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Chesterfield, Indiana Demographics & Population 2026

Very AffordableHome value to income ratio of 1.9x is exceptionally low

During the 2020–2024 ACS period, Chesterfield, Indiana had a total population of 2,489, the 199th largest town in Indiana, with a median household income of $58,824, which is 18% lower than the state average. The poverty rate is 11.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Chesterfield Quick Facts

Population 2,489
Median Household Income $58,824
Median Home Value $113,100
Poverty Rate 11.9%
Unemployment Rate 11.8%
Median Age 39.5 years
Homeownership Rate 72.3%
Affordability Ratio 1.9x
Bachelor's Degree or Higher 13.2%
High School Graduation Rate 92.4%
Diversity Index 27/100
Population 2,489 199th of 967
Median Income $58,824 average
Poverty Rate 11.9% 4% lower than national
Median Home Value $113,100 below average

How Chesterfield Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,7332,489-8.9%
Median household income$58,125$58,824+1.2%
Median home value$102,300$113,100+10.6%

How Chesterfield Compares

Economy & Housing

Household Income Distribution

Under $25K 14.4%
$25K-$50K 26.3%
$50K-$100K 38.7%
$100K+ 20.6%
Detailed income brackets
Under $10K
2.1%
$10K-$15K
8.1%
$15K-$20K
2.8%
$20K-$25K
1.5%
$25K-$30K
3.9%
$30K-$35K
6.1%
$35K-$40K
6.2%
$40K-$45K
3.1%
$45K-$50K
7.2%
$50K-$60K
11.6%
$60K-$75K
6.8%
$75K-$100K
20.3%
$100K-$125K
9.8%
$125K-$150K
6.5%
$150K-$200K
2.6%
$200K+
1.7%

Employment

11.8% Unemployment Rate State: 4.3%|National: 5.2%
57.7% Labor Force Participation

Housing Overview

Owner 72.3%
Renter 27.7%
Affordability Index Very Affordable
1.9x home value to income ratio
Median gross rent $964/mo 19.7% of median household income annually

People & Demographics

Diversity Index

27out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Chesterfield Rankings in Indiana

#199 Population of 967
#481 Median Income of 796
#528 Education of 966
#573 Home Value of 818

Other Cities in Madison County

CityPopulationMedian IncomePovertyHome Value
Anderson 55,367 $46,909 21.0% $119,000
Elwood 8,356 $53,280 19.5% $97,800
Pendleton 5,321 $86,806 9.2% $248,200
Alexandria 5,155 $64,317 7.8% $97,800
Lapel 2,668 $79,778 6.4% $220,400
Ingalls 2,512 $74,236 9.6% $189,900
Edgewood 2,121 $87,770 2.9% $200,100
Frankton 1,658 $68,611 9.2% $140,400
Summitville 1,104 $52,946 21.4% $101,600
Markleville 739 $89,167 8.0% $184,200

Cities Similar to Chesterfield

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Rising Sun2,474$58,843$155,70017.3%11.6%
Brooklyn2,570$58,176$119,00011.9%18.1%
Rockville2,559$57,083$99,60013.9%20.4%
Petersburg2,414$54,188$122,0009.1%11.5%
Brookville2,643$55,938$180,70018.7%8.7%

Population Overview

Chesterfield is a small community located in Indiana, within Madison County. The total population is 2,489. It ranks as the 199th most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Chesterfield is 39.5 years. This is 4% higher than the state median of 38.1 years.

Economy, Income & Housing

The median household income in Chesterfield is $58,824. This is 18% lower than the state median of $71,957. It is also 27% lower than the national median of $80,734. The poverty rate stands at 11.9%. This is 3% lower than the state poverty rate of 12.3%. The unemployment rate is 11.8%. This is 177% higher than the state rate of 4.3%. The median home value is $113,100. Housing costs are 48% lower than the state median of $218,200. With a home-value-to-income ratio of just 1.9x, Chesterfield is one of the most affordable housing markets in the area. 72.3% of occupied housing units are owner-occupied. This homeownership rate is 2% higher than the state average of 70.5%.

Race & Ethnicity

The largest racial or ethnic group in Chesterfield is White (non-Hispanic), making up 84.8% of the population. Hispanic or Latino residents account for 4.9%. The Black or African American population (0.9%) is well below the state average of 9.1%.

Education

13.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 55% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.4%.

Data Sources & Methodology

All demographic data for Chesterfield, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Chesterfield, Indiana?

Chesterfield, Indiana has a population of 2,489 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Chesterfield, IN?

The median household income in Chesterfield is $58,824, which is 27% lower than the national median of $80,734.

What is the poverty rate in Chesterfield, IN?

The poverty rate in Chesterfield is 11.9%. This means approximately 292 residents live below the federal poverty line.

What is the racial makeup of Chesterfield, Indiana?

Chesterfield's population is 84.8% White, 0.9% Black, 4.9% Hispanic/Latino, and 2.0% Asian.

What is the median home value in Chesterfield, IN?

The median home value in Chesterfield is $113,100. The home-value-to-income ratio is 1.9x.

How educated is Chesterfield, Indiana?

13.2% of adults (25+) in Chesterfield hold a bachelor's degree or higher, and 4.9% hold a graduate or professional degree.