Fernan Lake Village, Idaho Demographics & Population 2026

A note before these figures: with a population of 212, Fernan Lake Village's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Fernan Lake Village is a small community located in Idaho, within Kootenai County. The total population is 212. It ranks as the 190th most populous out of 232 Census-designated places in Idaho.

Age Demographics

The median age in Fernan Lake Village is 51.3 years. This is 38% higher than the state median of 37.3 years. 10.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Fernan Lake Village is $125,000. This is 61% higher than the state median of $77,800. It is also 55% higher than the national median of $80,734. The poverty rate stands at 1.9%. This is 82% lower than the state poverty rate of 10.6%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 1.1%. This is 70% lower than the state rate of 3.7%. The median home value is $910,700. Housing costs are 118% higher than the state median of $418,600. The home-value-to-income ratio of 7.3x suggests that housing affordability is a significant concern for many residents. 97.6% of occupied housing units are owner-occupied. This homeownership rate is 35% higher than the state average of 72.1%.

Race & Ethnicity

Fernan Lake Village has a predominantly White (non-Hispanic) population, comprising 89.6% of all residents. Hispanic or Latino residents account for 2.4%. The Hispanic or Latino population (2.4%) is well below the state average of 13.7%.

Education

55.3% of residents aged 25 and older hold a bachelor's degree or higher. This places Fernan Lake Village in the top 10% of all cities in the state for educational attainment. This is 74% higher than the state rate of 31.8%. Nationally, 35.7% of adults hold at least a bachelor's degree. No surveyed resident aged 25 or older reported leaving school before earning a high school diploma, though a rate of exactly 100% reflects the limits of a small sample. Notably, 27.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Fernan Lake Village, Idaho is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Idaho state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 232 Census-designated places in Idaho. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.