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Elkhart, Iowa Demographics & Population 2026

During the 2020–2024 ACS period, Elkhart, Iowa had a total population of 899, the 318th largest city in Iowa, with a median household income of $84,554, which is 13% higher than the state average. The poverty rate is 11.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Elkhart Quick Facts

Population 899
Median Household Income $84,554
Median Home Value $253,900
Poverty Rate 11.7%
Unemployment Rate 1.4%
Median Age 32.9 years
Homeownership Rate 81.1%
Affordability Ratio 3.0x
Bachelor's Degree or Higher 28.1%
High School Graduation Rate 94.2%
Diversity Index 19/100
Population 899 318th of 1,017
Median Income $84,554 top 20%
Poverty Rate 11.7% 6% lower than national
Median Home Value $253,900 top 10%

How Elkhart Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population680899+32.2%
Median household income$81,771$84,554+3.4%
Median home value$241,700$253,900+5.0%

How Elkhart Compares

Economy & Housing

Household Income Distribution

Under $25K 12.3%
$25K-$50K 10.0%
$50K-$100K 35.8%
$100K+ 41.8%
Detailed income brackets
Under $10K
2.9%
$10K-$15K
7.2%
$15K-$20K
2.3%
$20K-$25K
0.0%
$25K-$30K
3.1%
$30K-$35K
2.0%
$35K-$40K
0.9%
$40K-$45K
0.0%
$45K-$50K
4.0%
$50K-$60K
10.3%
$60K-$75K
8.9%
$75K-$100K
16.6%
$100K-$125K
12.9%
$125K-$150K
15.5%
$150K-$200K
9.5%
$200K+
4.0%

Employment

1.4% Unemployment Rate State: 3.6%|National: 5.2%
78.9% Labor Force Participation

Housing Overview

Owner 81.1%
Renter 18.9%
Affordability Index Affordable
3.0x home value to income ratio
Median gross rent $836/mo 11.9% of median household income annually

People & Demographics

Diversity Index

19out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 31 | National average: 61

Education

Elkhart Rankings in Iowa

#318 Population of 1,017
#172 Median Income of 948
#180 Education of 1,016
#84 Home Value of 947

Other Cities in Polk County

CityPopulationMedian IncomePovertyHome Value
Des Moines 212,421 $65,932 14.9% $194,700
Ankeny 72,615 $108,198 4.2% $331,000
West Des Moines 71,083 $86,594 8.4% $309,000
Urbandale 46,595 $112,795 6.8% $335,500
Johnston 24,384 $106,551 10.2% $369,100
Altoona 21,495 $86,114 8.3% $274,600
Clive 19,012 $132,121 7.3% $401,100
Grimes 16,366 $120,037 4.4% $304,700
Norwalk 14,183 $102,722 4.2% $303,100
Pleasant Hill 11,136 $90,508 8.9% $295,100

Cities Similar to Elkhart

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Riverside890$84,091$183,70027.2%2.3%
St. Charles914$82,841$221,30019.7%7.5%
Arnolds Park922$86,833$438,90039.1%6.0%
Raymond899$76,711$222,60019.0%4.3%
West Bend855$86,154$159,70025.1%7.4%

A note before these figures: with a population of 899, Elkhart's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Elkhart is a small community located in Iowa, within Polk County. The total population is 899. It ranks as the 318th most populous out of 1,017 Census-designated places in Iowa.

Age Demographics

The median age in Elkhart is 32.9 years. This is 15% lower than the state median of 38.6 years. With 29.5% of the population under 18, Elkhart has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Elkhart is $84,554. This is 13% higher than the state median of $75,059. It is also 5% higher than the national median of $80,734. The poverty rate stands at 11.7%. This is 5% higher than the state poverty rate of 11.1%. The unemployment rate is 1.4%. This is 62% lower than the state rate of 3.6%. The median home value is $253,900. Housing costs are 22% higher than the state median of $208,000. The home-value-to-income ratio is 3.0x. 81.1% of occupied housing units are owner-occupied. This homeownership rate is 13% higher than the state average of 71.7%.

Race & Ethnicity

Elkhart has a predominantly White (non-Hispanic) population, comprising 89.5% of all residents. Hispanic or Latino residents account for 4.6%.

Education

28.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 11% lower than the state rate of 31.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.2%.

Data Sources & Methodology

All demographic data for Elkhart, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,017 Census-designated places in Iowa. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Elkhart, Iowa?

Elkhart, Iowa has a population of 899 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Elkhart, IA?

The median household income in Elkhart is $84,554, which is 5% higher than the national median of $80,734.

What is the poverty rate in Elkhart, IA?

The poverty rate in Elkhart is 11.7%. This means approximately 105 residents live below the federal poverty line.

What is the racial makeup of Elkhart, Iowa?

Elkhart's population is 89.5% White, 2.8% Black, 4.6% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Elkhart, IA?

The median home value in Elkhart is $253,900. The home-value-to-income ratio is 3.0x.

How educated is Elkhart, Iowa?

28.1% of adults (25+) in Elkhart hold a bachelor's degree or higher, and 3.0% hold a graduate or professional degree.