Tri-Lakes, Indiana Demographics & Population 2026
During the 2020–2024 ACS period, Tri-Lakes, Indiana had a total population of 1,025, the 350th largest community in Indiana, with a median household income of $115,250, which is 60% higher than the state average. The poverty rate is 4.7%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 60% above the state average — one of the wealthiest communities in Indiana.
- An exceptionally low poverty rate of 4.7% — among the lowest in Indiana.
- 41.8% of adults hold a bachelor's degree or higher — top 10% in Indiana.
Tri-Lakes Quick Facts
How Tri-Lakes Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 1,070 | 1,025 | -4.2% |
| Median household income | $113,214 | $115,250 | +1.8% |
| Median home value | $293,900 | $323,500 | +10.1% |
How Tri-Lakes Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 41 | National average: 61
Education
Educational Attainment (Adults 25+)
Tri-Lakes Rankings in Indiana
Explore Indiana Rankings
Other Cities in Whitley County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Columbia City | 9,897 | $68,089 | 13.6% | $189,100 |
| Churubusco | 1,757 | $65,086 | 9.2% | $152,300 |
| South Whitley | 1,660 | $58,068 | 13.9% | $134,100 |
| Larwill | 425 | $56,528 | 15.6% | $101,400 |
Cities Similar to Tri-Lakes
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Jimmerson Lake | 1,024 | $100,566 | $341,500 | 23.8% | 3.0% |
| Elberfeld | 971 | $105,536 | $169,700 | 14.8% | 10.9% |
| Long Beach | 1,111 | $121,827 | $672,300 | 73.0% | 3.8% |
| Ogden Dunes | 1,140 | $117,000 | $492,300 | 73.4% | 4.0% |
| Lake Dalecarlia | 1,169 | $118,472 | $327,100 | 31.6% | 6.2% |
Population Overview
Tri-Lakes is a small community located in Indiana, within Whitley County. The total population is 1,025. It ranks as the 350th most populous out of 967 Census-designated places in Indiana.
Age Demographics
The median age in Tri-Lakes is 54.1 years. This is 42% higher than the state median of 38.1 years.
Economy, Income & Housing
The median household income in Tri-Lakes is $115,250. This is 60% higher than the state median of $71,957. It is also 43% higher than the national median of $80,734. The poverty rate stands at 4.7%. This is 62% lower than the state poverty rate of 12.3%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The survey records no unemployed residents in Tri-Lakes, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $323,500. Housing costs are 48% higher than the state median of $218,200. With a home-value-to-income ratio of just 2.8x, Tri-Lakes is one of the most affordable housing markets in the area. 98.3% of occupied housing units are owner-occupied. This homeownership rate is 39% higher than the state average of 70.5%.
Race & Ethnicity
The largest racial or ethnic group in Tri-Lakes is White (non-Hispanic), making up 83.1% of the population.
Education
41.8% of residents aged 25 and older hold a bachelor's degree or higher. This places Tri-Lakes in the top 10% of all cities in the state for educational attainment. This is 42% higher than the state rate of 29.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.1%. Notably, 16.7% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Tri-Lakes, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Tri-Lakes, Indiana?
Tri-Lakes, Indiana has a population of 1,025 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Tri-Lakes, IN?
The median household income in Tri-Lakes is $115,250, which is 43% higher than the national median of $80,734.
What is the poverty rate in Tri-Lakes, IN?
The poverty rate in Tri-Lakes is 4.7%. This means approximately 48 residents live below the federal poverty line.
What is the racial makeup of Tri-Lakes, Indiana?
Tri-Lakes's population is 83.1% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Tri-Lakes, IN?
The median home value in Tri-Lakes is $323,500. The home-value-to-income ratio is 2.8x.
How educated is Tri-Lakes, Indiana?
41.8% of adults (25+) in Tri-Lakes hold a bachelor's degree or higher, and 16.7% hold a graduate or professional degree.