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Cumberland, Indiana Demographics & Population 2026

During the 2020–2024 ACS period, Cumberland, Indiana had a total population of 6,267, the 113th largest town in Indiana, with a median household income of $87,364, which is 21% higher than the state average. The poverty rate is 6.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Cumberland Quick Facts

Population 6,267
Median Household Income $87,364
Median Home Value $239,200
Poverty Rate 6.4%
Unemployment Rate 3.7%
Median Age 34.5 years
Homeownership Rate 71.3%
Affordability Ratio 2.7x
Bachelor's Degree or Higher 28.1%
High School Graduation Rate 92.3%
Diversity Index 46/100
Population 6,267 113th of 967
Median Income $87,364 top 20%
Poverty Rate 6.4% 49% lower than national
Median Home Value $239,200 top 20%

How Cumberland Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population6,1546,267+1.8%
Median household income$84,167$87,364+3.8%
Median home value$241,200$239,200-0.8%

How Cumberland Compares

Economy & Housing

Household Income Distribution

Under $25K 10.4%
$25K-$50K 14.9%
$50K-$100K 29.7%
$100K+ 45.0%
Detailed income brackets
Under $10K
0.9%
$10K-$15K
1.9%
$15K-$20K
0.6%
$20K-$25K
7.1%
$25K-$30K
2.9%
$30K-$35K
0.8%
$35K-$40K
2.2%
$40K-$45K
4.5%
$45K-$50K
4.5%
$50K-$60K
3.4%
$60K-$75K
13.7%
$75K-$100K
12.5%
$100K-$125K
12.4%
$125K-$150K
10.5%
$150K-$200K
15.8%
$200K+
6.2%

Employment

3.7% Unemployment Rate State: 4.3%|National: 5.2%
70.6% Labor Force Participation

Housing Overview

Owner 71.3%
Renter 28.7%
Affordability Index Very Affordable
2.7x home value to income ratio
Median gross rent $1,157/mo 15.9% of median household income annually

People & Demographics

Diversity Index

46out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 41 | National average: 61

Education

Cumberland Rankings in Indiana

#113 Population of 967
#151 Median Income of 796
#188 Education of 966
#141 Home Value of 818

Other Cities in Marion County

CityPopulationMedian IncomePovertyHome Value
Indianapolis 885,860 $66,219 15.8% $224,800
Lawrence 49,517 $74,022 8.7% $230,100
Beech Grove 14,913 $49,973 11.1% $182,600
Speedway 13,968 $60,147 17.5% $228,600
Southport 1,975 $71,058 11.0% $206,300
Meridian Hills 1,767 $211,528 0.8% $661,700
Warren Park 1,599 $42,906 19.2% $185,800
Clermont 1,468 $82,083 8.6% $194,000
Homecroft 854 $78,942 2.0% $231,600
Rocky Ripple 631 $72,813 8.6% $194,800

Cities Similar to Cumberland

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Dunlap6,109$87,039$222,20023.9%8.4%
Ellettsville6,698$90,213$243,60036.4%5.9%
New Whiteland5,704$89,918$211,80017.4%3.3%
Pendleton5,321$86,806$248,20033.6%9.2%
Mount Vernon6,400$62,263$163,30018.6%14.9%

Population Overview

Cumberland is a small city located in Indiana, within Marion County. The total population is 6,267. It ranks as the 113th most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Cumberland is 34.5 years. This is 9% lower than the state median of 38.1 years. With 28.5% of the population under 18, Cumberland has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Cumberland is $87,364. This is 21% higher than the state median of $71,957. It is also 8% higher than the national median of $80,734. The poverty rate stands at 6.4%. This is 48% lower than the state poverty rate of 12.3%. The unemployment rate is 3.7%. This is 13% lower than the state rate of 4.3%. The median home value is $239,200. Housing costs are 10% higher than the state median of $218,200. With a home-value-to-income ratio of just 2.7x, Cumberland is one of the most affordable housing markets in the area. 71.3% of occupied housing units are owner-occupied. This homeownership rate is 1% higher than the state average of 70.5%.

Race & Ethnicity

The largest racial or ethnic group in Cumberland is White (non-Hispanic), making up 71.5% of the population. Black or African American residents account for 10.5%. The Asian population (0.4%) is well below the state average of 2.6%.

Education

28.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 5% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.3%.

Data Sources & Methodology

All demographic data for Cumberland, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Cumberland, Indiana?

Cumberland, Indiana has a population of 6,267 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cumberland, IN?

The median household income in Cumberland is $87,364, which is 8% higher than the national median of $80,734.

What is the poverty rate in Cumberland, IN?

The poverty rate in Cumberland is 6.4%. This means approximately 400 residents live below the federal poverty line.

What is the racial makeup of Cumberland, Indiana?

Cumberland's population is 71.5% White, 10.5% Black, 9.4% Hispanic/Latino, and 0.4% Asian.

What is the median home value in Cumberland, IN?

The median home value in Cumberland is $239,200. The home-value-to-income ratio is 2.7x.

How educated is Cumberland, Indiana?

28.1% of adults (25+) in Cumberland hold a bachelor's degree or higher, and 10.5% hold a graduate or professional degree.