Most Affordable Cities in Hawaii
Cities ranked by home-value-to-income ratio. Lower ratio = more affordable. Only cities with 500+ population included.
| # | City | Ratio | Home Value | Median Income | Population |
|---|---|---|---|---|---|
| 1 | Pahala CDP | 3.0x | $216,600 | $71,908 | 1,785 |
| 2 | Naalehu CDP | 3.1x | $215,600 | $70,469 | 837 |
| 3 | Volcano Golf Course CDP | 3.7x | $516,700 | $138,726 | 909 |
| 4 | Hawaiian Acres CDP | 3.9x | $309,100 | $79,808 | 4,123 |
| 5 | Royal Hawaiian Estates CDP | 4.0x | $243,800 | $61,477 | 889 |
| 6 | Ainaloa CDP | 4.3x | $222,300 | $51,757 | 3,493 |
| 7 | Kaunakakai CDP | 4.4x | $335,200 | $76,944 | 3,721 |
| 8 | Orchidlands Estates CDP | 4.7x | $334,500 | $70,996 | 3,180 |
| 9 | Kualapuu CDP | 4.9x | $258,900 | $52,500 | 2,357 |
| 10 | Puhi CDP | 4.9x | $654,600 | $132,645 | 4,381 |
| 11 | Keaau CDP | 4.9x | $320,000 | $64,688 | 1,210 |
| 12 | Hawaiian Paradise Park CDP | 5.1x | $413,800 | $81,892 | 13,273 |
| 13 | Captain Cook CDP | 5.2x | $642,500 | $124,551 | 3,751 |
| 14 | Hawaiian Ocean View CDP | 5.2x | $239,200 | $45,917 | 3,809 |
| 15 | Fern Forest CDP | 5.2x | $173,800 | $33,173 | 880 |
| 16 | Papaikou CDP | 5.3x | $431,100 | $80,972 | 1,325 |
| 17 | Fern Acres CDP | 5.4x | $267,400 | $49,554 | 1,714 |
| 18 | Anahola CDP | 5.5x | $524,900 | $96,207 | 3,098 |
| 19 | Mountain View CDP | 5.5x | $350,400 | $63,882 | 3,833 |
| 20 | Paauilo CDP | 5.5x | $361,100 | $65,750 | 634 |
| 21 | Kapolei CDP | 5.6x | $720,600 | $129,260 | 23,033 |
| 22 | Kaneohe Base CDP | 5.6x | $390,600 | $70,000 | 10,973 |
| 23 | Ewa Beach CDP | 5.6x | $698,200 | $124,958 | 15,388 |
| 24 | Pahoa CDP | 5.6x | $312,500 | $55,903 | 1,430 |
| 25 | Eleele CDP | 5.6x | $684,900 | $122,308 | 2,339 |
| 26 | Kurtistown CDP | 5.6x | $441,200 | $78,750 | 2,928 |
| 27 | Waianae CDP | 5.7x | $487,200 | $84,766 | 12,907 |
| 28 | Waihee-Waiehu CDP | 5.8x | $740,300 | $128,266 | 11,369 |
| 29 | Hilo CDP | 5.8x | $455,100 | $78,713 | 48,223 |
| 30 | Nanakuli CDP | 5.8x | $473,000 | $81,493 | 12,282 |
| 31 | Ewa Gentry CDP | 5.8x | $768,200 | $131,755 | 26,738 |
| 32 | Eden Roc CDP | 5.8x | $183,000 | $31,324 | 973 |
| 33 | Hawaiian Beaches CDP | 5.9x | $247,500 | $42,154 | 4,503 |
| 34 | Maili CDP | 6.1x | $633,100 | $104,375 | 12,236 |
| 35 | Ocean Pointe CDP | 6.1x | $877,600 | $143,394 | 16,276 |
| 36 | Waimanalo CDP | 6.2x | $711,800 | $114,896 | 5,634 |
| 37 | Paukaa CDP | 6.2x | $562,500 | $90,625 | 528 |
| 38 | Waikele CDP | 6.2x | $696,400 | $111,971 | 7,950 |
| 39 | Royal Kunia CDP | 6.2x | $833,000 | $133,579 | 13,687 |
| 40 | Keokea CDP | 6.3x | $749,100 | $119,464 | 3,049 |
| 41 | Waipio Acres CDP | 6.3x | $602,600 | $95,781 | 5,146 |
| 42 | East Kapolei CDP | 6.4x | $743,600 | $116,339 | 6,200 |
