Cambridge City, Indiana Demographics & Population 2026
During the 2020–2024 ACS period, Cambridge City, Indiana had a total population of 1,657, the 261st largest town in Indiana, with a median household income of $51,071, which is 29% lower than the state average. The poverty rate is 19.9%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 2.0x.
Cambridge City Quick Facts
How Cambridge City Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 1,623 | 1,657 | +2.1% |
| Median household income | $46,500 | $51,071 | +9.8% |
| Median home value | $97,400 | $103,100 | +5.9% |
How Cambridge City Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 41 | National average: 61
Education
Educational Attainment (Adults 25+)
Cambridge City Rankings in Indiana
Explore Indiana Rankings
Other Cities in Wayne County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Richmond | 35,581 | $45,399 | 25.4% | $114,400 |
| Centerville | 2,772 | $49,688 | 14.2% | $149,200 |
| Hagerstown | 1,642 | $56,484 | 10.7% | $119,600 |
| Dublin | 870 | $51,406 | 3.2% | $97,700 |
| Fountain City | 702 | $47,802 | 17.9% | $96,200 |
| Spring Grove | 464 | $58,359 | 21.3% | $126,900 |
| Greens Fork | 436 | $74,875 | 6.9% | $96,300 |
| Milton | 323 | $47,083 | 13.6% | $83,900 |
| Boston | 246 | $70,893 | 30.8% | $75,500 |
| East Germantown | 229 | $45,179 | 7.0% | $95,400 |
Cities Similar to Cambridge City
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Milford | 1,661 | $51,667 | $159,700 | 8.9% | 9.4% |
| Westport | 1,651 | $49,129 | $137,800 | 12.4% | 22.7% |
| Osgood | 1,637 | $52,625 | $149,800 | 12.0% | 9.7% |
| Dillsboro | 1,697 | $48,810 | $149,500 | 13.0% | 14.9% |
| Daleville | 1,584 | $50,795 | $117,300 | 20.5% | 11.2% |
Population Overview
Cambridge City is a small community located in Indiana, within Wayne County. The total population is 1,657. It ranks as the 261st most populous out of 967 Census-designated places in Indiana.
Age Demographics
The median age in Cambridge City is 34.8 years. This is 9% lower than the state median of 38.1 years.
Economy, Income & Housing
The median household income in Cambridge City is $51,071. This is 29% lower than the state median of $71,957. It is also 37% lower than the national median of $80,734. The poverty rate stands at 19.9%. This is 61% higher than the state poverty rate of 12.3%. The unemployment rate is 4.7%. This is 9% higher than the state rate of 4.3%. The median home value is $103,100. Housing costs are 53% lower than the state median of $218,200. With a home-value-to-income ratio of just 2.0x, Cambridge City is one of the most affordable housing markets in the area. 69.3% of occupied housing units are owner-occupied. This homeownership rate is 2% lower than the state average of 70.5%.
Race & Ethnicity
Cambridge City has a predominantly White (non-Hispanic) population, comprising 95.1% of all residents. Hispanic or Latino residents account for 1.1%. The Black or African American population (0.4%) is well below the state average of 9.1%. The Hispanic or Latino population (1.1%) is well below the state average of 8.6%. The Asian population (0.8%) is well below the state average of 2.6%.
Education
15.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 46% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.7%.
Data Sources & Methodology
All demographic data for Cambridge City, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Cambridge City, Indiana?
Cambridge City, Indiana has a population of 1,657 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Cambridge City, IN?
The median household income in Cambridge City is $51,071, which is 37% lower than the national median of $80,734.
What is the poverty rate in Cambridge City, IN?
The poverty rate in Cambridge City is 19.9%. This means approximately 330 residents live below the federal poverty line.
What is the racial makeup of Cambridge City, Indiana?
Cambridge City's population is 95.1% White, 0.4% Black, 1.1% Hispanic/Latino, and 0.8% Asian.
What is the median home value in Cambridge City, IN?
The median home value in Cambridge City is $103,100. The home-value-to-income ratio is 2.0x.
How educated is Cambridge City, Indiana?
15.8% of adults (25+) in Cambridge City hold a bachelor's degree or higher, and 2.6% hold a graduate or professional degree.