Montgomery County, Indiana Demographics 2026

Name: Montgomery County, Indiana Demographics
Creator: U.S. Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Montgomery County, Indiana has a population of 38,312, the 39th most populous county in Indiana. The median household income is $71,479 and the median home value is $171,800. The poverty rate is 10.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Montgomery County Quick Facts

Population 38,312

Median Household Income $71,479

Median Home Value $171,800

Poverty Rate 10.5%

Unemployment Rate 3.3%

Median Age 40.4 years

Homeownership Rate 80.3%

Affordability Ratio 2.4x

Bachelor's Degree+ 20.4%

High School Graduation 89.6%

Cities/Places 12

Population 38,312 39th of 92

Median Income $71,479 about the same as state

Poverty Rate 10.5%

Unemployment 3.3%

How Montgomery County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric	2019–2023	2020–2024	Change
Population	38,155	38,312	+0.4%
Median household income	$66,571	$71,479	+7.4%
Median home value	$166,300	$171,800	+3.3%

Median Household Income

Montgomery

$71,479

$71,957

National

$80,734

Median Home Value

Montgomery

$171,800

$218,200

National

$332,700

Economy & Housing

Household Income Distribution

Under $25K 14.1%

$25K-$50K 20.2%

$50K-$100K 31.9%

$100K+ 33.9%

Detailed income brackets

Under $10K

3.7%

$10K-$15K

3.5%

$15K-$20K

2.3%

$20K-$25K

4.6%

$25K-$30K

3.5%

$30K-$35K

3.3%

$35K-$40K

5.2%

$40K-$45K

4.2%

$45K-$50K

4.0%

$50K-$60K

8.7%

$60K-$75K

9.4%

$75K-$100K

13.8%

$100K-$125K

14.5%

$125K-$150K

7.3%

$150K-$200K

6.1%

$200K+

5.9%

Employment

3.3% Unemployment Rate State: 4.3%|National: 5.2%

63.9% Labor Force Participation

Housing Overview

Owner 80.3%

Renter 19.7%

Affordability Index Very Affordable

2.4x home value to income ratio

Median gross rent $858/mo 14.4% of median household income annually

People & Demographics

Age Distribution

Under 18

23.0%

18-34

20.9%

35-54

23.2%

55-74

24.7%

75+

8.1%

Race & Ethnicity

Diversity Index

Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Educational Attainment (Adults 25+)

Cities & Places in Montgomery County

City	Population	Median Income	Poverty	Home Value
Crawfordsville	16,491	$55,033	15.2%	$134,000
Ladoga	1,144	$61,667	11.2%	$130,600
Lake Holiday	845	$109,306	0.0%	$291,100
Waynetown	805	$60,583	16.5%	$128,700
Darlington	798	$57,656	12.0%	$120,500
Linden	590	$67,981	10.2%	$141,800
New Market	509	$67,969	1.8%	$142,300
Waveland	475	$52,292	18.5%	$108,600
New Richmond	433	$80,329	6.9%	$89,200
New Ross	364	$64,167	17.0%	$145,000
Wingate	296	$64,375	13.2%	$76,000
Alamo	45	N/A	44.4%	N/A

Explore Indiana Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Population Overview

Montgomery County is located in Indiana with a total population of 38,312. It is the 39th most populous county out of 92 in Indiana. The county encompasses 12 Census-designated places.

Age Demographics

The median age in Montgomery County is 40.4 years. This is 6% higher than the state median of 38.1 years.

Economy, Income & Housing

The median household income in Montgomery County is $71,479. This is about the same as the state median of $71,957. It is also 11% lower than the national median of $80,734. The poverty rate stands at 10.5%. This is 15% lower than the state poverty rate of 12.3%. The unemployment rate is 3.3%. This is 23% lower than the state rate of 4.3%. The median home value is $171,800. Housing costs are 21% lower than the state median of $218,200. With a home-value-to-income ratio of just 2.4x, Montgomery County is one of the most affordable housing markets in the area. 80.3% of occupied housing units are owner-occupied. This homeownership rate is 14% higher than the state average of 70.5%.

Race & Ethnicity

Montgomery County has a predominantly White (non-Hispanic) population, comprising 89.0% of all residents. Hispanic or Latino residents account for 6.2%. The Black or African American population (0.9%) is well below the state average of 9.1%. The Asian population (0.5%) is well below the state average of 2.6%.

Education

20.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 31% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.6%.

Data Sources & Methodology

All figures for Montgomery County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Indiana and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Montgomery County, Indiana?

Montgomery County has a population of 38,312, making it the 39th most populous county in Indiana.

What is the median income in Montgomery County?

The median household income in Montgomery County is $71,479 with a poverty rate of 10.5%.

How many cities are in Montgomery County, Indiana?

Montgomery County contains 12 Census-designated places.