Effingham city, Illinois Demographics & Population 2026

Population Overview

Effingham city is a small city located in Illinois. The total population is 12,258. It ranks as the 197th most populous out of 1,445 cities and towns in Illinois.

Age Demographics

The median age in Effingham city is 36.9 years. This is 5% lower than the state median of 38.9 years.

Economy, Income & Housing

The median household income in Effingham city is $65,718. This is 20% lower than the state median of $81,702. Compared to the national median of $78,538, household income here is 16% lower. The poverty rate stands at 14.8%. This is 26% higher than the state poverty rate of 11.7%. The unemployment rate is 2.2%. This is 62% lower than the state rate of 5.8%. The median home value is $166,700. Housing costs are 33% lower than the state median of $250,500. With a home-value-to-income ratio of just 2.5x, Effingham city is one of the most affordable housing markets in the area. 64.3% of occupied housing units are owner-occupied. This homeownership rate is 4% lower than the state average of 66.8%.

Race & Ethnicity

Effingham city has a predominantly White (non-Hispanic) population, comprising 92.1% of all residents. Hispanic or Latino residents account for 3.7%. The White (non-Hispanic) population is significantly higher than the state average (92.1% vs 58.8%). The Black or African American population (1.5%) is well below the state average of 13.6%. The Hispanic or Latino population (3.7%) is well below the state average of 18.5%. The Asian population (1.0%) is well below the state average of 5.8%.

Education

27.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 25% lower than the state rate of 37.2%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.9%.

Data Sources & Methodology

All demographic data for Effingham city, Illinois is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Illinois state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,445 Census-designated places in Illinois. For official data, visit data.census.gov.