Bernard, Iowa Demographics & Population 2026
During the 2020–2024 ACS period, Bernard, Iowa had a total population of 112, the 842nd largest city in Iowa, with a median household income of $71,250, which is 5% lower than the state average. The poverty rate is 4.5%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- An exceptionally low poverty rate of 4.5% — among the lowest in Iowa.
- Housing is very affordable with a home-value-to-income ratio of just 2.4x.
Bernard Quick Facts
How Bernard Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 101 | 112 | +10.9% |
| Median household income | $63,750 | $71,250 | +11.8% |
| Median home value | $165,600 | $169,200 | +2.2% |
How Bernard Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 31 | National average: 61
Education
Educational Attainment (Adults 25+)
Bernard Rankings in Iowa
Explore Iowa Rankings
Other Cities in Dubuque County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Dubuque | 59,174 | $65,845 | 12.7% | $204,800 |
| Asbury | 5,989 | $124,957 | 3.2% | $339,000 |
| Dyersville | 4,423 | $83,559 | 4.9% | $234,100 |
| Cascade | 2,375 | $69,688 | 8.7% | $196,200 |
| Peosta | 2,040 | $120,833 | 2.9% | $336,000 |
| Epworth | 1,894 | $84,271 | 5.2% | $239,900 |
| Farley | 1,889 | $97,143 | 3.5% | $266,000 |
| Worthington | 431 | $97,500 | 2.8% | $166,800 |
| New Vienna | 372 | $93,250 | 4.6% | $201,600 |
| Holy Cross | 280 | $64,375 | 3.6% | $192,400 |
Cities Similar to Bernard
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Shambaugh | 113 | $70,250 | $66,100 | 18.3% | 7.1% |
| Mineola | 110 | N/A | N/A | 100.0% | 0.0% |
| Clemons | 108 | N/A | $96,400 | 13.9% | 0.9% |
| Superior | 111 | $75,625 | $82,900 | 8.9% | 3.7% |
| Mitchell | 117 | $72,500 | $116,100 | 4.4% | 7.7% |
A note before these figures: with a population of 112, Bernard's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.
Population Overview
Bernard is a small community located in Iowa, within Dubuque County. The total population is 112. It ranks as the 842nd most populous out of 1,017 Census-designated places in Iowa.
Age Demographics
The median age in Bernard is 31.0 years. This is 20% lower than the state median of 38.6 years.
Economy, Income & Housing
The median household income in Bernard is $71,250. This is 5% lower than the state median of $75,059. It is also 12% lower than the national median of $80,734. The poverty rate stands at 4.5%. This is 60% lower than the state poverty rate of 11.1%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The survey records no unemployed residents in Bernard, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $169,200. Housing costs are 19% lower than the state median of $208,000. With a home-value-to-income ratio of just 2.4x, Bernard is one of the most affordable housing markets in the area. 94.2% of occupied housing units are owner-occupied. This homeownership rate is 31% higher than the state average of 71.7%.
Race & Ethnicity
Bernard has a predominantly White (non-Hispanic) population, comprising 98.2% of all residents.
Education
25.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 20% lower than the state rate of 31.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.6%.
Data Sources & Methodology
All demographic data for Bernard, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,017 Census-designated places in Iowa. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Bernard, Iowa?
Bernard, Iowa has a population of 112 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Bernard, IA?
The median household income in Bernard is $71,250, which is 12% lower than the national median of $80,734.
What is the poverty rate in Bernard, IA?
The poverty rate in Bernard is 4.5%. This means approximately 5 residents live below the federal poverty line.
What is the racial makeup of Bernard, Iowa?
Bernard's population is 98.2% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Bernard, IA?
The median home value in Bernard is $169,200. The home-value-to-income ratio is 2.4x.
How educated is Bernard, Iowa?
25.0% of adults (25+) in Bernard hold a bachelor's degree or higher, and 9.5% hold a graduate or professional degree.