The median age in Charlotte County is 59.9 years. This is 41% higher than the state median of 42.6 years. Only 11.8% of residents are under 18, indicating fewer families with children. 19.0% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Charlotte County is $69,952. This is 6% lower than the state median of $74,568. It is also 13% lower than the national median of $80,734. The poverty rate stands at 9.0%. This is 28% lower than the state poverty rate of 12.6%. The unemployment rate is 5.4%. This is 11% higher than the state rate of 4.8%. The median home value is $328,900. Housing costs are 8% lower than the state median of $359,000. The home-value-to-income ratio is 4.7x. 83.8% of occupied housing units are owner-occupied. This homeownership rate is 24% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Charlotte County is White (non-Hispanic), making up 81.3% of the population. Hispanic or Latino residents account for 8.2%. The White (non-Hispanic) population is significantly higher than the state average (81.3% vs 50.4%). The Black or African American population (5.1%) is well below the state average of 14.6%. The Hispanic or Latino population (8.2%) is well below the state average of 27.4%. The Asian population (1.4%) is well below the state average of 2.9%.

Education

27.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 21% lower than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.5%.

Data Sources & Methodology

All figures for Charlotte County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Florida and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Charlotte County, Florida?

Charlotte County has a population of 201,064, making it the 28th most populous county in Florida.

What is the median income in Charlotte County?

The median household income in Charlotte County is $69,952 with a poverty rate of 9.0%.

How many cities are in Charlotte County, Florida?

Charlotte County contains 10 Census-designated places.