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St. Elmo, Illinois Demographics & Population 2026

High PovertyPoverty rate of 27.8% is well above the state average
Very AffordableHome value to income ratio of 1.8x is exceptionally low

During the 2020–2024 ACS period, St. Elmo, Illinois had a total population of 1,257, the 637th largest city in Illinois, with a median household income of $45,294, which is 46% lower than the state average. The poverty rate is 27.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

St. Elmo Quick Facts

Population 1,257
Median Household Income $45,294
Median Home Value $82,600
Poverty Rate 27.8%
Unemployment Rate 7.4%
Median Age 40.1 years
Homeownership Rate 82.0%
Affordability Ratio 1.8x
Bachelor's Degree or Higher 6.2%
High School Graduation Rate 85.6%
Diversity Index 11/100
Population 1,257 637th of 1,445
Median Income $45,294 bottom 10%
Poverty Rate 27.8% 123% higher than national
Median Home Value $82,600 bottom 30%

How St. Elmo Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,4011,257-10.3%
Median household income$47,115$45,294-3.9%
Median home value$80,300$82,600+2.9%

How St. Elmo Compares

Economy & Housing

Household Income Distribution

Under $25K 30.0%
$25K-$50K 25.0%
$50K-$100K 31.6%
$100K+ 13.4%
Detailed income brackets
Under $10K
7.7%
$10K-$15K
6.6%
$15K-$20K
10.8%
$20K-$25K
5.0%
$25K-$30K
3.5%
$30K-$35K
7.2%
$35K-$40K
4.2%
$40K-$45K
4.6%
$45K-$50K
5.5%
$50K-$60K
7.7%
$60K-$75K
10.3%
$75K-$100K
13.6%
$100K-$125K
2.9%
$125K-$150K
2.4%
$150K-$200K
6.1%
$200K+
2.0%

Employment

7.4% Unemployment Rate State: 5.8%|National: 5.2%
51.6% Labor Force Participation

Housing Overview

Owner 82.0%
Renter 18.0%
Affordability Index Very Affordable
1.8x home value to income ratio
Median gross rent $762/mo 20.2% of median household income annually

People & Demographics

Diversity Index

11out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 61 | National average: 61

Education

St. Elmo Rankings in Illinois

#637 Population of 1,445
#1253 Median Income of 1,374
#1261 Education of 1,444
#1093 Home Value of 1,372

Other Cities in Fayette County

CityPopulationMedian IncomePovertyHome Value
Vandalia 5,796 $45,469 22.2% $98,500
Ramsey 1,094 $53,375 17.5% $65,800
Brownstown 722 $53,000 19.8% $72,900
St. Peter 338 $63,500 10.4% $99,600
La Clede 135 $43,641 0.0% $63,000
Bingham 63 N/A 57.1% N/A

Cities Similar to St. Elmo

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Grandview1,243$48,819$71,50011.8%26.6%
Zeigler1,267$41,553$57,30013.2%16.2%
La Harpe1,273$49,205$86,40025.6%12.9%
Sheldon1,195$44,280$78,0007.9%19.2%
Bethany1,176$44,583$106,20022.1%12.3%

Population Overview

St. Elmo is a small community located in Illinois, within Fayette County. The total population is 1,257. It ranks as the 637th most populous out of 1,445 Census-designated places in Illinois.

Age Demographics

The median age in St. Elmo is 40.1 years. This is 3% higher than the state median of 39.0 years.

Economy, Income & Housing

The median household income in St. Elmo is $45,294. This is 46% lower than the state median of $83,390. It is also 44% lower than the national median of $80,734. The poverty rate stands at 27.8%. This is 136% higher than the state poverty rate of 11.8%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 7.4%. This is 27% higher than the state rate of 5.8%. The median home value is $82,600. Housing costs are 69% lower than the state median of $263,300. With a home-value-to-income ratio of just 1.8x, St. Elmo is one of the most affordable housing markets in the area. 82.0% of occupied housing units are owner-occupied. This homeownership rate is 22% higher than the state average of 67.1%.

Race & Ethnicity

St. Elmo has a predominantly White (non-Hispanic) population, comprising 94.5% of all residents. Hispanic or Latino residents account for 1.0%. The White (non-Hispanic) population is significantly higher than the state average (94.5% vs 58.1%). The Black or African American population (0.8%) is well below the state average of 13.3%. The Hispanic or Latino population (1.0%) is well below the state average of 18.8%.

Education

6.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 84% lower than the state rate of 37.9%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 85.6%.

Data Sources & Methodology

All demographic data for St. Elmo, Illinois is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Illinois state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,445 Census-designated places in Illinois. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of St. Elmo, Illinois?

St. Elmo, Illinois has a population of 1,257 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in St. Elmo, IL?

The median household income in St. Elmo is $45,294, which is 44% lower than the national median of $80,734.

What is the poverty rate in St. Elmo, IL?

The poverty rate in St. Elmo is 27.8%. This means approximately 335 residents live below the federal poverty line.

What is the racial makeup of St. Elmo, Illinois?

St. Elmo's population is 94.5% White, 0.8% Black, 1.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in St. Elmo, IL?

The median home value in St. Elmo is $82,600. The home-value-to-income ratio is 1.8x.

How educated is St. Elmo, Illinois?

6.2% of adults (25+) in St. Elmo hold a bachelor's degree or higher, and 3.2% hold a graduate or professional degree.