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Howard County, Indiana Demographics 2026

Howard County, Indiana has a population of 83,752, the 19th most populous county in Indiana. The median household income is $64,027 and the median home value is $165,000. The poverty rate is 13.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Howard County Quick Facts

Population 83,752
Median Household Income $64,027
Median Home Value $165,000
Poverty Rate 13.4%
Unemployment Rate 5.8%
Median Age 40.7 years
Homeownership Rate 70.6%
Affordability Ratio 2.6x
Bachelor's Degree+ 20.8%
High School Graduation 91.8%
Cities/Places 3
Population 83,752 19th of 92
Median Income $64,027 11% lower than state
Poverty Rate 13.4%
Unemployment 5.8%

How Howard County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population83,61083,752+0.2%
Median household income$62,496$64,027+2.4%
Median home value$151,500$165,000+8.9%

Economy & Housing

Household Income Distribution

Under $25K 16.5%
$25K-$50K 22.6%
$50K-$100K 32.7%
$100K+ 28.2%
Detailed income brackets
Under $10K
5.6%
$10K-$15K
3.5%
$15K-$20K
3.5%
$20K-$25K
3.9%
$25K-$30K
4.3%
$30K-$35K
4.8%
$35K-$40K
5.0%
$40K-$45K
4.9%
$45K-$50K
3.5%
$50K-$60K
7.9%
$60K-$75K
10.3%
$75K-$100K
14.4%
$100K-$125K
9.3%
$125K-$150K
7.2%
$150K-$200K
6.9%
$200K+
4.9%

Employment

5.8% Unemployment Rate State: 4.3%|National: 5.2%
59.0% Labor Force Participation

Housing Overview

Owner 70.6%
Renter 29.4%
Affordability Index Very Affordable
2.6x home value to income ratio
Median gross rent $937/mo 17.6% of median household income annually

People & Demographics

Diversity Index

31out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Cities & Places in Howard County

CityPopulationMedian IncomePovertyHome Value
Kokomo59,122$55,36017.1%$137,400
Greentown2,094$60,5217.0%$123,400
Russiaville1,445$84,4574.2%$182,300

Population Overview

Howard County is located in Indiana with a total population of 83,752. It is the 19th most populous county out of 92 in Indiana. The county encompasses 3 Census-designated places.

Age Demographics

The median age in Howard County is 40.7 years. This is 7% higher than the state median of 38.1 years.

Economy, Income & Housing

The median household income in Howard County is $64,027. This is 11% lower than the state median of $71,957. It is also 21% lower than the national median of $80,734. The poverty rate stands at 13.4%. This is 9% higher than the state poverty rate of 12.3%. The unemployment rate is 5.8%. This is 36% higher than the state rate of 4.3%. The median home value is $165,000. Housing costs are 24% lower than the state median of $218,200. With a home-value-to-income ratio of just 2.6x, Howard County is one of the most affordable housing markets in the area. 70.6% of occupied housing units are owner-occupied.

Race & Ethnicity

The largest racial or ethnic group in Howard County is White (non-Hispanic), making up 82.6% of the population. Black or African American residents account for 7.3%. The Hispanic or Latino population (4.1%) is well below the state average of 8.6%.

Education

20.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 29% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.8%.

Data Sources & Methodology

All figures for Howard County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Indiana and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Howard County, Indiana?

Howard County has a population of 83,752, making it the 19th most populous county in Indiana.

What is the median income in Howard County?

The median household income in Howard County is $64,027 with a poverty rate of 13.4%.

How many cities are in Howard County, Indiana?

Howard County contains 3 Census-designated places.