Pearl City CDP, Hawaii Demographics & Population 2026

Population Overview

Pearl City CDP is a mid-sized community located in Hawaii. The total population is 45,079. It ranks as the 4th most populous out of 163 cities and towns in Hawaii.

Age Demographics

The median age in Pearl City CDP is 45.0 years. This is 11% higher than the state median of 40.6 years. 12.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Pearl City CDP is $114,682. This is 17% higher than the state median of $98,317. Compared to the national median of $78,538, household income here is 46% higher. The poverty rate stands at 6.2%. This is 38% lower than the state poverty rate of 10.0%. The unemployment rate is 3.2%. This is 36% lower than the state rate of 5.0%. The median home value is $872,200. Housing costs are 8% higher than the state median of $808,200. The home-value-to-income ratio of 7.6x suggests that housing affordability is a significant concern for many residents. 70.8% of occupied housing units are owner-occupied. This homeownership rate is 13% higher than the state average of 62.5%.

Race & Ethnicity

The largest racial or ethnic group in Pearl City CDP is Asian, making up 53.2% of the population. White (non-Hispanic) residents account for 9.8%. The White (non-Hispanic) population (9.8%) is well below the state average of 21.1%.

Education

37.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 4% higher than the state rate of 35.5%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.5%.

Data Sources & Methodology

All demographic data for Pearl City CDP, Hawaii is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Hawaii state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 163 Census-designated places in Hawaii. For official data, visit data.census.gov.