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Oxford, Indiana Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

During the 2020–2024 ACS period, Oxford, Indiana had a total population of 1,113, the 331st largest town in Indiana, with a median household income of $51,522, which is 28% lower than the state average. The poverty rate is 13.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Oxford Quick Facts

Population 1,113
Median Household Income $51,522
Median Home Value $121,800
Poverty Rate 13.9%
Unemployment Rate 6.5%
Median Age 38.4 years
Homeownership Rate 79.8%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 13.2%
High School Graduation Rate 86.7%
Diversity Index 14/100
Population 1,113 331st of 967
Median Income $51,522 bottom 30%
Poverty Rate 13.9% 12% higher than national
Median Home Value $121,800 below average

How Oxford Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,3331,113-16.5%
Median household income$48,500$51,522+6.2%
Median home value$113,900$121,800+6.9%

How Oxford Compares

Economy & Housing

Household Income Distribution

Under $25K 18.9%
$25K-$50K 28.0%
$50K-$100K 39.1%
$100K+ 13.9%
Detailed income brackets
Under $10K
4.1%
$10K-$15K
3.9%
$15K-$20K
5.9%
$20K-$25K
5.0%
$25K-$30K
2.4%
$30K-$35K
3.3%
$35K-$40K
17.4%
$40K-$45K
0.4%
$45K-$50K
4.6%
$50K-$60K
13.3%
$60K-$75K
7.2%
$75K-$100K
18.7%
$100K-$125K
7.0%
$125K-$150K
2.4%
$150K-$200K
2.2%
$200K+
2.4%

Employment

6.5% Unemployment Rate State: 4.3%|National: 5.2%
54.6% Labor Force Participation

Housing Overview

Owner 79.8%
Renter 20.2%
Affordability Index Very Affordable
2.4x home value to income ratio
Median gross rent $758/mo 17.7% of median household income annually

People & Demographics

Diversity Index

14out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Oxford Rankings in Indiana

#331 Population of 967
#629 Median Income of 796
#530 Education of 966
#526 Home Value of 818

Other Cities in Benton County

CityPopulationMedian IncomePovertyHome Value
Fowler 2,360 $53,576 14.3% $111,800
Boswell 794 $56,875 33.6% $104,800
Earl Park 342 $59,375 16.7% $86,900
Ambia 158 $61,250 34.8% $53,300
Raub 97 N/A 0.0% N/A
Templeton 15 N/A 0.0% N/A

Cities Similar to Oxford

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Summitville1,104$52,946$101,6008.8%21.4%
Morristown1,134$53,250$162,00016.1%14.1%
Wolcottville1,143$53,625$95,8006.8%17.4%
Cayuga1,064$50,872$79,8006.5%13.2%
Monroeville1,122$56,302$128,00014.5%4.5%

Population Overview

Oxford is a small community located in Indiana, within Benton County. The total population is 1,113. It ranks as the 331st most populous out of 967 Census-designated places in Indiana.

Age Demographics

The median age in Oxford is 38.4 years. This is about the same as the state median of 38.1 years.

Economy, Income & Housing

The median household income in Oxford is $51,522. This is 28% lower than the state median of $71,957. It is also 36% lower than the national median of $80,734. The poverty rate stands at 13.9%. This is 13% higher than the state poverty rate of 12.3%. The unemployment rate is 6.5%. This is 52% higher than the state rate of 4.3%. The median home value is $121,800. Housing costs are 44% lower than the state median of $218,200. With a home-value-to-income ratio of just 2.4x, Oxford is one of the most affordable housing markets in the area. 79.8% of occupied housing units are owner-occupied. This homeownership rate is 13% higher than the state average of 70.5%.

Race & Ethnicity

Oxford has a predominantly White (non-Hispanic) population, comprising 92.9% of all residents. Black or African American residents account for 2.2%. The Black or African American population (2.2%) is well below the state average of 9.1%. The Hispanic or Latino population (1.8%) is well below the state average of 8.6%.

Education

13.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 55% lower than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 86.7%.

Data Sources & Methodology

All demographic data for Oxford, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Indiana city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Oxford, Indiana?

Oxford, Indiana has a population of 1,113 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Oxford, IN?

The median household income in Oxford is $51,522, which is 36% lower than the national median of $80,734.

What is the poverty rate in Oxford, IN?

The poverty rate in Oxford is 13.9%. This means approximately 154 residents live below the federal poverty line.

What is the racial makeup of Oxford, Indiana?

Oxford's population is 92.9% White, 2.2% Black, 1.8% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Oxford, IN?

The median home value in Oxford is $121,800. The home-value-to-income ratio is 2.4x.

How educated is Oxford, Indiana?

13.2% of adults (25+) in Oxford hold a bachelor's degree or higher, and 1.8% hold a graduate or professional degree.