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Live Oak, Florida Demographics & Population 2026

Highly DiverseNo single racial/ethnic group makes up a majority of the population

During the 2020–2024 ACS period, Live Oak, Florida had a total population of 6,985, the 416th largest city in Florida, with a median household income of $59,375, which is 20% lower than the state average. The poverty rate is 16.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Live Oak Quick Facts

Population 6,985
Median Household Income $59,375
Median Home Value $160,300
Poverty Rate 16.3%
Unemployment Rate 14.2%
Median Age 37.4 years
Homeownership Rate 46.6%
Affordability Ratio 2.7x
Bachelor's Degree or Higher 11.0%
High School Graduation Rate 90.0%
Diversity Index 70/100
Population 6,985 416th of 955
Median Income $59,375 bottom 30%
Poverty Rate 16.3% 31% higher than national
Median Home Value $160,300 bottom 20%

How Live Oak Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population6,9016,985+1.2%
Median household income$53,578$59,375+10.8%
Median home value$158,200$160,300+1.3%

How Live Oak Compares

Economy & Housing

Household Income Distribution

Under $25K 19.6%
$25K-$50K 19.3%
$50K-$100K 46.3%
$100K+ 14.8%
Detailed income brackets
Under $10K
4.3%
$10K-$15K
5.7%
$15K-$20K
2.8%
$20K-$25K
6.9%
$25K-$30K
4.9%
$30K-$35K
2.4%
$35K-$40K
2.0%
$40K-$45K
7.9%
$45K-$50K
2.1%
$50K-$60K
11.3%
$60K-$75K
20.3%
$75K-$100K
14.8%
$100K-$125K
4.3%
$125K-$150K
6.7%
$150K-$200K
0.5%
$200K+
3.3%

Employment

14.2% Unemployment Rate State: 4.8%|National: 5.2%
65.9% Labor Force Participation

Housing Overview

Owner 46.6%
Renter 53.4%
Affordability Index Very Affordable
2.7x home value to income ratio
Median gross rent $903/mo 18.3% of median household income annually

People & Demographics

Diversity Index

70out of 100
Very High Diversity

This community is exceptionally diverse, with no single racial or ethnic group dominating the population.

State average: 65 | National average: 61

Education

Live Oak Rankings in Florida

#416 Population of 955
#653 Median Income of 911
#830 Education of 955
#803 Home Value of 901

Other Cities in Suwannee County

CityPopulationMedian IncomePovertyHome Value
Branford 950 $44,313 15.4% $157,100

Cities Similar to Live Oak

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
West Miami7,162$61,274$488,80040.0%12.9%
Kathleen7,201$57,097$203,50011.4%31.8%
South Apopka7,300$61,151$280,50018.7%28.1%
Clewiston7,348$57,222$239,20017.4%16.4%
Inverness Highlands South7,449$60,750$216,80014.8%8.7%

Population Overview

Live Oak is a small city located in Florida, within Suwannee County. The total population is 6,985. It ranks as the 416th most populous out of 955 Census-designated places in Florida.

Age Demographics

The median age in Live Oak is 37.4 years. This is 12% lower than the state median of 42.6 years.

Economy, Income & Housing

The median household income in Live Oak is $59,375. This is 20% lower than the state median of $74,568. It is also 26% lower than the national median of $80,734. The poverty rate stands at 16.3%. This is 30% higher than the state poverty rate of 12.6%. The unemployment rate is 14.2%. This is 193% higher than the state rate of 4.8%. The median home value is $160,300. Housing costs are 55% lower than the state median of $359,000. With a home-value-to-income ratio of just 2.7x, Live Oak is one of the most affordable housing markets in the area. 46.6% of occupied housing units are owner-occupied. This homeownership rate is 31% lower than the state average of 67.6%.

Race & Ethnicity

Live Oak is a highly diverse community where no single racial or ethnic group constitutes a majority of the population. Black or African American residents account for 30.5%. The Black or African American population is significantly higher than the state average (30.5% vs 14.6%). The Asian population (0.1%) is well below the state average of 2.9%.

Education

11.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 68% lower than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.0%.

Data Sources & Methodology

All demographic data for Live Oak, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Live Oak, Florida?

Live Oak, Florida has a population of 6,985 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Live Oak, FL?

The median household income in Live Oak is $59,375, which is 26% lower than the national median of $80,734.

What is the poverty rate in Live Oak, FL?

The poverty rate in Live Oak is 16.3%. This means approximately 1,063 residents live below the federal poverty line.

What is the racial makeup of Live Oak, Florida?

Live Oak's population is 40.7% White, 30.5% Black, 13.7% Hispanic/Latino, and 0.1% Asian.

What is the median home value in Live Oak, FL?

The median home value in Live Oak is $160,300. The home-value-to-income ratio is 2.7x.

How educated is Live Oak, Florida?

11.0% of adults (25+) in Live Oak hold a bachelor's degree or higher, and 1.8% hold a graduate or professional degree.