Stephens County, Georgia Demographics 2026

Name: Stephens County, Georgia Demographics
Creator: U.S. Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Stephens County, Georgia has a population of 27,012, the 71st most populous county in Georgia. The median household income is $54,754 and the median home value is $175,300. The poverty rate is 15.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Stephens County Quick Facts

Population 27,012

Median Household Income $54,754

Median Home Value $175,300

Poverty Rate 15.8%

Unemployment Rate 5.4%

Median Age 40.8 years

Homeownership Rate 73.6%

Affordability Ratio 3.2x

Bachelor's Degree+ 15.1%

High School Graduation 85.1%

Cities/Places 3

Population 27,012 71st of 159

Median Income $54,754 29% lower than state

Poverty Rate 15.8%

Unemployment 5.4%

How Stephens County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric	2019–2023	2020–2024	Change
Population	26,842	27,012	+0.6%
Median household income	$52,264	$54,754	+4.8%
Median home value	$168,200	$175,300	+4.2%

Median Household Income

Stephens

$54,754

$77,353

National

$80,734

Median Home Value

Stephens

$175,300

$303,300

National

$332,700

Economy & Housing

Household Income Distribution

Under $25K 23.5%

$25K-$50K 22.5%

$50K-$100K 33.4%

$100K+ 20.7%

Detailed income brackets

Under $10K

6.6%

$10K-$15K

3.9%

$15K-$20K

6.5%

$20K-$25K

6.4%

$25K-$30K

5.1%

$30K-$35K

5.4%

$35K-$40K

2.5%

$40K-$45K

5.5%

$45K-$50K

3.8%

$50K-$60K

8.3%

$60K-$75K

11.2%

$75K-$100K

13.8%

$100K-$125K

7.1%

$125K-$150K

6.2%

$150K-$200K

3.9%

$200K+

3.4%

Employment

5.4% Unemployment Rate State: 5.1%|National: 5.2%

57.0% Labor Force Participation

Housing Overview

Owner 73.6%

Renter 26.4%

Affordability Index Affordable

3.2x home value to income ratio

Median gross rent $820/mo 18.0% of median household income annually

People & Demographics

Age Distribution

Under 18

21.3%

18-34

21.4%

35-54

22.8%

55-74

26.0%

75+

8.5%

Race & Ethnicity

Diversity Index

Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Educational Attainment (Adults 25+)

Cities & Places in Stephens County

City	Population	Median Income	Poverty	Home Value
Toccoa	9,238	$48,438	23.9%	$178,100
Martin	422	$45,313	12.3%	$164,400
Avalon	314	$51,375	9.9%	$189,300

Explore Georgia Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Population Overview

Stephens County is located in Georgia with a total population of 27,012. It is the 71st most populous county out of 159 in Georgia. The county encompasses 3 Census-designated places.

Age Demographics

The median age in Stephens County is 40.8 years. This is 9% higher than the state median of 37.6 years.

Economy, Income & Housing

The median household income in Stephens County is $54,754. This is 29% lower than the state median of $77,353. It is also 32% lower than the national median of $80,734. The poverty rate stands at 15.8%. This is 18% higher than the state poverty rate of 13.4%. The unemployment rate is 5.4%. This is 4% higher than the state rate of 5.1%. The median home value is $175,300. Housing costs are 42% lower than the state median of $303,300. The home-value-to-income ratio is 3.2x. 73.6% of occupied housing units are owner-occupied. This homeownership rate is 12% higher than the state average of 65.7%.

Race & Ethnicity

The largest racial or ethnic group in Stephens County is White (non-Hispanic), making up 80.6% of the population. Black or African American residents account for 8.1%. The White (non-Hispanic) population is significantly higher than the state average (80.6% vs 49.1%). The Black or African American population (8.1%) is well below the state average of 30.7%. The Hispanic or Latino population (4.0%) is well below the state average of 11.0%. The Asian population (1.1%) is well below the state average of 4.5%.

Education

15.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 57% lower than the state rate of 34.9%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 85.1%.

Data Sources & Methodology

All figures for Stephens County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Georgia and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Stephens County, Georgia?

Stephens County has a population of 27,012, making it the 71st most populous county in Georgia.

What is the median income in Stephens County?

The median household income in Stephens County is $54,754 with a poverty rate of 15.8%.

How many cities are in Stephens County, Georgia?

Stephens County contains 3 Census-designated places.