| 43 | Honokaa CDP | 6.4x | $551,800 | $85,556 | 2,353 |
| 44 | Mililani Mauka CDP | 6.5x | $901,800 | $139,564 | 21,967 |
| 45 | Makaha CDP | 6.6x | $416,100 | $63,291 | 9,898 |
| 46 | Waimea CDP (Kauai County) | 6.6x | $573,900 | $87,222 | 2,070 |
| 47 | Waipio CDP | 6.7x | $709,500 | $106,164 | 11,196 |
| 48 | Waimalu CDP | 6.7x | $597,700 | $89,016 | 14,176 |
| 49 | Discovery Harbour CDP | 6.7x | $431,700 | $64,286 | 1,198 |
| 50 | West Loch Estate CDP | 6.7x | $833,500 | $124,009 | 6,441 |
| 51 | Waimanalo Beach CDP | 6.8x | $816,500 | $120,769 | 4,587 |
| 52 | Ahuimanu CDP | 6.8x | $878,400 | $129,028 | 8,520 |
| 53 | Makakilo CDP | 6.9x | $827,900 | $120,489 | 20,372 |
| 54 | Waikapu CDP | 6.9x | $837,700 | $121,618 | 3,645 |
| 55 | Lanai City CDP | 6.9x | $547,400 | $79,405 | 3,283 |
| 56 | Mauna Loa Estates CDP | 7.0x | $291,600 | $41,509 | 931 |
| 57 | Ko Olina CDP | 7.1x | $885,500 | $125,577 | 1,677 |
| 58 | Kekaha CDP | 7.1x | $516,800 | $73,011 | 3,482 |
| 59 | Mahinahina CDP | 7.1x | $1,153,700 | $161,875 | 1,051 |
| 60 | Mililani Town CDP | 7.1x | $884,800 | $124,123 | 27,495 |
| 61 | Kealakekua CDP | 7.2x | $574,600 | $79,332 | 1,989 |
| 62 | Waikoloa Village CDP | 7.3x | $674,100 | $92,713 | 7,028 |
| 63 | Paia CDP | 7.3x | $881,100 | $120,735 | 2,629 |
| 64 | Kaaawa CDP | 7.3x | $966,500 | $132,188 | 1,259 |
| 65 | Waimea CDP (Hawaii County) | 7.3x | $652,900 | $89,268 | 10,242 |
| 66 | Wainaku CDP | 7.4x | $532,400 | $72,188 | 1,082 |
| 67 | East Honolulu CDP | 7.4x | $1,172,300 | $158,398 | 50,961 |
| 68 | Heeia CDP | 7.4x | $1,186,500 | $160,294 | 5,099 |
| 69 | Kailua CDP (Hawaii County) | 7.5x | $649,400 | $86,743 | 21,851 |
| 70 | Kaiminani CDP | 7.5x | $761,300 | $101,320 | 11,542 |
| 71 | Napili-Honokowai CDP | 7.6x | $775,500 | $102,337 | 6,897 |
| 72 | Whitmore Village CDP | 7.6x | $776,200 | $102,155 | 3,821 |
| 73 | Pearl City CDP | 7.6x | $872,200 | $114,682 | 45,079 |
| 74 | Pukalani CDP | 7.7x | $926,100 | $120,707 | 8,490 |
| 75 | Kapaau CDP | 7.7x | $577,600 | $74,583 | 2,029 |
| 76 | Hawi CDP | 7.8x | $662,500 | $85,197 | 1,720 |
| 77 | Aiea CDP | 7.8x | $1,053,000 | $135,286 | 9,155 |
| 78 | Laie CDP | 7.9x | $942,700 | $119,219 | 5,568 |
| 79 | Hanamaulu CDP | 7.9x | $634,700 | $80,094 | 4,360 |
| 80 | Kaneohe CDP | 7.9x | $990,100 | $124,632 | 35,945 |
| 81 | Pepeekeo CDP | 8.0x | $415,600 | $52,276 | 1,505 |
| 82 | Maunawili CDP | 8.0x | $1,404,800 | $176,528 | 2,288 |
| 83 | Poipu CDP | 8.0x | $1,115,300 | $138,864 | 1,418 |
| 84 | Hauula CDP | 8.1x | $915,800 | $113,571 | 3,473 |
| 85 | Halaula CDP | 8.1x | $534,300 | $65,694 | 1,049 |
| 86 | Lawai CDP | 8.1x | $853,700 | $104,826 | 2,775 |
| 87 | Hanapepe CDP | 8.1x | $736,000 | $90,319 | 2,288 |
| 88 | Wahiawa CDP | 8.3x | $716,800 | $86,883 | 17,515 |
