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McCaysville, Georgia Demographics & Population 2026

Very AffordableHome value to income ratio of 2.3x is exceptionally low

During the 2020–2024 ACS period, McCaysville, Georgia had a total population of 1,392, the 338th largest city in Georgia, with a median household income of $52,593, which is 32% lower than the state average. The poverty rate is 16.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

McCaysville Quick Facts

Population 1,392
Median Household Income $52,593
Median Home Value $121,900
Poverty Rate 16.2%
Unemployment Rate 0.3%
Median Age 37.1 years
Homeownership Rate 62.5%
Affordability Ratio 2.3x
Bachelor's Degree or Higher 4.1%
High School Graduation Rate 87.0%
Diversity Index 27/100
Population 1,392 338th of 669
Median Income $52,593 average
Poverty Rate 16.2% 30% higher than national
Median Home Value $121,900 bottom 30%

How McCaysville Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,5711,392-11.4%
Median household income$45,625$52,593+15.3%
Median home value$112,500$121,900+8.4%

How McCaysville Compares

Economy & Housing

Household Income Distribution

Under $25K 19.4%
$25K-$50K 29.2%
$50K-$100K 39.5%
$100K+ 12.0%
Detailed income brackets
Under $10K
4.2%
$10K-$15K
7.0%
$15K-$20K
5.1%
$20K-$25K
3.1%
$25K-$30K
0.4%
$30K-$35K
8.7%
$35K-$40K
8.3%
$40K-$45K
8.3%
$45K-$50K
3.4%
$50K-$60K
11.6%
$60K-$75K
21.1%
$75K-$100K
6.9%
$100K-$125K
3.1%
$125K-$150K
2.7%
$150K-$200K
2.3%
$200K+
3.9%

Employment

0.3% Unemployment Rate State: 5.1%|National: 5.2%
63.5% Labor Force Participation

Housing Overview

Owner 62.5%
Renter 37.5%
Affordability Index Very Affordable
2.3x home value to income ratio
Median gross rent $595/mo 13.6% of median household income annually

People & Demographics

Diversity Index

27out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

McCaysville Rankings in Georgia

#338 Population of 669
#347 Median Income of 611
#611 Education of 669
#428 Home Value of 607

Other Cities in Fannin County

CityPopulationMedian IncomePovertyHome Value
Epworth 1,994 $67,176 40.6% $139,500
Blue Ridge 1,323 $44,773 20.4% $348,200
Mineral Bluff 294 N/A 24.5% $97,600
Morganton 241 $70,625 13.7% $263,800

Cities Similar to McCaysville

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Buchanan1,306$52,500$169,4006.5%17.1%
Woodbine1,399$46,250$149,40011.2%10.5%
Nahunta1,386$45,893$73,00035.3%29.3%
Greenville1,326$49,773$179,20015.2%25.6%
Porterdale1,466$49,773$199,00018.8%25.7%

Population Overview

McCaysville is a small community located in Georgia, within Fannin County. The total population is 1,392. It ranks as the 338th most populous out of 669 Census-designated places in Georgia.

Age Demographics

The median age in McCaysville is 37.1 years. This is 1% lower than the state median of 37.6 years.

Economy, Income & Housing

The median household income in McCaysville is $52,593. This is 32% lower than the state median of $77,353. It is also 35% lower than the national median of $80,734. The poverty rate stands at 16.2%. This is 21% higher than the state poverty rate of 13.4%. The unemployment rate is 0.3%. This is 95% lower than the state rate of 5.1%. The median home value is $121,900. Housing costs are 60% lower than the state median of $303,300. With a home-value-to-income ratio of just 2.3x, McCaysville is one of the most affordable housing markets in the area. 62.5% of occupied housing units are owner-occupied. This homeownership rate is 5% lower than the state average of 65.7%.

Race & Ethnicity

The largest racial or ethnic group in McCaysville is White (non-Hispanic), making up 84.8% of the population. Hispanic or Latino residents account for 9.2%. The White (non-Hispanic) population is significantly higher than the state average (84.8% vs 49.1%). The Asian population (0.1%) is well below the state average of 4.5%.

Education

4.1% of residents aged 25 and older hold a bachelor's degree or higher. This is among the lowest rates in the state, which may correlate with employment and income patterns. This is 88% lower than the state rate of 34.9%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.0%.

Data Sources & Methodology

All demographic data for McCaysville, Georgia is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Georgia state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 669 Census-designated places in Georgia. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of McCaysville, Georgia?

McCaysville, Georgia has a population of 1,392 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in McCaysville, GA?

The median household income in McCaysville is $52,593, which is 35% lower than the national median of $80,734.

What is the poverty rate in McCaysville, GA?

The poverty rate in McCaysville is 16.2%. This means approximately 225 residents live below the federal poverty line.

What is the racial makeup of McCaysville, Georgia?

McCaysville's population is 84.8% White, 0.0% Black, 9.2% Hispanic/Latino, and 0.1% Asian.

What is the median home value in McCaysville, GA?

The median home value in McCaysville is $121,900. The home-value-to-income ratio is 2.3x.

How educated is McCaysville, Georgia?

4.1% of adults (25+) in McCaysville hold a bachelor's degree or higher, and 0.5% hold a graduate or professional degree.