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Polo, Illinois Demographics & Population 2026

Very AffordableHome value to income ratio of 1.7x is exceptionally low

During the 2020–2024 ACS period, Polo, Illinois had a total population of 2,495, the 459th largest city in Illinois, with a median household income of $63,080, which is 24% lower than the state average. The poverty rate is 20.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Polo Quick Facts

Population 2,495
Median Household Income $63,080
Median Home Value $109,600
Poverty Rate 20.5%
Unemployment Rate 3.0%
Median Age 33.1 years
Homeownership Rate 59.4%
Affordability Ratio 1.7x
Bachelor's Degree or Higher 18.0%
High School Graduation Rate 90.3%
Diversity Index 9/100
Population 2,495 459th of 1,445
Median Income $63,080 average
Poverty Rate 20.5% 65% higher than national
Median Home Value $109,600 average

How Polo Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,4952,495+0.0%
Median household income$52,976$63,080+19.1%
Median home value$108,500$109,600+1.0%

How Polo Compares

Economy & Housing

Household Income Distribution

Under $25K 19.4%
$25K-$50K 23.7%
$50K-$100K 34.6%
$100K+ 22.3%
Detailed income brackets
Under $10K
5.6%
$10K-$15K
1.9%
$15K-$20K
2.7%
$20K-$25K
9.1%
$25K-$30K
5.3%
$30K-$35K
5.9%
$35K-$40K
4.7%
$40K-$45K
5.9%
$45K-$50K
1.9%
$50K-$60K
5.0%
$60K-$75K
7.3%
$75K-$100K
22.2%
$100K-$125K
10.4%
$125K-$150K
3.3%
$150K-$200K
5.7%
$200K+
3.0%

Employment

3.0% Unemployment Rate State: 5.8%|National: 5.2%
58.9% Labor Force Participation

Housing Overview

Owner 59.4%
Renter 40.6%
Affordability Index Very Affordable
1.7x home value to income ratio
Median gross rent $851/mo 16.2% of median household income annually

People & Demographics

Diversity Index

9out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 61 | National average: 61

Education

Polo Rankings in Illinois

#459 Population of 1,445
#824 Median Income of 1,374
#715 Education of 1,444
#784 Home Value of 1,372

Other Cities in Ogle County

CityPopulationMedian IncomePovertyHome Value
Rochelle 9,529 $66,307 7.9% $164,300
Oregon 3,851 $71,841 14.8% $142,600
Byron 3,743 $78,852 10.5% $198,700
Davis Junction 2,757 $107,833 8.6% $205,500
Mount Morris 2,726 $45,726 13.8% $121,800
Hillcrest 1,824 $80,568 9.6% $164,200
Forreston 1,360 $70,676 5.7% $129,900
Stillman Valley 1,260 $87,833 8.6% $175,800
Lost Nation 714 $108,964 4.3% $236,300
Creston 550 $66,667 9.1% $167,400

Cities Similar to Polo

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Carrollton2,479$60,455$114,00024.3%11.8%
Henry2,441$65,577$117,00021.0%14.1%
Rockdale2,553$59,135$188,30013.7%25.8%
Tilton2,453$55,697$70,40010.8%17.3%
Amboy2,384$68,258$134,80010.5%13.3%

Population Overview

Polo is a small community located in Illinois, within Ogle County. The total population is 2,495. It ranks as the 459th most populous out of 1,445 Census-designated places in Illinois.

Age Demographics

The median age in Polo is 33.1 years. This is 15% lower than the state median of 39.0 years.

Economy, Income & Housing

The median household income in Polo is $63,080. This is 24% lower than the state median of $83,390. It is also 22% lower than the national median of $80,734. The poverty rate stands at 20.5%. This is 74% higher than the state poverty rate of 11.8%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 3.0%. This is 49% lower than the state rate of 5.8%. The median home value is $109,600. Housing costs are 58% lower than the state median of $263,300. With a home-value-to-income ratio of just 1.7x, Polo is one of the most affordable housing markets in the area. 59.4% of occupied housing units are owner-occupied. This homeownership rate is 12% lower than the state average of 67.1%.

Race & Ethnicity

Polo has a predominantly White (non-Hispanic) population, comprising 95.4% of all residents. Hispanic or Latino residents account for 1.8%. The White (non-Hispanic) population is significantly higher than the state average (95.4% vs 58.1%). The Hispanic or Latino population (1.8%) is well below the state average of 18.8%. The Asian population (0.4%) is well below the state average of 5.9%.

Education

18.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 52% lower than the state rate of 37.9%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.3%.

Data Sources & Methodology

All demographic data for Polo, Illinois is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Illinois state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,445 Census-designated places in Illinois. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Polo, Illinois?

Polo, Illinois has a population of 2,495 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Polo, IL?

The median household income in Polo is $63,080, which is 22% lower than the national median of $80,734.

What is the poverty rate in Polo, IL?

The poverty rate in Polo is 20.5%. This means approximately 503 residents live below the federal poverty line.

What is the racial makeup of Polo, Illinois?

Polo's population is 95.4% White, 0.0% Black, 1.8% Hispanic/Latino, and 0.4% Asian.

What is the median home value in Polo, IL?

The median home value in Polo is $109,600. The home-value-to-income ratio is 1.7x.

How educated is Polo, Illinois?

18.0% of adults (25+) in Polo hold a bachelor's degree or higher, and 5.8% hold a graduate or professional degree.