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Palm Coast, Florida Demographics & Population 2026

During the 2020–2024 ACS period, Palm Coast, Florida had a total population of 98,258, the 28th largest city in Florida, with a median household income of $77,350, which is 4% higher than the state average. The poverty rate is 10.6%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Palm Coast Quick Facts

Population 98,258
Median Household Income $77,350
Median Home Value $350,800
Poverty Rate 10.6%
Unemployment Rate 4.5%
Median Age 50.4 years
Homeownership Rate 81.9%
Affordability Ratio 4.5x
Bachelor's Degree or Higher 29.7%
High School Graduation Rate 92.7%
Diversity Index 50/100
Population 98,258 28th of 955
Median Income $77,350 average
Poverty Rate 10.6% 15% lower than national
Median Home Value $350,800 average

How Palm Coast Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population94,36298,258+4.1%
Median household income$71,840$77,350+7.7%
Median home value$317,200$350,800+10.6%

How Palm Coast Compares

Economy & Housing

Household Income Distribution

Under $25K 13.2%
$25K-$50K 20.0%
$50K-$100K 28.9%
$100K+ 37.9%
Detailed income brackets
Under $10K
5.1%
$10K-$15K
1.6%
$15K-$20K
3.0%
$20K-$25K
3.6%
$25K-$30K
3.4%
$30K-$35K
3.5%
$35K-$40K
3.3%
$40K-$45K
4.0%
$45K-$50K
5.9%
$50K-$60K
6.4%
$60K-$75K
9.1%
$75K-$100K
13.4%
$100K-$125K
12.5%
$125K-$150K
7.9%
$150K-$200K
8.1%
$200K+
9.4%

Employment

4.5% Unemployment Rate State: 4.8%|National: 5.2%
51.2% Labor Force Participation

Housing Overview

Owner 81.9%
Renter 18.1%
Affordability Index Moderate
4.5x home value to income ratio
Median gross rent $1,782/mo 27.6% of median household income annually

People & Demographics

Diversity Index

50out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 61

Education

Palm Coast Rankings in Florida

#28 Population of 955
#376 Median Income of 911
#452 Education of 955
#407 Home Value of 901

Other Cities in Flagler County

CityPopulationMedian IncomePovertyHome Value
Bunnell 3,682 $55,130 19.8% $286,400
Beverly Beach 607 $47,917 4.8% $345,100

Cities Similar to Palm Coast

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Sunrise97,918$77,652$354,50033.6%10.7%
Deltona97,334$76,924$285,40019.9%10.2%
Plantation96,293$92,541$483,50045.9%10.0%
Fort Myers95,051$63,732$384,50032.0%16.3%
Davie108,346$87,250$462,90040.0%11.2%

Population Overview

Palm Coast is a mid-sized community located in Florida, within Flagler County. The total population is 98,258. It ranks as the 28th most populous out of 955 Census-designated places in Florida.

Age Demographics

The median age in Palm Coast is 50.4 years. This is 18% higher than the state median of 42.6 years. 12.6% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Palm Coast is $77,350. This is 4% higher than the state median of $74,568. It is also 4% lower than the national median of $80,734. The poverty rate stands at 10.6%. This is 15% lower than the state poverty rate of 12.6%. The unemployment rate is 4.5%. This is 6% lower than the state rate of 4.8%. The median home value is $350,800. Housing costs are 2% lower than the state median of $359,000. The home-value-to-income ratio is 4.5x. 81.9% of occupied housing units are owner-occupied. This homeownership rate is 21% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Palm Coast is White (non-Hispanic), making up 68.5% of the population. Hispanic or Latino residents account for 13.5%. The Hispanic or Latino population (13.5%) is well below the state average of 27.4%.

Education

29.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 13% lower than the state rate of 34.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.7%.

Data Sources & Methodology

All demographic data for Palm Coast, Florida is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Florida state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 955 Census-designated places in Florida. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Palm Coast, Florida?

Palm Coast, Florida has a population of 98,258 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Palm Coast, FL?

The median household income in Palm Coast is $77,350, which is 4% lower than the national median of $80,734.

What is the poverty rate in Palm Coast, FL?

The poverty rate in Palm Coast is 10.6%. This means approximately 10,360 residents live below the federal poverty line.

What is the racial makeup of Palm Coast, Florida?

Palm Coast's population is 68.5% White, 10.3% Black, 13.5% Hispanic/Latino, and 2.6% Asian.

What is the median home value in Palm Coast, FL?

The median home value in Palm Coast is $350,800. The home-value-to-income ratio is 4.5x.

How educated is Palm Coast, Florida?

29.7% of adults (25+) in Palm Coast hold a bachelor's degree or higher, and 9.6% hold a graduate or professional degree.