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Toccoa, Georgia Demographics & Population 2026

During the 2020–2024 ACS period, Toccoa, Georgia had a total population of 9,238, the 118th largest city in Georgia, with a median household income of $48,438, which is 37% lower than the state average. The poverty rate is 23.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Toccoa Quick Facts

Population 9,238
Median Household Income $48,438
Median Home Value $178,100
Poverty Rate 23.9%
Unemployment Rate 8.8%
Median Age 39.5 years
Homeownership Rate 57.8%
Affordability Ratio 3.7x
Bachelor's Degree or Higher 20.0%
High School Graduation Rate 84.3%
Diversity Index 46/100
Population 9,238 118th of 669
Median Income $48,438 below average
Poverty Rate 23.9% 92% higher than national
Median Home Value $178,100 average

How Toccoa Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population9,1739,238+0.7%
Median household income$48,706$48,438-0.6%
Median home value$155,200$178,100+14.8%

How Toccoa Compares

Economy & Housing

Household Income Distribution

Under $25K 29.9%
$25K-$50K 20.9%
$50K-$100K 33.4%
$100K+ 15.8%
Detailed income brackets
Under $10K
10.3%
$10K-$15K
6.7%
$15K-$20K
7.3%
$20K-$25K
5.6%
$25K-$30K
6.0%
$30K-$35K
3.7%
$35K-$40K
2.3%
$40K-$45K
4.7%
$45K-$50K
4.2%
$50K-$60K
8.8%
$60K-$75K
10.5%
$75K-$100K
14.0%
$100K-$125K
3.8%
$125K-$150K
4.8%
$150K-$200K
4.7%
$200K+
2.4%

Employment

8.8% Unemployment Rate State: 5.1%|National: 5.2%
57.7% Labor Force Participation

Housing Overview

Owner 57.8%
Renter 42.2%
Affordability Index Affordable
3.7x home value to income ratio
Median gross rent $711/mo 17.6% of median household income annually

People & Demographics

Diversity Index

46out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 61

Education

Toccoa Rankings in Georgia

#118 Population of 669
#399 Median Income of 611
#288 Education of 669
#319 Home Value of 607

Other Cities in Stephens County

CityPopulationMedian IncomePovertyHome Value
Martin 422 $45,313 12.3% $164,400
Avalon 314 $51,375 9.9% $189,300

Cities Similar to Toccoa

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Fort Stewart9,285$53,500N/A24.7%19.0%
Panthersville9,053$52,236$222,60028.8%19.6%
Fort Valley8,858$50,283$127,10019.8%29.6%
Irondale9,185$55,030$204,50024.4%19.2%
Jesup9,942$46,974$158,50018.6%20.9%

Population Overview

Toccoa is a small city located in Georgia, within Stephens County. The total population is 9,238. It ranks as the 118th most populous out of 669 Census-designated places in Georgia.

Age Demographics

The median age in Toccoa is 39.5 years. This is 5% higher than the state median of 37.6 years.

Economy, Income & Housing

The median household income in Toccoa is $48,438. This is 37% lower than the state median of $77,353. It is also 40% lower than the national median of $80,734. The poverty rate stands at 23.9%. This is 79% higher than the state poverty rate of 13.4%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 8.8%. This is 71% higher than the state rate of 5.1%. The median home value is $178,100. Housing costs are 41% lower than the state median of $303,300. The home-value-to-income ratio is 3.7x. 57.8% of occupied housing units are owner-occupied. This homeownership rate is 12% lower than the state average of 65.7%.

Race & Ethnicity

The largest racial or ethnic group in Toccoa is White (non-Hispanic), making up 71.3% of the population. Black or African American residents account for 15.5%. The Hispanic or Latino population (4.1%) is well below the state average of 11.0%. The Asian population (2.1%) is well below the state average of 4.5%.

Education

20.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 43% lower than the state rate of 34.9%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 84.3%.

Data Sources & Methodology

All demographic data for Toccoa, Georgia is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Georgia state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 669 Census-designated places in Georgia. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Toccoa, Georgia?

Toccoa, Georgia has a population of 9,238 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Toccoa, GA?

The median household income in Toccoa is $48,438, which is 40% lower than the national median of $80,734.

What is the poverty rate in Toccoa, GA?

The poverty rate in Toccoa is 23.9%. This means approximately 2,178 residents live below the federal poverty line.

What is the racial makeup of Toccoa, Georgia?

Toccoa's population is 71.3% White, 15.5% Black, 4.1% Hispanic/Latino, and 2.1% Asian.

What is the median home value in Toccoa, GA?

The median home value in Toccoa is $178,100. The home-value-to-income ratio is 3.7x.

How educated is Toccoa, Georgia?

20.0% of adults (25+) in Toccoa hold a bachelor's degree or higher, and 7.8% hold a graduate or professional degree.