| 89 | Wailuku CDP | 8.3x | $781,700 | $93,958 | 15,754 |
| 90 | Volcano CDP | 8.4x | $602,500 | $72,135 | 580 |
| 91 | Kailua CDP (Honolulu County) | 8.5x | $1,239,000 | $146,615 | 39,762 |
| 92 | Waipahu CDP | 8.5x | $835,400 | $98,633 | 39,871 |
| 93 | Kalaheo CDP | 8.5x | $899,300 | $105,605 | 4,612 |
| 94 | Makawao CDP | 8.5x | $819,600 | $96,116 | 7,263 |
| 95 | Laupahoehoe CDP | 8.8x | $583,300 | $66,071 | 995 |
| 96 | Kahaluu-Keauhou CDP | 8.9x | $830,600 | $93,594 | 6,670 |
| 97 | Nanawale Estates CDP | 8.9x | $222,300 | $24,980 | 1,440 |
| 98 | Honalo CDP | 8.9x | $578,800 | $65,000 | 1,057 |
| 99 | Kahaluu CDP | 9.0x | $1,162,000 | $128,661 | 5,282 |
| 100 | Kahului CDP | 9.1x | $833,200 | $92,062 | 27,068 |
| 101 | Haena CDP | 9.1x | $1,166,700 | $128,333 | 571 |
| 102 | Kapaa CDP | 9.2x | $821,500 | $89,440 | 10,886 |
| 103 | Punaluu CDP | 9.4x | $828,700 | $88,611 | 855 |
| 104 | Wailua Homesteads CDP | 9.5x | $898,300 | $94,900 | 7,136 |
| 105 | Honaunau-Napoopoo CDP | 9.5x | $724,200 | $75,884 | 2,554 |
| 106 | Ewa Villages CDP | 9.6x | $819,400 | $85,043 | 6,918 |
| 107 | Holualoa CDP | 9.7x | $1,056,500 | $109,444 | 2,825 |
| 108 | Halawa CDP | 9.8x | $1,005,400 | $102,987 | 13,809 |
| 109 | Urban Honolulu CDP | 9.8x | $834,100 | $85,428 | 346,323 |
| 110 | Lahaina CDP | 9.8x | $841,400 | $85,988 | 11,423 |
| 111 | Kihei CDP | 10.0x | $871,600 | $87,568 | 22,564 |
| 112 | Wailua CDP | 10.2x | $697,300 | $68,548 | 2,544 |
| 113 | Haliimaile CDP | 10.2x | $830,500 | $81,250 | 1,096 |
| 114 | Leilani Estates CDP | 10.2x | $237,300 | $23,177 | 1,415 |
| 115 | Haiku-Pauwela CDP | 10.2x | $1,019,400 | $99,520 | 9,290 |
| 116 | Kahuku CDP | 10.5x | $769,100 | $73,214 | 2,425 |
| 117 | Omao CDP | 10.8x | $946,400 | $87,308 | 1,429 |
| 118 | Lihue CDP | 10.9x | $843,900 | $77,420 | 7,847 |
| 119 | Kaloko CDP | 11.0x | $1,143,400 | $104,167 | 1,555 |
| 120 | Waialua CDP | 11.1x | $942,300 | $84,656 | 3,015 |
| 121 | Olinda CDP | 11.1x | $1,114,700 | $100,096 | 996 |
| 122 | Princeville CDP | 11.4x | $1,215,000 | $106,938 | 1,794 |
| 123 | Koloa CDP | 11.5x | $873,900 | $76,316 | 2,327 |
| 124 | Haleiwa CDP | 11.5x | $1,081,100 | $93,977 | 4,671 |
| 125 | Hana CDP | 11.7x | $610,200 | $52,304 | 793 |
| 126 | Kilauea CDP | 11.7x | $1,011,000 | $86,382 | 3,104 |
| 127 | Mokuleia CDP | 11.8x | $989,100 | $83,571 | 1,684 |
| 128 | Kula CDP | 12.2x | $1,117,300 | $91,476 | 6,557 |
| 129 | Kaanapali CDP | 13.2x | $1,767,400 | $134,375 | 1,216 |
| 130 | Launiupoko CDP | 13.5x | $2,000,001 | $148,333 | 669 |
| 131 | Pupukea CDP | 13.5x | $1,331,800 | $98,771 | 4,853 |
| 132 | Waikoloa Beach Resort CDP | 14.0x | $1,168,900 | $83,438 | 737 |
| 133 | Wailea CDP | 15.3x | $1,363,700 | $89,375 | 6,571 |